PH618-899 College Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13775214

$1,399,000
For Sale
Listed 38 days agoNo offer date stated
2+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • A rare kind of city living-close to everything, yet quietly removed from it all.
  • This 2 bedroom + den beautifully designed unit is a rare opportunity to enjoy the scale and privacy of a home in one of Toronto's most vibrant neighbourhoods.

A rare kind of city living-close to everything, yet quietly removed from it all. Welcome to this exceptional two-storey penthouse at The Carvalo, featuring two private south-facing terraces and a thoughtful layout designed for the way you actually live. This 2 bedroom + den beautifully designed unit is a rare opportunity to enjoy the scale and privacy of a home in one of Toronto's most vibrant neighbourhoods. The chef-inspired kitchen features integrated high-end appliances, quartz countertops, and custom cabinetry, while the living room is anchored by a gas fireplace and expansive skyline views. The thoughtful two-storey layout creates excellent separation between living and sleeping spaces, with a versatile den perfect for a home office or quiet retreat. Upstairs, the private primary suite offers abundant natural light, generous closet space, a spa-like ensuite, and direct access to your second south-facing terrace. This unit additionally offers one underground parking space and a private storage locker. All the convenience of condo living, without sacrificing the feeling of home - residents of The Carvalo enjoy boutique amenities including concierge service, fitness and yoga studios, rooftop gardens and BBQs, a party room, dog run, games and meeting rooms, and more. With Little Italy, Ossington, Dundas West, Dufferin Grove and Trinity Bellwoods all within easy reach, the best of the west end is quite literally outside your door.A rare combination of space, style, outdoor living and location - this is Toronto condo living at its best, and a home you'll be proud to call your own.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13775214
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
College/Ossington
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Maintenance
$1,650/mo
Exposure
South
Property tax
$5,316 / 2025
Days on market
38
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ossington/Old Orchard Junior Public School
88%
Ossington/Old Orchard Junior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 88% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Dewson Street Junior Public School · Public elementary0.2 km · 64% at standard
Horizon Alternative Senior School · Public elementary0.5 km
Central Toronto Academy · Public secondary0.5 km · 69% at standard
St Mary Catholic Academy · Catholic secondary0.7 km · 66% at standard
Delta Senior Alternative School · Public elementary0.7 km
Montrose Junior Public School · Public elementary0.7 km · 95% at standard
St Francis of Assisi Catholic School · Catholic elementary0.9 km · 80% at standard
St Ambrose Catholic School · Catholic elementary0.9 km · 85% at standard
St Helen Catholic School · Catholic elementary0.9 km · 74% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.9 km
The Grove Community School · Public elementary0.9 km
Clinton Street Junior Public School · Public elementary1.0 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,376/mo
$290KIncome needed
4.8×Price ÷ income
$1,471Weekly cost
$48,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $6,376Property tax $443Condo fee $1,650Total carry $8,469

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$8,281Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$443
Condo / maintenance fees
$1,650
Heating
$0
Estimated monthly cost
$8,281

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
0.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,316− Condo fees $19,796− Insurance $600− Vacancy & upkeep $4,488Net operating income $10,600

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

CallRequest a showing