54 Raffeix Lane, Toronto, ON

Regent Park, Toronto · MLS® C13729620

$938,000
For Sale
Listed 49 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
1Garage
1500-2000Sq ft

About this home

In short

  • Beautiful Urban Townhome In The Heart Of Regent Park.
  • This Spacious End-Unit Offers Approximately 1,536Sq.
  • Of Functional Living Space Featuring 3 Bedrooms, 3 Bathrooms, A Built-In Garage And A Private Rear Deck.
  • Bright And Open Concept Main Floor With Combined Living And Dining Area, Modern Kitchen With Breakfast Bar, Powder Room, And Walk-Out To Private Deck.
  • Steps To Parks, Aquatic Centre, Community Centre, TTC, Schools, Shops, Cafes, Restaurants And Everyday Amenities.

Beautiful Urban Townhome In The Heart Of Regent Park! This Spacious End-Unit Offers Approximately 1,536Sq. Ft. Of Functional Living Space Featuring 3 Bedrooms, 3 Bathrooms, A Built-In Garage And A Private Rear Deck.Bright And Open Concept Main Floor With Combined Living And Dining Area, Modern Kitchen With Breakfast Bar, Powder Room, And Walk-Out To Private Deck. Generous-Sized Bedrooms, Ample Storage, Finished Lower-Level Recreation Room, And Direct Garage Access Provide Comfortable City Living For Families, Professionals, Or Investors.Located In One Of Toronto's Most Vibrant Neighbourhoods. Steps To Parks, Aquatic Centre, Community Centre, TTC, Schools, Shops, Cafes, Restaurants And Everyday Amenities. Minutes To The Distillery District, Canary District, Downtown Core, DVP And Gardiner Expressway.Exceptional Opportunity To Own A Spacious Townhome In A Highly Accessible And Rapidly Growing Downtown Community.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13729620
Bedrooms
3+2 (5 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
14 × 48 ft
Cross streets
as per google map
Parking
1 garage (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick, Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,517 / 2025
Days on market
49
Listing brokerage
JDL REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.45Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $826/sqft; this home lists at $536/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
938kThis home1.08M1.59M1.50M1.65MThis home vs active comparables

Neighbourhood & location

Regent Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cabbagetown-South St. James Town
$1.55M
South Riverdale
$1.49M
Playter Estates-Danforth
$1.35M
Palmerston-Little Italy
$1.30M
Dovercourt-Wallace Emerson-Junction
$987K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 47% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Queen Alexandra Middle School · Public elementary0.6 km · 71% at standard
SEED Alternative School · Public secondary0.6 km
Dundas Junior Public School · Public elementary0.7 km · 59% at standard
Sprucecourt Junior Public School · Public elementary0.9 km · 59% at standard
Lord Dufferin Junior and Senior Public School · Public elementary0.9 km · 55% at standard
Eastdale Collegiate Institute · Public secondary1.0 km
St Martin Catholic School (St.Martin) · Catholic secondary1.1 km
Market Lane Junior and Senior Public School · Public elementary1.2 km · 74% at standard
Morse Street Junior Public School · Public elementary1.3 km · 76% at standard
Quest Alternative School Senior · Public elementary1.3 km
Withrow Avenue Junior Public School · Public elementary1.3 km · 85% at standard
Winchester Junior and Senior Public School · Public elementary1.4 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,275/mo
$181KIncome needed
5.2×Price ÷ income
$987Weekly cost
$30,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,275Property tax $460Total carry $4,735

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,149per month

Mortgage amount $750,400 · 4.49% over 25 years

$187,600Down payment (20.0%)
$750,400Loan before insurance
$0CMHC premium
$4,609Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,149
Property tax
$460
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,609

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,235
Toronto municipal land transfer tax
$15,235
Estimated closing costs
$30,470

Plus your down payment of $187,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,022/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$494,327Total interest paid
$1,244,727Total of all payments
Principal $750,400 Interest $494,327
YearPrincipalInterestBalance
1$16,746$33,043$733,654
2$17,506$32,283$716,148
3$18,301$31,488$697,847
4$19,132$30,657$678,715
5$20,000$29,789$658,715
6$20,909$28,880$637,806
7$21,858$27,931$615,948
8$22,850$26,939$593,098
9$23,888$25,901$569,210
10$24,972$24,817$544,238
11$26,106$23,683$518,131
12$27,292$22,497$490,840
13$28,531$21,258$462,309
14$29,826$19,963$432,483
15$31,180$18,609$401,302
16$32,596$17,193$368,706
17$34,076$15,713$334,630
18$35,623$14,166$299,007
19$37,241$12,548$261,766
20$38,932$10,857$222,834
21$40,699$9,090$182,135
22$42,547$7,242$139,587
23$44,479$5,310$95,108
24$46,499$3,290$48,610
25$48,610$1,179$0

At the end of your 5-year term

Total paid over the term
$248,945
Principal paid down
$91,685
Interest paid
$157,260
Balance remaining
$658,715

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,517− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,725

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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