220-28 Douro Street, Toronto, ON

Niagara, Toronto · MLS® C13743304

$645,000
For Sale
Listed 46 days agoNo offer date stated
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3Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Highly sought after location in Trendy King West.
  • This 2 Bedroom + Den 763Sqft Townhome has rare all inclusive maintenance boasting a spacious front garden terrace, perfect for entertaining.
  • Spacious principle rooms, Newer renovated spa like bathroom, newly installed pot lights, newly created hall closet, new dishwasher, Plenty of storage.
  • Great investment property, annual rental income approximately 40K.

Highly sought after location in Trendy King West. This 2 Bedroom + Den 763Sqft Townhome has rare all inclusive maintenance boasting a spacious front garden terrace, perfect for entertaining. Spacious principle rooms, Newer renovated spa like bathroom, newly installed pot lights, newly created hall closet, new dishwasher, Plenty of storage. Double hall closet plus front hall closet. Kitchen offers lots of counter space, cabinets and pass through window. Great investment property, annual rental income approximately 40K.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13743304
Bedrooms
3
Bathrooms
1
Size
700-799 sq ft
Cross streets
King Street W. & Strachan
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$560/mo
Exposure
South East
Property tax
$3,100 / 2026
Days on market
46
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Living RoomMain3.73 × 3.13 m

w/o to terrace · large window · laminate

Dining RoomMain3.13 × 1.67 m

open concept · laminate

DenMain3.15 × 2.28 m

separate room · enclosed · laminate

Primary BedroomMain4.01 × 3.15 m

south view · large closet · laminate

Bedroom 2Main2.97 × 2.74 m

overlooks garden · large closet · laminate

KitchenMain3.13 × 1.67 m

stainless steel appl · pass through · ceramic floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$766kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $933/sqft; this home lists at $861/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
645kThis home600k698k1000kThis home vs active comparables

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$555K
Long Branch
$715K
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Givins/Shaw Junior Public School · Public elementary0.7 km · 81% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.9 km
Charles G Fraser Junior Public School · Public elementary0.9 km · 74% at standard
ALPHA Alternative Junior School · Public elementary1.3 km
Oasis Alternative Secondary School · Public secondary1.3 km
Pope Francis Catholic School · Catholic elementary1.4 km · 67% at standard
The Grove Community School · Public elementary1.4 km
Alexander Muir/Gladstone Ave Junior and Senior Public School · Public elementary1.4 km · 73% at standard
City School · Public secondary1.4 km · 58% at standard
The Waterfront School · Public elementary1.4 km · 74% at standard
Bishop Macdonell Catholic School · Catholic elementary1.5 km · 82% at standard
Jean Lumb Public School · Public elementary1.5 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,940/mo
$134KIncome needed
4.8×Price ÷ income
$678Weekly cost
$18,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,940Property tax $258Condo fee $560Total carry $3,758

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,853per month

Mortgage amount $516,000 · 4.49% over 25 years

$129,000Down payment (20.0%)
$516,000Loan before insurance
$0CMHC premium
$3,671Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,853
Property tax
$258
Condo / maintenance fees
$560
Heating
$0
Estimated monthly cost
$3,671

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,375
Toronto municipal land transfer tax
$9,375
Estimated closing costs
$18,750

Plus your down payment of $129,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,453/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$339,916Total interest paid
$855,916Total of all payments
Principal $516,000 Interest $339,916
YearPrincipalInterestBalance
1$11,515$22,722$504,485
2$12,038$22,199$492,447
3$12,584$21,652$479,863
4$13,156$21,081$466,707
5$13,753$20,484$452,954
6$14,377$19,859$438,577
7$15,030$19,206$423,547
8$15,713$18,524$407,834
9$16,426$17,811$391,408
10$17,172$17,065$374,236
11$17,952$16,285$356,284
12$18,767$15,470$337,518
13$19,619$14,618$317,899
14$20,510$13,727$297,389
15$21,441$12,796$275,949
16$22,414$11,822$253,535
17$23,432$10,805$230,103
18$24,496$9,741$205,607
19$25,608$8,629$179,999
20$26,771$7,466$153,228
21$27,986$6,250$125,242
22$29,257$4,980$95,985
23$30,585$3,651$65,400
24$31,974$2,263$33,426
25$33,426$811$0

At the end of your 5-year term

Total paid over the term
$171,183
Principal paid down
$63,046
Interest paid
$108,137
Balance remaining
$452,954

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,100− Condo fees $6,714− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,218

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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