276 Robert Street, Toronto, ON
University, Toronto · MLS® C13754752
About this home
In short
- Immaculate and fully updated Victorian row house on beautiful Robert Street in the heart of Harbord Village.
- This 3-bedroom home has an unbeatable location with a 99 walk score, 99 transit score, 100 bikers score!!.
- Gleaming hardwood floors, high ceilings, period wood trim and mouldings all combine to add character and charm.
- Meticulously maintained, this house features all updated mechanics including new roofs with anti-icing cables ('26), new drains ('26), basement interior waterproofing...
Immaculate and fully updated Victorian row house on beautiful Robert Street in the heart of Harbord Village. This 3-bedroom home has an unbeatable location with a 99 walk score, 99 transit score, 100 bikers score!!. Gleaming hardwood floors, high ceilings, period wood trim and mouldings all combine to add character and charm. A perfect combination of care, preservation and location. It's right across from a park with private rear garden patio and parking off the laneway. Meticulously maintained, this house features all updated mechanics including new roofs with anti-icing cables ('26), new drains ('26), basement interior waterproofing + sump pump + back flow valve ('26) furnace and A/C ('19), serviced every year, with 12 year warranty. Historic and highly sought after neighbourhood with mature tree canopy in the centre of the city. Close to University of Toronto, Bloor Street, cultural corridor and even downtown. Steps away from Spadina TTC station (east/west & north/south lines). Loads of wonderful cafes, shops, abundance of fine dining options (Harbord Street!), excellent schools (Huron P.S, Jesse Ketchum, Harbord Collegiate). Also near University of Toronto School and Royal St. George College.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13754752
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 15.83 × 90 ft
- Cross streets
- Spadina & Bloor
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,171 / 2025
- Days on market
- 3
- Listing brokerage
- WRIGHT REAL ESTATE LTD.
Rooms
hardwood floor · french doors
hardwood floor · overlooks backyard
hardwood floor · pot lights · w/o to sunroom
hardwood floor · closet
W/O To Yard
hardwood floor · overlooks park · closet
hardwood floor · french doors · moulded ceiling
Listed at $1,399,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.36M, typically $1.24M to $1.85M. Comparable closings on their own put this home around $1.27M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $1.28M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $1.36M, median of 5 comparables.
The market behind the math:
Price per square foot: this home lists at $1,076/sqft against an area asking average of $734/sqft. Size and $/sqft both feed the estimate above.
- Ravine / green setting. This home backs onto Robert Street Playground. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.28M, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in University, so I widened the search to the surrounding area.
Based on 4 homes sold on this street over the past two years, plus 1 nearby in University, from 26 closings in University.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.27M, which is where my estimate comes from.
Per square foot, these ask about $1,282/sqft; this home lists at $1,076/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
University, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $1,119,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,034
- Property tax
- $598
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,631
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,455
- Toronto municipal land transfer tax
- $24,455
- Estimated closing costs
- $48,910
Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $362,024
- Principal paid down
- $140,860
- Interest paid
- $221,164
- Balance remaining
- $978,340
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in University signed at a median of $1,789 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,955. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WRIGHT REAL ESTATE LTD.. MLS®/PropTx.