309-223 St Clair Avenue, Toronto, ON

Casa Loma, Toronto · MLS® C13754390

$624,999
For Sale
Listed 41 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to the perfect blend of sophistication and functionality at Zigg Condos.
  • This thoughtfully designed 615 sq. ft. residence proves that smart layout and stylish living go hand in hand.
  • The open-concept living and dining area flows seamlessly to a private north-facing balcony, where you'll enjoy tranquil treetop views and cool summer breezes - a...
  • The 12th floor rooftop patio amenity is a fantastic shared space, with 360 degree city views and many different lounging areas.
  • Clair West subway station, Wychwood Barns, boutique shops, top-rated restaurants, and Forest Hill's scenic ravine trails - this is midtown living at its finest.

Welcome to the perfect blend of sophistication and functionality at Zigg Condos. Located on St. Clair W, nestled conveniently among many sought after neighbourhoods like South Hill, Casa Loma, and Forest Hill, this one bedroom plus office/den unit offers everything a discerning condo buyer would want. Functional living space? Check! A north facing balcony, perfect for a morning coffee or after work wind down? Check! A well-maintained and expertly managed building? Check! This thoughtfully designed 615 sq. ft. residence proves that smart layout and stylish living go hand in hand. The open-concept living and dining area flows seamlessly to a private north-facing balcony, where you'll enjoy tranquil treetop views and cool summer breezes - a perfect retreat from the bustle of the city below. The versatile den/office space offers the flexibility today's buyer demands, whether you're working from home, need a reading nook, or a cozy guest area. Every square foot has been maximized to deliver comfort without compromise. The 12th floor rooftop patio amenity is a fantastic shared space, with 360 degree city views and many different lounging areas. Just a few steps to the St. Clair West subway station, Wychwood Barns, boutique shops, top-rated restaurants, and Forest Hill's scenic ravine trails - this is midtown living at its finest.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13754390
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
St. Clair W and Poplar Plains Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$744/mo
Exposure
North
Property tax
$3,446 / 2025
Days on market
41
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

KitchenMain3.63 × 3.17 m

Combined w/Dining

BathroomMain2.42 × 1.48 m
DenMain2.43 × 2.33 m

closet · b/i bookcase

Living RoomMain2.92 × 3.12 m

combined w/dining · w/o to balcony

Primary BedroomMain4.06 × 3.01 m

north view · closet organizers

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Casa Loma · asking prices
$613kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $943/sqft; this home lists at $962/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
625kThis home629k610k599kThis home vs active comparables

Neighbourhood & location

Casa Loma, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
North St. James Town
$649K
Kensington-Chinatown
$600K
Church-Yonge Corridor
$580K
Moss Park
$495K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.9 km · 100% at standard
Hillcrest Community School · Public elementary1.2 km · 85% at standard
Forest Hill Junior and Senior Public School · Public elementary1.3 km · 82% at standard
Davisville Junior Public School · Public elementary1.7 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.7 km
Huron Street Junior Public School · Public elementary1.7 km · 74% at standard
Our Lady of Perpetual Help Catholic School · Catholic elementary1.7 km · 88% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.7 km · 87% at standard
Humewood Community School · Public elementary1.9 km · 75% at standard
Oriole Park Junior Public School · Public elementary1.9 km · 100% at standard
Palmerston Avenue Junior Public School · Public elementary2.1 km · 80% at standard
Rosedale Junior Public School · Public elementary2.1 km · 94% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,849/mo
$135KIncome needed
4.6×Price ÷ income
$657Weekly cost
$17,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,849Property tax $287Condo fee $744Total carry $3,880

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,765per month

Mortgage amount $499,999 · 4.49% over 25 years

$125,000Down payment (20.0%)
$499,999Loan before insurance
$0CMHC premium
$3,796Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,765
Property tax
$287
Condo / maintenance fees
$744
Heating
$0
Estimated monthly cost
$3,796

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,975
Toronto municipal land transfer tax
$8,975
Estimated closing costs
$17,950

Plus your down payment of $125,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,346/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$329,375Total interest paid
$829,374Total of all payments
Principal $499,999 Interest $329,375
YearPrincipalInterestBalance
1$11,158$22,017$488,841
2$11,664$21,511$477,177
3$12,194$20,981$464,983
4$12,748$20,427$452,235
5$13,327$19,848$438,909
6$13,932$19,243$424,977
7$14,564$18,611$410,413
8$15,225$17,950$395,187
9$15,917$17,258$379,271
10$16,639$16,536$362,631
11$17,395$15,780$345,236
12$18,185$14,990$327,052
13$19,010$14,165$308,041
14$19,874$13,301$288,168
15$20,776$12,399$267,392
16$21,719$11,456$245,673
17$22,705$10,470$222,967
18$23,736$9,439$199,231
19$24,814$8,361$174,417
20$25,941$7,234$148,477
21$27,118$6,057$121,358
22$28,350$4,825$93,009
23$29,637$3,538$63,372
24$30,982$2,192$32,389
25$32,389$786$0

At the end of your 5-year term

Total paid over the term
$165,875
Principal paid down
$61,091
Interest paid
$104,784
Balance remaining
$438,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,446− Condo fees $8,930− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,918

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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