307-181 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C13775648

$929,000
For Sale
Listed 38 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
900-999Sq ft

About this home

In short

  • Welcome to this elegant, very spacious(close to 950 sqft) 3 bedroom, 2 bathroom residence ideally positioned where the Annex meets Yorkville.
  • Engineered hardwood flooring T/O and Modern kitchen w/ quartz countertops make your life really comfortable.
  • 181 Bedford is your Annex-Yorkville Connection.

Welcome to this elegant, very spacious(close to 950 sqft) 3 bedroom, 2 bathroom residence ideally positioned where the Annex meets Yorkville. Floor-to-ceiling southeast-facing windows let the interior in natural light and good views, creating a bright and inviting atmosphere. Engineered hardwood flooring T/O and Modern kitchen w/ quartz countertops make your life really comfortable. Residents enjoy full-service convenience, including concierge, fitness facilities, lounge, rooftop patio, dining and games room, guest suites and visitor parking, while also being moments from some of Toronto's best amenities. Ideally located just steps to Yorkville's premier shops and dining, TTC, Casa Loma, University of Toronto, George Brown College, the Royal Ontario Museum, and nearby green spaces including Ramsden Park and Roycroft Park. Few addresses place you so seamlessly at the centre of Toronto's most enduring lifestyle districts. 181 Bedford is your Annex-Yorkville Connection.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13775648
Bedrooms
3
Bathrooms
2
Size
900-999 sq ft
Cross streets
Davenport/Bedford
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$821/mo
Exposure
South East
Property tax
$4,872 / 2026
Days on market
38
Listing brokerage
NU STREAM REALTY (TORONTO) INC.

Rooms

Dining RoomMain4.60 × 2.84 m

Combined w/Dining

Living RoomMain5.28 × 3.25 m

window floor to ceiling · w/o to balcony · combined w/dining

Bedroom 3Main2.59 × 2.44 m

closet · hardwood floor

BedroomMain2.99 × 2.95 m

walk-in closet(s) · 3 pc ensuite · hardwood floor

Bedroom 2Main2.74 × 2.44 m

closet · hardwood floor · window floor to ceiling

KitchenMain3.99 × 1.78 m

granite counters · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.7 km · 100% at standard
Brown Junior Public School · Public elementary1.1 km · 86% at standard
Hillcrest Community School · Public elementary1.4 km · 85% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.4 km
Palmerston Avenue Junior Public School · Public elementary1.4 km · 80% at standard
Loretto College School · Catholic secondary1.5 km · 62% at standard
Rosedale Junior Public School · Public elementary1.5 km · 94% at standard
St Joseph's College School · Catholic secondary1.5 km · 76% at standard
Central Technical School · Public secondary1.5 km · 54% at standard
da Vinci School · Public elementary1.8 km · 67% at standard
Deer Park Junior and Senior Public School · Public elementary1.8 km · 84% at standard
Lord Lansdowne Junior Public School · Public elementary1.8 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,234/mo
$193KIncome needed
4.8×Price ÷ income
$977Weekly cost
$30,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $4,234Property tax $406Condo fee $821Total carry $5,461

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,109per month

Mortgage amount $743,200 · 4.49% over 25 years

$185,800Down payment (20.0%)
$743,200Loan before insurance
$0CMHC premium
$5,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,109
Property tax
$406
Condo / maintenance fees
$821
Heating
$0
Estimated monthly cost
$5,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,055
Toronto municipal land transfer tax
$15,055
Estimated closing costs
$30,110

Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$489,584Total interest paid
$1,232,784Total of all payments
Principal $743,200 Interest $489,584
YearPrincipalInterestBalance
1$16,585$32,726$726,615
2$17,338$31,973$709,277
3$18,125$31,186$691,152
4$18,948$30,363$672,203
5$19,809$29,503$652,395
6$20,708$28,603$631,687
7$21,648$27,663$610,038
8$22,631$26,680$587,407
9$23,659$25,653$563,749
10$24,733$24,578$539,016
11$25,856$23,456$513,160
12$27,030$22,282$486,130
13$28,257$21,054$457,873
14$29,540$19,771$428,333
15$30,881$18,430$397,452
16$32,283$17,028$365,168
17$33,749$15,562$331,419
18$35,282$14,030$296,138
19$36,883$12,428$259,254
20$38,558$10,753$220,696
21$40,309$9,003$180,387
22$42,139$7,172$138,248
23$44,052$5,259$94,196
24$46,052$3,259$48,143
25$48,143$1,168$0

At the end of your 5-year term

Total paid over the term
$246,557
Principal paid down
$90,805
Interest paid
$155,752
Balance remaining
$652,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,872− Condo fees $9,848− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,253

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NU STREAM REALTY (TORONTO) INC.. MLS®/PropTx.

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