402-17 Ruddington Drive, Toronto, ON

Bayview Woods-Steeles, Toronto · MLS® C13736184

$639,000
For Sale
Listed 47 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome home to this beautifully appointed corner suite in Bayview Woods-Steeles, a peaceful tree-lined enclave just minutes north of prestigious Bayview Village.
  • This boutique 8-storey building offers a rare sense of calm and quiet - ideal for those looking to downsize and retire in comfort, or a small family seeking a...
  • This sought-after corner unit boasts a superior layout with a private balcony (no shared dividers), rich hardwood flooring, a primary bedroom with ensuite, plus a...
  • The open-concept living/dining room is bathed in natural light from oversized windows dressed in Hunter Douglas blinds.
  • Enjoy easy access to parks, ravine trails, area schools, Bayview Village Shopping Centre, Seneca College, TTC, and Hwy 401/404.

Welcome home to this beautifully appointed corner suite in Bayview Woods-Steeles, a peaceful tree-lined enclave just minutes north of prestigious Bayview Village. This boutique 8-storey building offers a rare sense of calm and quiet - ideal for those looking to downsize and retire in comfort, or a small family seeking a peaceful place to call home. Step into hotel-inspired corridors softly lit for a warm, welcoming feel, and enjoy an elegant party room that opens onto a beautifully manicured courtyard -ideal for summer entertaining and BBQs with friends. This sought-after corner unit boasts a superior layout with a private balcony (no shared dividers), rich hardwood flooring, a primary bedroom with ensuite, plus a second full 3-piece bath. The open-concept living/dining room is bathed in natural light from oversized windows dressed in Hunter Douglas blinds. The kitchen impresses with granite countertops and a stylish backsplash. Ensuite laundry adds everyday convenience. Enjoy easy access to parks, ravine trails, area schools, Bayview Village Shopping Centre, Seneca College, TTC, and Hwy 401/404. A wonderful opportunity in one of North York's most tranquil, well-connected communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13736184
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Bayview And Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$983/mo
Exposure
North West
Property tax
$3,280 / 2025
Days on market
47
Listing brokerage
Royal LePage Real Estate Associates

Rooms

Dining RoomGround4.11 × 3.40 m

open concept · large window · marble floor

KitchenGround2.44 × 2.44 m

granite counters · modern kitchen

Bedroom 2Ground3.12 × 3.12 m

large closet · window · hardwood floor

Living RoomGround4.01 × 3.45 m

open concept · w/o to balcony · marble floor

Primary BedroomGround3.38 × 3.12 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Bayview Woods-Steeles · asking prices
$627kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $615/sqft; this home lists at $673/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
639kThis home510k510k689k799kThis home vs active comparables

Neighbourhood & location

Bayview Woods-Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Steelesview Public School
85%
Steelesview Public SchoolPublic · Elementary · 1.6 km awayHigher-rated than most nearby · 85% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lester B Pearson Elementary School · Public elementary0.5 km · 92% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary0.6 km · 74% at standard
Finch Public School · Public elementary0.6 km · 72% at standard
Cummer Valley Middle School · Public elementary0.9 km · 79% at standard
Bayview Middle School · Public elementary1.4 km · 80% at standard
St Agnes Catholic School · Catholic elementary1.5 km · 82% at standard
Pineway Public School · Public elementary1.6 km · 48% at standard
Avondale Secondary Alternative School · Public secondary1.7 km
Brebeuf College School · Catholic secondary1.8 km · 80% at standard
Lillian Public School · Public elementary1.9 km · 62% at standard
Hollywood Public School · Public elementary2.0 km · 96% at standard
Elkhorn Public School · Public elementary2.1 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,912/mo
$142KIncome needed
4.5×Price ÷ income
$672Weekly cost
$18,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,912Property tax $273Condo fee $983Total carry $4,169

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,827per month

Mortgage amount $511,200 · 4.49% over 25 years

$127,800Down payment (20.0%)
$511,200Loan before insurance
$0CMHC premium
$4,083Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,827
Property tax
$273
Condo / maintenance fees
$983
Heating
$0
Estimated monthly cost
$4,083

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,255
Toronto municipal land transfer tax
$9,255
Estimated closing costs
$18,510

Plus your down payment of $127,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,421/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,754Total interest paid
$847,954Total of all payments
Principal $511,200 Interest $336,754
YearPrincipalInterestBalance
1$11,408$22,510$499,792
2$11,926$21,992$487,866
3$12,467$21,451$475,399
4$13,033$20,885$462,366
5$13,625$20,293$448,741
6$14,244$19,674$434,497
7$14,890$19,028$419,607
8$15,567$18,352$404,040
9$16,273$17,645$387,767
10$17,012$16,906$370,755
11$17,785$16,134$352,970
12$18,592$15,326$334,378
13$19,436$14,482$314,942
14$20,319$13,599$294,623
15$21,241$12,677$273,382
16$22,206$11,712$251,176
17$23,214$10,704$227,962
18$24,268$9,650$203,694
19$25,370$8,548$178,324
20$26,522$7,396$151,803
21$27,726$6,192$124,077
22$28,985$4,933$95,092
23$30,301$3,617$64,791
24$31,677$2,242$33,115
25$33,115$803$0

At the end of your 5-year term

Total paid over the term
$169,591
Principal paid down
$62,459
Interest paid
$107,132
Balance remaining
$448,741

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $3,280− Condo fees $11,801− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,893

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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