108 Empress Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13758890

$2,380,000
For Sale
Listed 2 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
1Garage · 3 parking
2500-3000Sq ft

About this home

In short

  • A Rare Opportunity to Own a Truly One-of-a-Kind Luxury Residence in Prestigious Willowdale.
  • Professionally renovated with exceptional craftsmanship and timeless character, this remarkable home offers a distinctive design rarely found in the neighbourhood.
  • The spectacular cottage-inspired Family Room is truly the heart of the home, featuring soaring wood-beamed ceilings, natural stone flooring, a stunning...
  • Dramatic cathedral ceilings, abundant skylights and recessed pot lights create an extraordinary sense of openness and airiness.
  • The finished lower level offers a separate entrance, spacious recreation room and additional bedroom with ensuite, providing excellent flexibility for extended...

A Rare Opportunity to Own a Truly One-of-a-Kind Luxury Residence in Prestigious Willowdale. Professionally renovated with exceptional craftsmanship and timeless character, this remarkable home offers a distinctive design rarely found in the neighbourhood. The spectacular cottage-inspired Family Room is truly the heart of the home, featuring soaring wood-beamed ceilings, natural stone flooring, a stunning floor-to-ceiling stone fireplace and walk-outs to the professionally landscaped backyard. Warm architectural details create a perfect balance of luxury, character and comfort. The thoughtfully designed split-level layout naturally defines each living area, offering enhanced privacy while maintaining an effortless flow throughout the home. Occupying its own private upper level, the grand Primary Retreat is one of the home's most impressive features. Dramatic cathedral ceilings, abundant skylights and recessed pot lights create an extraordinary sense of openness and airiness. Complete with custom built-ins, a gas fireplace, private balcony and spacious 5-piece ensuite featuring double sinks, a soaker tub and separate glass-enclosed shower. All four bedrooms enjoy desirable south-facing exposure, bathing the rooms in abundant natural light throughout the day. The finished lower level offers a separate entrance, spacious recreation room and additional bedroom with ensuite, providing excellent flexibility for extended family, guests, nanny suite or home office. The beautifully landscaped backyard features multiple stone patios, lush greenery and exceptional privacy-an ideal setting for outdoor entertaining or peaceful relaxation. With an impressive estate-like presence, this exceptional residence is surrounded by luxury custom homes and conveniently close to parks, transit and top-ranked schools, including Earl Haig Secondary School.

Key facts

Property type
Detached, 3-Storey
MLS®
C13758890
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
50.06 × 128.15 ft
Cross streets
Finch/Yonge/Sheppard
Parking
1 garage · 3 parking (attached)
Driveway
Available
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,267 / 2026
Days on market
2
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

OfficeIn Between4.10 × 3.48 m

hardwood floor · halogen lighting · crown moulding

Family RoomMain7.80 × 4.70 m

stone floor · gas fireplace · w/o to garden

Bedroom 4Second4.54 × 3.54 m

crown moulding · halogen lighting · closet

Bedroom 2In Between4.10 × 3.48 m

cathedral ceiling(s) · crown moulding · closet

KitchenMain3.36 × 2.76 m

hardwood floor · halogen lighting · pantry

Dining RoomMain7.80 × 4.70 m

combined w/family · wall sconce lighting · stone floor

RecreationBasement5.20 × 3.06 m

hardwood floor · halogen lighting · above grade window

BedroomMain4.50 × 2.92 m

4 pc bath · crown moulding · closet

Primary BedroomSecond8.88 × 5.10 m

6 pc ensuite · gas fireplace · w/o to balcony

BedroomBasement4.67 × 3.80 m

3 pc ensuite · hardwood floor · above grade window

BreakfastMain4.15 × 2.85 m

hardwood floor · b/i shelves · bow window

Our TakeTeam Asgarian · Broker
In line
$2.34Mest. value

Listed at $2,380,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.34M, typically $2.07M to $2.63M. Comparable closings on their own put this home around $2.23M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $2.33M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.07MBelow recent closings$2.63MAbove recent closings

Total price vs nearby homes. Fair value about $2.34M, median of 52 comparables.

