117 Citation Drive, Toronto, ON

Bayview Village, Toronto · MLS® C13771308

$2,788,000
For Sale
Just listed todayNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • South Facing, Prime Ravine Lot, On A Quiet Cul-De-Sac, On One Of The Most Sought After Streets In Prestigious Bayview Village.
  • Backing Onto Private, Tranquil Ravine, With Generous Table Of Land.
  • Build, Invest, Extend Or Renovate.

Fantastic Opportunity! South Facing, Prime Ravine Lot, On A Quiet Cul-De-Sac, On One Of The Most Sought After Streets In Prestigious Bayview Village. Backing Onto Private, Tranquil Ravine, With Generous Table Of Land. Build, Invest, Extend Or Renovate! Earl Haig Secondary School & Elkhorn Public School District. Walking Distance To Schools, Public Transit/Subway, Bayview Village Mall. Short Driving To Highways And All Amenities.

Key facts

Property type
Detached, Sidesplit 3
MLS®
C13771308
Bedrooms
3
Bathrooms
3 (2 half)
Size
1500-2000 sq ft
Lot
80 × 190.81 ft
Cross streets
Bayview & Sheppard
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,706 / 2025
Listing brokerage
KAMALI GROUP REALTY

Rooms

Bedroom 2Upper3.04 × 3.65 m
Family RoomMain4.26 × 6.09 m
KitchenMain3.65 × 4.26 m
Bedroom 3Upper3.04 × 3.35 m
Dining RoomMain3.35 × 3.96 m
RecreationBasement3.96 × 7.62 m
Primary BedroomUpper3.65 × 6.00 m
Living RoomMain3.96 × 5.79 m
Our TakeTeam Asgarian · Broker
Worth a closer look
$1.75Mest. value

Listed at $2,788,000. My estimate lands at $1.75M, so the ask sits about 60% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Second read, from the city assessment: $1.97M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.65MBelow recent closings$2.79MAbove recent closings

Total price vs nearby homes. Fair value about $1.75M, median of 45 comparables.

The market behind the math:

20sold nearby · 90 days
$1.97Mmedian sold price
93%of asking, on average
−1%prices vs a year ago
~36 dayshomes like this take to sell
$4,878/moest. rent · 36 leases
2.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 24 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,593/sqft against an area asking average of $1,124/sqft. Size and $/sqft both feed the estimate above.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

I take the 45 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.97M, a bit higher.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Earl Haig Secondary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Bayview Village, so I widened the search to the surrounding area.

Based on 45 comparable homes that sold in Bayview Village over the past two years, from 107 closings there.

What sellers nearby are askingCurrently listed nearby in Bayview Village · asking prices
$1.64Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.75M, which is where my estimate comes from.

Per square foot, these ask about $1,134/sqft; this home lists at $1,593/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.79MThis home1.59M1.69M1.55M1.65M1.73MThis home vs active comparables

Neighbourhood & location

Bayview Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$982K
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Elkhorn Public School
85%
Elkhorn Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 85% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Bayview Middle School · Public elementary0.6 km · 80% at standard
Hollywood Public School · Public elementary1.3 km · 96% at standard
Dunlace Public School · Public elementary1.5 km · 69% at standard
Lescon Public School · Public elementary1.7 km · 44% at standard
Finch Public School · Public elementary1.7 km · 72% at standard
Blessed Trinity Catholic School · Catholic elementary1.8 km · 53% at standard
Divine Mercy Catholic School · Catholic elementary1.8 km · 61% at standard
Dallington Public School · Public elementary1.8 km · 44% at standard
Harrison Public School · Public elementary2.0 km · 82% at standard
Crestview Public School · Public elementary2.0 km · 69% at standard
Lester B Pearson Elementary School · Public elementary2.1 km · 92% at standard
St Timothy Catholic School · Catholic elementary2.1 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,707/mo
$520KIncome needed
5.4×Price ÷ income
$2,932Weekly cost
$112,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,707Property tax $1,059Total carry $13,766

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,024per month

Mortgage amount $2,230,400 · 4.24% over 25 years

$557,600Down payment (20.0%)
$2,230,400Loan before insurance
$0CMHC premium
$13,083Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,024
Property tax
$1,059
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,083

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$56,175
Toronto municipal land transfer tax
$56,175
Estimated closing costs
$112,350

Plus your down payment of $557,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$14,590/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,376,901Total interest paid
$3,607,301Total of all payments
Principal $2,230,400 Interest $1,376,901
YearPrincipalInterestBalance
1$51,533$92,759$2,178,867
2$53,741$90,551$2,125,126
3$56,044$88,248$2,069,082
4$58,445$85,847$2,010,637
5$60,950$83,342$1,949,687
6$63,561$80,731$1,886,125
7$66,285$78,007$1,819,841
8$69,125$75,167$1,750,715
9$72,087$72,205$1,678,628
10$75,176$69,116$1,603,452
11$78,397$65,895$1,525,055
12$81,757$62,535$1,443,298
13$85,260$59,032$1,358,038
14$88,913$55,379$1,269,125
15$92,723$51,569$1,176,402
16$96,696$47,596$1,079,706
17$100,840$43,452$978,866
18$105,161$39,132$873,706
19$109,667$34,625$764,039
20$114,366$29,926$649,673
21$119,266$25,026$530,407
22$124,377$19,915$406,030
23$129,706$14,586$276,324
24$135,264$9,028$141,060
25$141,060$3,232$0

At the end of your 5-year term

Total paid over the term
$721,460
Principal paid down
$280,713
Interest paid
$440,747
Balance remaining
$1,949,687

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 36 whole-home leases in Bayview Village$4,878/mo
$58,536Gross annual rent
1.4%Cap rate after taxes and upkeep
$4,255 to $5,661Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 36 whole-home leases in Bayview Village signed at a median of $4,806 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,878. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.1%
Gross yield
− Property tax $12,706− Insurance $1,400− Vacancy & upkeep $6,439Net operating income $37,991

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KAMALI GROUP REALTY. MLS®/PropTx.

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