803-1331 Bay Street, Toronto, ON

Annex, Toronto · MLS® C13760448

$498,000
For Sale
Listed 40 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Luxurious and Spacious One-Bedroom Suite In Boutique Yorkville Condo.
  • With Only 24 Residential Units Offering Exclusivity And Privacy.
  • Gorgeous Hardwood Floors Throughout.
  • Custom Kitchen With Premium Kitchen-Aid Appliances, Marble Countertops And Pullout Pantry.
  • 100 Walk Score: Steps From Upscale Shopping, Restaurants, Parks, Galleries, Attractions, And TTC.

Rarely Available. Luxurious and Spacious One-Bedroom Suite In Boutique Yorkville Condo. With Only 24 Residential Units Offering Exclusivity And Privacy. Well-Appointed And Meticulously Maintained Suite Featuring Timeless Finishes And Oversized Rooms. An Expansive Layout Filled With Natural Light From Floor To Ceiling Windows Across The Entire Suite. Gorgeous Hardwood Floors Throughout. Covered Balcony With Wood Decking. Wood-Burning Fireplace. Custom Kitchen With Premium Kitchen-Aid Appliances, Marble Countertops And Pullout Pantry. Extra-Large Bedroom With Double Genuine California Closets. Marble Floor Bath With Oversized Corner Tub And Separate Shower. Ensuite Laundry. Afternoon Sun Exposure Off The Balcony. Parking And Extra-Large Locker Included.Building Features Lower Private Roof-Top Patio With BBQ And Gardens. Wifi-Enabled Party/Meeting Room With Kitchen, Full Gym, Saunas, Security, Visitors Parking. 100 Walk Score: Steps From Upscale Shopping, Restaurants, Parks, Galleries, Attractions, And TTC. Exceptional Yorkville Value!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13760448
Bedrooms
1
Bathrooms
1
Size
700-799 sq ft
Cross streets
Bay St / Davenport Rd
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete, Stone
Maintenance
$1,757/mo
Exposure
North
Property tax
$3,606 / 2026
Days on market
40
Listing brokerage
MANOR HILL REALTY INC.

Rooms

Living RoomMain5.46 × 3.78 m

hardwood floor · fireplace · w/o to balcony

FoyerMain1.82 × 1.52 m

marble floor · b/i shelves · marble floor

OtherMain2.62 × 1.89 m

hardwood floor · north view

Primary BedroomMain4.35 × 3.66 m

hardwood floor · closet organizers · large window

Dining RoomMain3.14 × 2.62 m

hardwood floor · w/o to balcony · large window

KitchenMain3.47 × 2.40 m

hardwood floor · granite counters · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$574kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $850/sqft; this home lists at $664/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
498kThis home499k400k825kThis home vs active comparables

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Cottingham Junior Public School · Public elementary0.9 km · 100% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Huron Street Junior Public School · Public elementary1.0 km · 74% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.2 km
Jarvis Collegiate Institute · Public secondary1.3 km · 57% at standard
Native Learning Centre · Public secondary1.4 km
Church Street Junior Public School · Public elementary1.4 km · 73% at standard
Rose Avenue Junior Public School · Public elementary1.5 km · 46% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.5 km
Orde Street Public School · Public elementary1.6 km · 76% at standard
Brown Junior Public School · Public elementary1.6 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,270/mo
$133KIncome needed
3.7×Price ÷ income
$524Weekly cost
$12,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

52%mortgage
Mortgage $2,270Property tax $301Condo fee $1,757Total carry $4,327

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,203per month

Mortgage amount $398,400 · 4.49% over 25 years

$99,600Down payment (20.0%)
$398,400Loan before insurance
$0CMHC premium
$4,260Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,203
Property tax
$301
Condo / maintenance fees
$1,757
Heating
$0
Estimated monthly cost
$4,260

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,435
Toronto municipal land transfer tax
$6,435
Estimated closing costs
$12,870

Plus your down payment of $99,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,447Total interest paid
$660,847Total of all payments
Principal $398,400 Interest $262,447
YearPrincipalInterestBalance
1$8,891$17,543$389,509
2$9,294$17,140$380,215
3$9,716$16,718$370,499
4$10,157$16,276$360,341
5$10,619$15,815$349,723
6$11,101$15,333$338,622
7$11,605$14,829$327,017
8$12,132$14,302$314,886
9$12,682$13,751$302,203
10$13,258$13,176$288,945
11$13,860$12,574$275,085
12$14,490$11,944$260,595
13$15,147$11,286$245,448
14$15,835$10,599$229,612
15$16,554$9,880$213,058
16$17,306$9,128$195,752
17$18,092$8,342$177,661
18$18,913$7,521$158,748
19$19,772$6,662$138,976
20$20,669$5,764$118,306
21$21,608$4,826$96,698
22$22,589$3,845$74,109
23$23,615$2,819$50,495
24$24,687$1,747$25,808
25$25,808$626$0

At the end of your 5-year term

Total paid over the term
$132,169
Principal paid down
$48,677
Interest paid
$83,492
Balance remaining
$349,723

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
0.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $3,606− Condo fees $21,083− Insurance $600− Vacancy & upkeep $3,168Net operating income $343

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MANOR HILL REALTY INC.. MLS®/PropTx.

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