1211-736 Spadina Avenue, Toronto, ON

University, Toronto · MLS® C13768982

$800,000
For Sale
Listed 40 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Beautiful Mosaic Condominiums.
  • Only 21 floors of modern city living spaces in the desirable Annex Community.
  • This particular unit is a well-appointed split 2 bedroom, 2 bathroom layout.
  • Additional Highlights include the large Walk In Closet at the front foyer, In-Suite Laundry, Large South facing Balcony with beautiful city and residential views, 1...
  • All Of This In An Unbeatable Location just steps to Bloor Street, Spadina Subway, University Of Toronto, Yorkville (Toronto's Premier Luxury Neighbourhood), The Royal...

Beautiful Mosaic Condominiums. Only 21 floors of modern city living spaces in the desirable Annex Community. Residents will come to love about Mosaic is its prime downtown location, with a ton of convenient shops, cafes and restaurants right at your doorstep. This particular unit is a well-appointed split 2 bedroom, 2 bathroom layout. Additional Highlights include the large Walk In Closet at the front foyer, In-Suite Laundry, Large South facing Balcony with beautiful city and residential views, 1 Parking Space, And 1 Locker (directly within park spot). Residents enjoy outstanding updated Amenities: Rooftop Terrace With 360 City Views & BBQs, Fully-Equipped Gym, Party Room, Billiards, 2 Guest Suites, And 24-Hour Concierge. All Of This In An Unbeatable Location just steps to Bloor Street, Spadina Subway, University Of Toronto, Yorkville (Toronto's Premier Luxury Neighbourhood), The Royal Ontario Museum, The Royal Conservatory Of Music, Miles Nadal JCC & More. Enjoy the lifestyle of living In the heart Of The Annex. Professionally managed property management makes this an excellent investment for all. Some photos are virtually staged.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13768982
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Bloor St and Spadina Ave
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Other
Foundation
Concrete
Maintenance
$761/mo
Exposure
South
Property tax
$4,004 / 2025
Days on market
40
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Living RoomMain5.20 × 3.50 m

combined w/dining · hardwood floor · w/o to balcony

KitchenMain2.70 × 3.50 m

stainless steel appl · tile floor · breakfast bar

Bedroom 2Main2.64 × 2.49 m

closet · window

Primary BedroomMain3.50 × 2.72 m

closet · 3 pc ensuite · window

Dining RoomMain5.20 × 3.50 m

combined w/living · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Technical School · Public secondary0.5 km · 54% at standard
Loretto College School · Catholic secondary0.6 km · 62% at standard
da Vinci School · Public elementary0.7 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary0.8 km · 85% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.8 km
King Edward Junior and Senior Public School · Public elementary0.9 km · 83% at standard
Harbord Collegiate Institute · Public secondary1.0 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary1.0 km · 80% at standard
Kensington Community School School Junior · Public elementary1.1 km · 97% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
St Joseph's College School · Catholic secondary1.2 km · 76% at standard
Clinton Street Junior Public School · Public elementary1.2 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,646/mo
$167KIncome needed
4.8×Price ÷ income
$841Weekly cost
$24,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,646Property tax $334Condo fee $761Total carry $4,741

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,539per month

Mortgage amount $640,000 · 4.49% over 25 years

$160,000Down payment (20.0%)
$640,000Loan before insurance
$0CMHC premium
$4,633Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,539
Property tax
$334
Condo / maintenance fees
$761
Heating
$0
Estimated monthly cost
$4,633

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,475
Toronto municipal land transfer tax
$12,475
Estimated closing costs
$24,950

Plus your down payment of $160,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,283/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,601Total interest paid
$1,061,601Total of all payments
Principal $640,000 Interest $421,601
YearPrincipalInterestBalance
1$14,282$28,182$625,718
2$14,931$27,533$610,787
3$15,608$26,856$595,179
4$16,317$26,147$578,862
5$17,058$25,406$561,804
6$17,832$24,632$543,971
7$18,642$23,822$525,329
8$19,489$22,975$505,841
9$20,373$22,091$485,467
10$21,298$21,166$464,169
11$22,266$20,199$441,903
12$23,276$19,188$418,627
13$24,333$18,131$394,293
14$25,438$17,026$368,855
15$26,593$15,871$342,262
16$27,801$14,663$314,461
17$29,063$13,401$285,399
18$30,382$12,082$255,016
19$31,762$10,702$223,254
20$33,204$9,260$190,050
21$34,712$7,752$155,339
22$36,288$6,176$119,051
23$37,935$4,529$81,116
24$39,658$2,806$41,458
25$41,458$1,006$0

At the end of your 5-year term

Total paid over the term
$212,320
Principal paid down
$78,196
Interest paid
$134,124
Balance remaining
$561,804

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,004− Condo fees $9,131− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,897

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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