319B Horsham Avenue, Toronto, ON

Willowdale West, Toronto · MLS® C13841194

$2,498,000
For Sale
Just listed todayNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Exquisite Luxury Custom-Built Home in Willowdale West, impeccably crafted with a timeless stone & brick exterior, nestled on a sun-drenched south-exposed lot with a...
  • 2,700 sq. ft. above grade plus a professionally finished basement, this family home feels even more spacious thanks to its well-thought-out layout.
  • The sun-drenched south-facing family room overlooks the private backyard, while the spacious breakfast area offers a walk-out to the deck.
  • Upstairs are 4 bedrooms, including a generous primary suite with 6-piece ensuite and walk-in closet, a second large bedroom with its own ensuite, and third and fourth...
  • The professionally finished basement features heated floors, large above-grade windows and a walk-out just a few steps to the backyard, making it feel almost like...

Exquisite Luxury Custom-Built Home in Willowdale West, impeccably crafted with a timeless stone & brick exterior, nestled on a sun-drenched south-exposed lot with a private and serene backyard. Featuring 4+1 bedrooms, approx. 2,700 sq. ft. above grade plus a professionally finished basement, this family home feels even more spacious thanks to its well-thought-out layout. Large and inviting living and dining rooms lead to a spacious modern kitchen with a large centre island, two-tone walnut and spray-painted luxury cabinetry and built-in high-end Miele appliances. The sun-drenched south-facing family room overlooks the private backyard, while the spacious breakfast area offers a walk-out to the deck. Upstairs are 4 bedrooms, including a generous primary suite with 6-piece ensuite and walk-in closet, a second large bedroom with its own ensuite, and third and fourth bedrooms sharing a 4-piece bathroom. A large skylight adorned by layers of molding and fine details in the center of the second floor hallway brings in an abundance of natural light. The professionally finished basement features heated floors, large above-grade windows and a walk-out just a few steps to the backyard, making it feel almost like grade-level living. Built for the owner with high-end finishes and utmost attention to detail and craftsmanship. Features include a large open glass wall in the foyer, solid interior doors with quality hardware, solid oak floors, solid mahogany front door, beautiful moulded and tray ceilings with cove lighting throughout-even in every bedroom-high-end kitchen cabinetry and appliances, wall paneling throughout the main floor and second-floor hallway, precast fireplace mantels, built-in speakers and more. Ideally situated on a quiet street with no sidewalk, driveway equipped with security bollard w remote, minutes to Yonge St., schools, parks, shopping and dining. 319B Horsham Ave is a fine residence that truly deserves to be called home.

Key facts

Property type
Detached, 2-Storey
MLS®
C13841194
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
32 × 133.5 ft
Cross streets
Finch/Senlac
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$12,601 / 2025
Listing brokerage
ROYAL LEPAGE TERREQUITY CONFIDENCE REALTY

Rooms

Primary BedroomSecond4.66 × 4.10 m

double doors · walk-in closet(s) · 6 pc ensuite

Bedroom 4Second3.40 × 3.30 m

hardwood floor · double closet · indirect lights

Family RoomMain5.21 × 4.12 m

gas fireplace · b/i shelves · overlooks backyard

Bedroom 3Second3.79 × 2.87 m

hardwood floor · closet · 5 pc ensuite

Bedroom 2Second4.39 × 3.85 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 5Basement3.68 × 2.93 m

heated floor · closet · above grade window

Living RoomMain4.91 × 3.42 m

gas fireplace · panelled · indirect lights

BreakfastMain5.21 × 2.70 m

hardwood floor · panelled · w/o to deck

Dining RoomMain4.91 × 3.64 m

hardwood floor · built-in speakers · moulded ceiling

KitchenMain4.91 × 4.66 m

centre island · b/i appliances · modern kitchen

RecreationBasement6.57 × 5.32 m

heated floor · built-in speakers · electric fireplace

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.41Mlikely sale price

Listed at $2,498,000. Going by how homes in Willowdale West and the wider GTA have actually closed against their asking prices (about 96%, 18 local closings in 90 days), the likely sale price is near $2.41M, if it sells. A realistic range is $2.26M to $2.71M.

