239 Seaton Street, Toronto, ON
Moss Park, Toronto · MLS® C13786896
About this home
In short
- A true family legacy, proudly and lovingly maintained by the same family since 1960, this charming circa-1890 Georgian home is located mid-block in the highly...
- At 23.94' wide x 95.27' deep, it is one of the wider lots on the street, offering generous interior rooms and outdoor space.
- The home is an 8-minute walk to Yonge Street and a short walk to the Financial District, offering exceptional access to downtown while retaining a quiet residential...
A true family legacy, proudly and lovingly maintained by the same family since 1960, this charming circa-1890 Georgian home is located mid-block in the highly desirable Cabbagetown neighbourhood. At 23.94' wide x 95.27' deep, it is one of the wider lots on the street, offering generous interior rooms and outdoor space. The property sits on a predominantly owner-occupied block, with owner-occupied neighbours on both sides. The main floor features large, expansive rooms, a dedicated hallway, a generous eat-in kitchen with rear mudroom, and a powder room. Upstairs are four bedrooms, including two exceptionally large bedrooms, and a full bathroom. The basement includes a separate apartment with its own kitchen and bathroom, good ceiling height, a large laundry room, and a rough-in for a second bathroom. Outside, the fenced front yard and large porch provide a welcoming outdoor space, while the wide rear yard can accommodate up to two parking spaces. A third-storey attic provides additional space and potential for future expansion. Cabbagetown is renowned for its historic Victorian homes, mature tree-lined streets, excellent parks, walkability, restaurants, and strong community character. The area is particularly appealing to families and pet lovers, with numerous parks and green spaces nearby. The home is an 8-minute walk to Yonge Street and a short walk to the Financial District, offering exceptional access to downtown while retaining a quiet residential setting. The property is located within the Cabbagetown Southwest Heritage Conservation District.
Key facts
- Property type
- Townhouse, 2 1/2 Storey
- MLS®
- C13786896
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 23.94 × 95.27 ft
- Cross streets
- Gerrard Street East & Seaton Street
- Parking
- 2 parking
- Driveway
- Available, Private Double
- Basement
- Apartment, Partially Finished, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,382 / 2026
- Days on market
- 34
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
south view · eat-in kitchen · pantry
soaking tub · separate shower · 4 pc bath
west view · hardwood floor · broadloom
east view · hardwood floor · b/i closet
hardwood floor · central vacuum · walk through
east view · hardwood floor · broadloom
b/i closet · hardwood floor
west view · hardwood floor · b/i closet
walk-out · open concept · hardwood floor
east view · south view · hardwood floor
south view · staircase · walk-out
unfinished · laundry sink · walk-up
open concept · window
west view · hardwood floor · b/i closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.
Per square foot, these ask about $875/sqft; this home lists at $691/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Moss Park, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,244,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,878
- Property tax
- $615
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,493
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,575
- Toronto municipal land transfer tax
- $27,575
- Estimated closing costs
- $55,150
Plus your down payment of $311,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $412,697
- Principal paid down
- $151,994
- Interest paid
- $260,704
- Balance remaining
- $1,092,006
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.