The market behind the math:

37sold nearby · 90 days
$2.30Mmedian sold price
97%of asking, on average
+2%prices vs a year ago
~37 dayshomes like this take to sell
2days on market so far
$6,121/moest. rent · 32 leases
3.1%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.1 months of inventory: 50 detached homes for sale in the area against 37 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $865/sqft against an area asking average of $893/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 32 of the 231 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 52 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.33M, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Earl Haig Secondary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Willowdale East, so I widened the search to the surrounding area.

Based on 52 comparable homes that sold in Willowdale East over the past two years, from 214 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$2.10Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.23M, which is where my estimate comes from.

Per square foot, these ask about $821/sqft; this home lists at $865/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.38MThis home2.39M2.15M2.35M1.60M2.00MThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Edenbridge-Humber Valley
$3.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McKee Public School
86%
McKee Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 86% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Claude Watson School for the Arts · Public elementary0.6 km · 96% at standard
Cardinal Carter ES · Catholic elementary0.8 km
Cardinal Carter Academy for the Arts · Catholic secondary0.8 km · 92% at standard
St Cyril Catholic School · Catholic elementary1.0 km · 90% at standard
Hollywood Public School · Public elementary1.3 km · 96% at standard
Avondale Alternative Elementary School · Public elementary1.4 km · 94% at standard
Avondale Public School · Public elementary1.4 km · 70% at standard
Willowdale Middle School · Public elementary1.5 km · 78% at standard
Churchill Public School · Public elementary1.5 km · 83% at standard
Avondale Secondary Alternative School · Public secondary1.8 km
Finch Public School · Public elementary1.8 km · 72% at standard
St Antoine Daniel Catholic School · Catholic elementary1.9 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,847/mo
$455KIncome needed
5.2×Price ÷ income
$2,503Weekly cost
$91,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $10,847Property tax $1,189Total carry $12,036

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,265per month

Mortgage amount $1,904,000 · 4.24% over 25 years

$476,000Down payment (20.0%)
$1,904,000Loan before insurance
$0CMHC premium
$11,454Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,265
Property tax
$1,189
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,454

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$45,975
Toronto municipal land transfer tax
$45,975
Estimated closing costs
$91,950

Plus your down payment of $476,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$12,455/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,175,403Total interest paid
$3,079,403Total of all payments
Principal $1,904,000 Interest $1,175,403
YearPrincipalInterestBalance
1$43,992$79,185$1,860,008
2$45,877$77,300$1,814,132
3$47,842$75,334$1,766,289
4$49,892$73,284$1,716,397
5$52,030$71,146$1,664,367
6$54,260$68,916$1,610,107
7$56,585$66,591$1,553,522
8$59,009$64,167$1,494,513
9$61,538$61,638$1,432,975
10$64,175$59,001$1,368,800
11$66,925$56,252$1,301,876
12$69,792$53,384$1,232,084
13$72,783$50,393$1,159,301
14$75,902$47,275$1,083,399
15$79,154$44,022$1,004,245
16$82,546$40,631$921,700
17$86,083$37,094$835,617
18$89,771$33,405$745,846
19$93,618$29,558$652,228
20$97,629$25,547$554,599
21$101,813$21,363$452,786
22$106,175$17,001$346,611
23$110,725$12,451$235,886
24$115,469$7,707$120,417
25$120,417$2,759$0

At the end of your 5-year term

Total paid over the term
$615,881
Principal paid down
$239,633
Interest paid
$376,248
Balance remaining
$1,664,367

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 32 whole-home leases in Willowdale East$6,121/mo
$73,452Gross annual rent
2.1%Cap rate after taxes and upkeep
$5,327 to $6,675Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale East (32 of 231 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 32 whole-home leases in Willowdale East signed at a median of $6,370 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,121. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.1%
Gross yield
− Property tax $14,267− Insurance $1,400− Vacancy & upkeep $8,080Net operating income $49,705

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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