708-99 Avenue Road, Toronto, ON

Annex, Toronto · MLS® C13752738

$2,395,000
For Sale
Listed 41 days agoNo offer date stated
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2Bedrooms
3Bathrooms
2Garage
2500-2749Sq ft

About this home

In short

  • This boutique building, with only 60 residences, offers the discerning Buyer a rarely available 2,544 sq.ft. open concept suite, with a premium sized 45 foot east...
  • The very bright east facing windows flood this open concept layout with natural light and the versatile open concept, allows different Liv Room, Dining Room, Family...
  • The chef's kitchen offers an abundance of counter space with 2 oversized east facing windows, perfect for natural light food prep.
  • The Primary ensuite is ideally set up to allow use of both sinks with privacy from the WC and shower area.
  • With an emphasis on privacy and discretion, immerse yourself in this top notch neighbourhood, and its highly rated restaurants, cultural, fashion and art scenes...

Welcome to Yorkville's best kept secret. This boutique building, with only 60 residences, offers the discerning Buyer a rarely available 2,544 sq.ft. open concept suite, with a premium sized 45 foot east facing, unobstructed terrace overlooking Yorkville shops and treed fine residences below. The welcoming entry allows you to take in the full open view. The very bright east facing windows flood this open concept layout with natural light and the versatile open concept, allows different Liv Room, Dining Room, Family Room layout options. A rarely seen gas fireplace defines the Living Room space. The chef's kitchen offers an abundance of counter space with 2 oversized east facing windows, perfect for natural light food prep. An adjoining walk-in pantry offers the chef tons of extra storage of all your culinary needs. There is a designated office, already set up for your work space requirements.The Primary ensuite is ideally set up to allow use of both sinks with privacy from the WC and shower area. Building amenities include Valet parking, 24 hour conceirge, Sauna, Party/Meeting Room, Gym, Steam Room, Guest Suite and Bike storage. With an emphasis on privacy and discretion, immerse yourself in this top notch neighbourhood, and its highly rated restaurants, cultural, fashion and art scenes, within steps to TTC buses and subway. Walk score of 99. Stroll to Whole Food or Holt Renfrew. An opportunity not to be missed.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13752738
Bedrooms
2
Bathrooms
3 (1 half)
Size
2500-2749 sq ft
Cross streets
Yorkville/Avenue Rd/Bloor
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Maintenance
$3,876/mo
Exposure
East
Property tax
$15,131 / 2026
Days on market
41
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Family RoomFlat8.00 × 9.90 m

hardwood floor · combined w/living · irregular room

Living RoomFlat9.90 × 9.90 m

fireplace · hardwood floor · w/o to terrace

OfficeFlat1.95 × 2.68 m

hardwood floor · b/i desk · b/i shelves

Dining RoomFlat9.90 × 9.90 m

combined w/living · open concept · w/o to terrace

Primary BedroomFlat4.85 × 5.20 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

KitchenFlat4.94 × 3.15 m

stone floor · breakfast bar · pantry

Bedroom 2Flat2.54 × 4.70 m

hardwood floor · double closet · window

Our TakeTeam Asgarian · Broker
A discount is typical here
$2.29Mlikely sale price

Listed at $2,395,000. Going by how homes in Annex have actually closed against their asking prices (about 96%, 59 local closings in 90 days), the likely sale price is near $2.29M, if it sells. A realistic range is $2.15M to $2.47M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$2.15MBelow recent closings$2.47MAbove recent closings

Total price vs nearby homes. Likely closing about $2.29M, from 59 recent closings in this pocket.

The market behind the math:

59sold nearby · 90 days
$800Kmedian sold price
94%of asking, on average
−9%prices vs a year ago
~34 dayshomes like this take to sell
41days on market so far
$5,888/moest. rent · 5 leases
3.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 11 condo apartment homes for sale in the area against 59 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $913/sqft against an area asking average of $1,641/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 59 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.07M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 homes sold in this building over the past two years, from 482 closings in Annex.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$5.08Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $3.90M, which is where my estimate comes from.

Per square foot, these ask about $1,965/sqft; this home lists at $913/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
2.40MThis home3.50M4.00M5.20M5.90M6.80MThis home vs active comparables

Sold price trend

Median sold price for condos in Annex: $1.09M in September 2026, down 1% from a year ago, on 256 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$785K22
November 2025$885K22
December 2025$1.08M11
January 2026$1.03M10
February 2026$644K14
March 2026$820K25
April 2026$888K30
May 2026$970K22
June 2026$770K31
July 2026$835K28
August 2026$740K15
September 2026$1.09M26

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Dovercourt-Wallace Emerson-Junction
$640K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Huron Street Junior Public School · Public elementary0.6 km · 74% at standard
Cottingham Junior Public School · Public elementary0.9 km · 100% at standard
St Joseph's College School · Catholic secondary1.1 km · 76% at standard
Rosedale Junior Public School · Public elementary1.2 km · 94% at standard
Brown Junior Public School · Public elementary1.5 km · 86% at standard
Central Technical School · Public secondary1.5 km · 54% at standard
Loretto College School · Catholic secondary1.5 km · 62% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.5 km
Msgr Fraser Orientation Centre · Catholic secondary1.6 km
Orde Street Public School · Public elementary1.6 km · 76% at standard
da Vinci School · Public elementary1.6 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary1.6 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,916/mo
$533KIncome needed
4.5×Price ÷ income
$2,519Weekly cost
$92,700Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $10,916Property tax $1,261Condo fee $3,876Total carry $16,053

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,594per month

Mortgage amount $1,916,000 · 4.49% over 25 years

$479,000Down payment (20.0%)
$1,916,000Loan before insurance
$0CMHC premium
$15,731Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,594
Property tax
$1,261
Condo / maintenance fees
$3,876
Heating
$0
Estimated monthly cost
$15,731

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,350
Toronto municipal land transfer tax
$46,350
Estimated closing costs
$92,700

Plus your down payment of $479,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,822/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,262,168Total interest paid
$3,178,168Total of all payments
Principal $1,916,000 Interest $1,262,168
YearPrincipalInterestBalance
1$42,757$84,370$1,873,243
2$44,698$82,428$1,828,545
3$46,728$80,399$1,781,817
4$48,849$78,277$1,732,968
5$51,067$76,059$1,681,900
6$53,386$73,741$1,628,514
7$55,810$71,317$1,572,704
8$58,344$68,783$1,514,360
9$60,993$66,134$1,453,367
10$63,762$63,364$1,389,605
11$66,657$60,469$1,322,947
12$69,684$57,443$1,253,263
13$72,848$54,279$1,180,416
14$76,155$50,971$1,104,260
15$79,613$47,514$1,024,647
16$83,228$43,899$941,419
17$87,007$40,120$854,412
18$90,957$36,169$763,455
19$95,087$32,040$668,368
20$99,404$27,722$568,963
21$103,918$23,209$465,045
22$108,636$18,491$356,409
23$113,569$13,558$242,841
24$118,725$8,402$124,116
25$124,116$3,011$0

At the end of your 5-year term

Total paid over the term
$635,634
Principal paid down
$234,100
Interest paid
$401,534
Balance remaining
$1,681,900

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Annex$5,888/mo
$70,656Gross annual rent
0.0%Cap rate after taxes and upkeep
$4,965 to $6,707Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Annex signed at a median of $4,287 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,888. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.0%
Gross yield
− Property tax $15,131− Condo fees $46,514− Insurance $600− Vacancy & upkeep $7,772Net operating income $639

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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