431 Heath Street, Toronto, ON

Leaside, Toronto · MLS® C13778884

$5,949,000
For Sale
Listed 36 days agoNo offer date stated
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4+1Bedrooms
6Bathrooms
1.5Garage · 4.5 parking
3500-5000Sq ft

About this home

In short

  • A Masterpiece Like No Other - A Rare Custom-Built Marvel.
  • From the moment you step inside, you're greeted with soaring ceilings, architectural elements rarely found in today's market, and oversized, floor-to-ceiling windows...
  • POOL PERMIT HAS BEEN ACCEPTED.

A Masterpiece Like No Other - A Rare Custom-Built Marvel. Introducing a truly one-of-a-kind, never-before-seen or lived in custom-built home that redefines modern luxury living. Designed and constructed with uncompromising precision for the builder himself, every inch of this residence exudes meticulous craftsmanship, innovative design, and elite attention to detail. From the moment you step inside, you're greeted with soaring ceilings, architectural elements rarely found in today's market, and oversized, floor-to-ceiling windows that flood the home with natural light and create a seamless connection between indoor and outdoor living. No expense was spared - from the exquisite millwork and high-end designer finishes to the flawless flow of the layout, every feature has been hand-selected and customized to perfection. This is not just a home - it's a statement. Built to be lived in and loved by its creator, the opportunity to own this level of excellence is extremely rare. What's been created here has never existed in this area and likely never will again. Immaculate. Timeless. Unrepeatable. Don't miss your chance to experience a home that sets a new benchmark for what's possible.POOL PERMIT HAS BEEN ACCEPTED!

Key facts

Property type
Detached, 2-Storey
MLS®
C13778884
Bedrooms
4+1 (5 total)
Bathrooms
6 (2 half)
Size
3500-5000 sq ft
Lot
50.06 × 100.13 ft
Cross streets
BAYVIEW AVE & MOORE AVE
Parking
1.5 garage · 4.5 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$12,489 / 2025
Days on market
36
Listing brokerage
LPT REALTY

Rooms

Bedroom 4Second3.96 × 3.66 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

BreakfastMain4.60 × 3.25 m

hardwood floor · open concept · family size kitchen

Bedroom 5Basement3.75 × 3.69 m

hardwood floor · large closet · large window

Bedroom 3Second3.96 × 3.84 m

hardwood floor · 3 pc ensuite · closet organizers

Family RoomMain5.49 × 4.77 m

hardwood floor · b/i shelves · w/o to yard

Primary BedroomSecond6.28 × 4.83 m

hardwood floor · 6 pc ensuite · fireplace

LaundrySecond3.50 × 2.01 m

ceramic floor · stainless steel sink · b/i shelves

FoyerMain2.44 × 2.29 m

porcelain floor · open concept · b/i closet

PantryMain2.33 × 2.07 m

hardwood floor · walk-thru · stainless steel appl

KitchenMain3.96 × 4.57 m

hardwood floor · centre island · open concept

BathroomBasement1.52 × 1.07 m

ceramic backsplash · 2 pc bath

Media RoomBasement10.09 × 4.63 m

hardwood floor · open concept · wet bar

Bedroom 2Second4.11 × 4.16 m

hardwood floor · 3 pc ensuite · coffered ceiling(s)

Exercise RoomBasement3.90 × 4.99 m

hardwood floor · closet · separate room

Living RoomMain3.96 × 5.09 m

hardwood floor · fireplace · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Bessborough Drive Elementary and Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Leaside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bennington Heights Elementary School
80%
Bennington Heights Elementary SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 80% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rolph Road Elementary School · Public elementary0.8 km · 88% at standard
Whitney Junior Public School · Public elementary0.9 km · 94% at standard
Our Lady of Perpetual Help Catholic School · Catholic elementary1.2 km · 88% at standard
Hodgson Middle School · Public elementary1.2 km · 76% at standard
Maurice Cody Junior Public School · Public elementary1.2 km · 90% at standard
Deer Park Junior and Senior Public School · Public elementary1.6 km · 84% at standard
Davisville Junior Public School · Public elementary1.8 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.8 km
Chester Elementary School · Public elementary1.9 km · 70% at standard
Rosedale Junior Public School · Public elementary2.0 km · 94% at standard
Westwood Middle School · Public elementary2.0 km · 70% at standard
William Burgess Elementary School · Public elementary2.0 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$27,114/mo
$1060KIncome needed
5.6×Price ÷ income
$6,257Weekly cost
$328,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $27,114Property tax $1,041Total carry $28,154

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$26,314per month

Mortgage amount $4,759,200 · 4.49% over 25 years

$1,189,800Down payment (20.0%)
$4,759,200Loan before insurance
$0CMHC premium
$27,355Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$26,314
Property tax
$1,041
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$27,355

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$135,200
Toronto municipal land transfer tax
$193,670
Estimated closing costs
$328,870

Plus your down payment of $1,189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$31,849/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,135,130Total interest paid
$7,894,330Total of all payments
Principal $4,759,200 Interest $3,135,130
YearPrincipalInterestBalance
1$106,205$209,568$4,652,995
2$111,027$204,746$4,541,968
3$116,068$199,705$4,425,899
4$121,338$194,435$4,304,561
5$126,848$188,926$4,177,714
6$132,607$183,166$4,045,107
7$138,628$177,145$3,906,479
8$144,922$170,851$3,761,557
9$151,502$164,271$3,610,055
10$158,381$157,392$3,451,674
11$165,572$150,201$3,286,102
12$173,090$142,684$3,113,012
13$180,949$134,825$2,932,064
14$189,164$126,609$2,742,899
15$197,753$118,020$2,545,146
16$206,732$109,041$2,338,414
17$216,118$99,655$2,122,296
18$225,931$89,842$1,896,365
19$236,189$79,584$1,660,175
20$246,913$68,860$1,413,262
21$258,124$57,649$1,155,138
22$269,844$45,929$885,294
23$282,096$33,677$603,198
24$294,904$20,869$308,294
25$308,294$7,479$0

At the end of your 5-year term

Total paid over the term
$1,578,866
Principal paid down
$581,486
Interest paid
$997,380
Balance remaining
$4,177,714

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $12,489− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $64,609

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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