435-650 Lawrence Avenue, Toronto, ON

Englemount-Lawrence, Toronto · MLS® C13749516

$498,880
For Sale
Listed 43 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Built By Tridel 'The Shermount Condos'.
  • Tastefully Renovated With Top Quality Materials, Exceptional Craftsmanship And Utmost Attention To Every Detail.
  • Condo Recently Renovated Hallways And Common Areas.
  • Located Just A Short Walk To Lawrence West Subway Station, Lawrence Plaza, Minutes Away From Yorkdale Shopping Centre, Allen Expressway, Schools, Parks, Restaurants.

Your Search Ends Here! Built By Tridel 'The Shermount Condos'. Amazing Unit. Done To The Nines! Tastefully Renovated With Top Quality Materials, Exceptional Craftsmanship And Utmost Attention To Every Detail. All New: Flooring, Pot Lights, Kitchen, Stone Accent Wall, Cornice Moldings, Bathroom W/Rain Shower, Bidet Seat, Heated Towel Rack, Special Effects Lighting Throughout. Unit Was Completely Customized With Numerous Storage Compartments/Closet Organizers To Maximize Practicality And Space Utilization. Condo Recently Renovated Hallways And Common Areas. Low Maintenance Fee Includes All Utilities. Located Just A Short Walk To Lawrence West Subway Station, Lawrence Plaza, Minutes Away From Yorkdale Shopping Centre, Allen Expressway, Schools, Parks, Restaurants. Perfect For First-Time Buyers, Investors, Or Downsizers. This Hidden Gem Is Not To Be Missed!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13749516
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Allen Rd. & Lawrence Ave W
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$540/mo
Exposure
East
Property tax
$2,029 / 2025
Days on market
43
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

DenFlat1.90 × 1.75 m

open concept · laminate · closet organizers

Primary BedroomFlat4.32 × 2.90 m

mirrored closet · laminate · closet organizers

KitchenFlat3.15 × 2.70 m

modern kitchen · laminate · breakfast bar

Dining RoomFlat5.70 × 3.20 m

combined w/living · laminate · imitation fireplace

Living RoomFlat5.70 × 3.20 m

combined w/dining · laminate · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is John Polanyi Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Englemount-Lawrence · asking prices
$646kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $927/sqft; this home lists at $768/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
499kThis home499k450k989kThis home vs active comparables

Neighbourhood & location

Englemount-Lawrence, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
Bayview Village
$543K
North St. James Town
$649K
Kensington-Chinatown
$585K
Little Portugal
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Flemington Public School
36%
Flemington Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 36% meet the provincial standard
Baycrest Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Glen Park Public School · Public elementary0.6 km · 54% at standard
Lawrence Heights Middle School · Public elementary0.9 km · 44% at standard
St Charles Catholic School · Catholic elementary0.9 km · 62% at standard
Sts Cosmas and Damian Catholic School · Catholic elementary1.2 km · 84% at standard
Baycrest Public School · Public elementary1.3 km · 69% at standard
Yorkdale Secondary School · Public secondary1.5 km
Regina Mundi Catholic School · Catholic elementary1.6 km · 63% at standard
Ledbury Park Elementary and Middle School · Public elementary1.7 km · 77% at standard
West Preparatory Junior Public School · Public elementary1.8 km · 77% at standard
Joyce Public School · Public elementary1.9 km · 64% at standard
North Preparatory Junior Public School · Public elementary2.2 km · 71% at standard
Forest Hill Collegiate Institute · Public secondary2.3 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$105KIncome needed
4.7×Price ÷ income
$525Weekly cost
$12,905Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,274Property tax $169Condo fee $540Total carry $2,982

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,104 · 4.49% over 25 years

$99,776Down payment (20.0%)
$399,104Loan before insurance
$0CMHC premium
$2,916Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$169
Condo / maintenance fees
$540
Heating
$0
Estimated monthly cost
$2,916

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,453
Toronto municipal land transfer tax
$6,453
Estimated closing costs
$12,905

Plus your down payment of $99,776. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,671/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,910Total interest paid
$662,014Total of all payments
Principal $399,104 Interest $262,910
YearPrincipalInterestBalance
1$8,906$17,574$390,198
2$9,311$17,170$380,887
3$9,733$16,747$371,154
4$10,175$16,305$360,978
5$10,637$15,843$350,341
6$11,120$15,360$339,221
7$11,625$14,855$327,595
8$12,153$14,327$315,442
9$12,705$13,776$302,737
10$13,282$13,199$289,456
11$13,885$12,596$275,571
12$14,515$11,965$261,056
13$15,174$11,306$245,881
14$15,863$10,617$230,018
15$16,583$9,897$213,435
16$17,336$9,144$196,098
17$18,124$8,357$177,975
18$18,946$7,534$159,028
19$19,807$6,674$139,221
20$20,706$5,775$118,515
21$21,646$4,834$96,869
22$22,629$3,852$74,240
23$23,656$2,824$50,584
24$24,731$1,750$25,853
25$25,853$627$0

At the end of your 5-year term

Total paid over the term
$132,403
Principal paid down
$48,763
Interest paid
$83,640
Balance remaining
$350,341

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,029− Condo fees $6,475− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,791

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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