130 Upper Canada Drive, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13730586
About this home
In short
- Located Toronto's Most Coveted Neighbourhoods--An Exceptional Custom-Built Residence Timeless Curb Appeal, Striking Architectural Presence & Refined Luxury Thruout.
- Soaring Proportions, Ambient Rope Lighting, Elegant Chandeliers & Sophisticated Detailing.
- Stunning Chef's Kitchen Is True Showpiece, Feat.
- Spa-Inspired Primary Ensuite Offers Steam Shower, Freestanding Soaker Tub, Smart Toilet & Luxurious Contemporary Finishes.
- Outdoors, A Private Oasis Awaits W/ A Large Entertaining Deck, Contemporary Glass Railings, Expansive Interlock Patio Surrounded By Mature Greenery-Ideal For Both...
Located Toronto's Most Coveted Neighbourhoods--An Exceptional Custom-Built Residence Timeless Curb Appeal, Striking Architectural Presence & Refined Luxury Thruout. Sun-Filled South-Facing Hm W/Designer-Inspired Impressive Craftsmanship &Meticulous Attention To Detail. Beautifully Appointed Principal Rms Feat. Soaring Proportions, Ambient Rope Lighting, Elegant Chandeliers & Sophisticated Detailing. Expansive Flr-To-Ceiling Windows Flood Hm W/Natural Light & Framing Serene Views Of Surround Greenery. Stunning Chef's Kitchen Is True Showpiece, Feat. Heated Flr, Full-Height Custom Cabinetry W/Refined Brass Accents, Oversized Centre Island & Premium Appliance Package Include Custom-Panelled Sub-Zero Refrigerator & Miele Dishwasher, B/I Bosch Coffeemaker, Wolf 6-Burner Range, Wolf Wall Oven & Wolf Drop-Down-Dr Microwave. Magnificent Sweeping Staircase Creates Architectural Statement, Rising Thru Upper Foyer To Striking Domed Ceiling. Grand Primary Bdrm Is Private Sanctuary, Feat. Expansive Sliding Glass Doors Opening To Private Balcony O/looking Lush Greenery. Spa-Inspired Primary Ensuite Offers Steam Shower, Freestanding Soaker Tub, Smart Toilet & Luxurious Contemporary Finishes. Thoughtfully Designed 2ndLevel Feat. Generously Proportioned Bedrooms, Each Offering Excellent Functionality W/Ensuites. Immaculate Lower Level Is Designed For Elevated Entertaining, Feat. Theatre Room W/ Surround-Sound Sys, Generously Sized Custom Bar & Striking Glass-Enclosed Wine Display W/Beautifully Detailed Custom Surrounds. Outdoors, A Private Oasis Awaits W/ A Large Entertaining Deck, Contemporary Glass Railings, Expansive Interlock Patio Surrounded By Mature Greenery-Ideal For Both Large-Scale Entertaining & Everyday Family Enjoyment. Exceptional Construction Behind The Walls W/ Double-Layer Soundproof Insulation & Soundproof Drywall. Additional Premium Feat. A Grand Double-Car Garage, Car Lift & Electric Vehicle Charger-Completing A Residence Designed For Sophisticated Modern Living.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13730586
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 7 (1 half)
- Size
- 5,000 sq ft
- Lot
- 61.29 × 175 ft
- Cross streets
- N.York Mills Rd/E.Yonge St/S.401
- Parking
- 3 garage · 7 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Brick
- Foundation
- Other
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $21,646 / 2026
- Days on market
- 10
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
built-in speakers · pot lights · combined w/living
3 pc ensuite · pot lights · closet
4 pc ensuite · pot lights · moulded ceiling
3 pc ensuite · pot lights · walk-in closet(s)
fireplace · wet bar · w/o to yard
tile floor · window · b/i closet
gas fireplace · pot lights · open concept
indirect lights · pot lights · built-in speakers
fireplace · built-in speakers · w/o to deck
6 pc ensuite · fireplace · w/o to balcony
hardwood floor · coffered ceiling(s) · b/i shelves
b/i appliances · centre island · overlooks family
laundry sink · pantry · tile floor
3 pc ensuite · hardwood floor · pot lights
3 pc ensuite · hardwood floor · closet
built-in speakers · window floor to ceiling · hardwood floor
Listed at $4,198,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $4.07M, typically $3.44M to $4.86M. Comparable closings on their own put this home around $3.77M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $3.75M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $4.07M, median of 73 comparables.
The market behind the math:
About 3.7 months of inventory: 28 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $840/sqft against an area asking average of $1,190/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 73 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.75M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 73 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.
For sale
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,133/sqft; this home lists at $840/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $3,358,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18,106
- Property tax
- $1,804
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,909
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $91,425
- Toronto municipal land transfer tax
- $105,385
- Estimated closing costs
- $196,810
Plus your down payment of $839,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,086,331
- Principal paid down
- $422,681
- Interest paid
- $663,650
- Balance remaining
- $2,935,719
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 33 whole-home leases in St. Andrew-Windfields signed at a median of $7,041 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,012. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.