Independent value check: $2.19M. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $2.05M and $2.30M).

Why $2.19M. The typical detached home sold in Willowdale West over the past year went for about $1.46M (74 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $12,601 a year; the typical home sold here pays about $8,300.
  • ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it4+1 bedrooms and 5 baths, against 3.5+1 and 3 typically.
  • ▼ Lowers itIts lot is 32 by 134 ft; the typical lot sold here is 50 by 133.
List price
$2.26MBelow recent closings$2.71MAbove recent closings

Total price vs nearby homes. Likely closing about $2.41M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.82Mmedian sold price
95%of asking, on average
−2%prices vs a year ago
~22 dayshomes like this take to sell
$6,674/moest. rent · 8 leases
3.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.2 months of inventory: 19 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $908/sqft against an area asking average of $790/sqft.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.07M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Willowdale West, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Willowdale West over the past two years, from 127 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale West · asking prices
$2.76Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $900/sqft; this home lists at $908/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.50MThis home2.69M2.70M2.90MThis home vs active comparables

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$8.80M
Banbury-Don Mills
$2.12M
Tam O'Shanter-Sullivan
$1.17M
Danforth Village-East York
$1.17M
High Park-Swansea
$2.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Yorkview Public School · Public elementary0.4 km · 52% at standard
Churchill Public School · Public elementary0.4 km · 83% at standard
St Cyril Catholic School · Catholic elementary1.4 km · 90% at standard
R J Lang Elementary and Middle School · Public elementary1.5 km · 60% at standard
Fisherville Senior Public School · Public elementary1.7 km
McKee Public School · Public elementary1.8 km · 86% at standard
North West Secondary Alternative School · Public secondary1.8 km
Claude Watson School for the Arts · Public elementary1.9 km · 96% at standard
Cardinal Carter Academy for the Arts · Catholic secondary2.0 km · 92% at standard
Cardinal Carter ES · Catholic elementary2.0 km
Cameron Public School · Public elementary2.0 km · 81% at standard
Drewry Secondary School · Public secondary2.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$11,385/mo
$470KIncome needed
5.3×Price ÷ income
$2,627Weekly cost
$97,850Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,385Property tax $1,050Total carry $12,435

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,049per month

Mortgage amount $1,998,400 · 4.49% over 25 years

$499,600Down payment (20.0%)
$1,998,400Loan before insurance
$0CMHC premium
$12,100Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,049
Property tax
$1,050
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,100

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,925
Toronto municipal land transfer tax
$48,925
Estimated closing costs
$97,850

Plus your down payment of $499,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$13,374/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,316,449Total interest paid
$3,314,849Total of all payments
Principal $1,998,400 Interest $1,316,449
YearPrincipalInterestBalance
1$44,596$87,998$1,953,804
2$46,621$85,973$1,907,184
3$48,737$83,857$1,858,446
4$50,950$81,644$1,807,496
5$53,264$79,330$1,754,232
6$55,682$76,912$1,698,550
7$58,210$74,384$1,640,340
8$60,853$71,741$1,579,487
9$63,616$68,978$1,515,871
10$66,505$66,089$1,449,367
11$69,524$63,070$1,379,842
12$72,681$59,913$1,307,162
13$75,981$56,613$1,231,181
14$79,431$53,163$1,151,750
15$83,037$49,557$1,068,713
16$86,807$45,787$981,906
17$90,749$41,845$891,157
18$94,869$37,725$796,288
19$99,176$33,417$697,112
20$103,679$28,914$593,432
21$108,387$24,207$485,045
22$113,308$19,286$371,737
23$118,453$14,141$253,284
24$123,831$8,763$129,453
25$129,453$3,141$0

At the end of your 5-year term

Total paid over the term
$662,970
Principal paid down
$244,168
Interest paid
$418,802
Balance remaining
$1,754,232

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Willowdale West$6,674/mo
$80,088Gross annual rent
2.3%Cap rate after taxes and upkeep
$6,140 to $7,208Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Willowdale West signed at a median of $6,240 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,674. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $12,601− Insurance $1,400− Vacancy & upkeep $8,810Net operating income $57,277

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY CONFIDENCE REALTY. MLS®/PropTx.

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