128 Brunswick Avenue, Toronto, ON
University, Toronto · MLS® C13716890
About this home
In short
- Welcome to 128 Brunswick Ave.
- This 1890 gem has so much potential given it's soaring ceiling height, lane way access to garage, front and back entrances to the basement, generous room sizes and of...
- With a walk score of 98/100, proximity to restaurants, transit, shopping, parks, UofT, Kensington, Chinatown, Bloor Street, 128 Brunswick is a super-desirable location.
- Newer Windows on the 2nd floor.
- The rear enclosure will need to be rebuilt or removed.
Welcome to 128 Brunswick Ave! This 1890 gem has so much potential given it's soaring ceiling height, lane way access to garage, front and back entrances to the basement, generous room sizes and of course, the fabulous location just south of Harbord and 1 block north of College St. With a walk score of 98/100, proximity to restaurants, transit, shopping, parks, UofT, Kensington, Chinatown, Bloor Street, 128 Brunswick is a super-desirable location. The house is structurally solid as per the home inspection but will need attention in the basement. Newer Windows on the 2nd floor. There is central air but a newer unit or repair will be needed. Approx 2000 sq.ft on the three floors and another 600sq.ft in the basement. The rear enclosure will need to be rebuilt or removed. Solid garage off the laneway for secure parking.
Key facts
- Property type
- Townhouse, 2 1/2 Storey
- MLS®
- C13716890
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 17 × 120 ft
- Cross streets
- Harbord/Brunswick
- Parking
- 1.5 garage (detached)
- Basement
- Full, Partially Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle, Shingles
- Sewer
- Sewer
- Property tax
- $7,330 / 2026
- Days on market
- 15
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
Eat-in Kitchen
3 Pc Ensuite
Laminate
Listed at $1,325,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.49M, typically $1.16M to $1.70M. Comparable closings on their own put this home around $1.87M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $1.53M. That is about 18% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $1.49M, median of 8 comparables.
The market behind the math:
Price per square foot: this home lists at $589/sqft against an area asking average of $725/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in University: 5 of the 29 detached leases here lately were basement units, around $1,900 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.53M, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in University, so I widened the search to the surrounding area.
Based on 8 comparable homes that sold in University over the past two years, from 26 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.87M, which is where my estimate comes from.
Per square foot, these ask about $1,444/sqft; this home lists at $589/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
University, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $1,060,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,715
- Property tax
- $611
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,325
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,975
- Toronto municipal land transfer tax
- $22,975
- Estimated closing costs
- $45,950
Plus your down payment of $265,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $342,875
- Principal paid down
- $133,409
- Interest paid
- $209,466
- Balance remaining
- $926,591
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in University (5 of 29 recent detached leases were basement units, around $1,900 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,900 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in University signed at a median of $7,412 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,362. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.