2910-736 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13787390

$449,999
For Sale
Listed 34 days agoNo offer date stated
Request a showing
◎ Directions
1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome To 736 Bay St. #2910 - The Conservatory Tower.
  • This 586 Square Foot Unit Features 1 Bedroom, 1 Bathroom, & 1 Parking Spot - The Perfect Place To Call Home In The Bay St.
  • The Conservatory Tower Is A Full Service Building Offering Top Tier Amenities: 24 Hour 7 Days A Week Concierge, Pool With Sauna, Fitness Center, Party Room, Billiards...

Welcome To 736 Bay St. #2910 - The Conservatory Tower! This 586 Square Foot Unit Features 1 Bedroom, 1 Bathroom, & 1 Parking Spot - The Perfect Place To Call Home In The Bay St. Corridor! The Unit Has Been Freshly Painted & Cleaned & Is Move-In Ready! The Conservatory Tower Is A Full Service Building Offering Top Tier Amenities: 24 Hour 7 Days A Week Concierge, Pool With Sauna, Fitness Center, Party Room, Billiards & Guest Suites. Situated In The Heart Of The Financial District You Will Have Prime Access To: Universities, Hospitals, Queen's Park, Designer Shops & World Class Dining! With Access To All Major Transit Lines - The Conservatory Tower Delivers A Complete Downtown Connected Vibe. This Is The One!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13787390
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Bay St & College St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$888/mo
Exposure
South East
Property tax
$2,670 / 2026
Days on market
34
Listing brokerage
Royal LePage Frank Real Estate

Rooms

BedroomFlat3.00 × 3.12 m

hardwood floor · large closet

KitchenFlat2.72 × 1.78 m

hardwood floor · b/i dishwasher

Living RoomFlat3.58 × 3.99 m

hardwood floor · window floor to ceiling

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.6 km · 76% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Contact Alternative School School · Public secondary0.7 km
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
Heydon Park Secondary School · Public secondary0.9 km · 8% at standard
Subway Academy II · Public secondary0.9 km
Beverley School · Public elementary0.9 km
Jarvis Collegiate Institute · Public secondary1.0 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Ogden Junior Public School · Public elementary1.3 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,051/mo
$106KIncome needed
4.3×Price ÷ income
$473Weekly cost
$10,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,051Property tax $223Condo fee $888Total carry $3,161

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,990per month

Mortgage amount $359,999 · 4.49% over 25 years

$90,000Down payment (20.0%)
$359,999Loan before insurance
$0CMHC premium
$3,101Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,990
Property tax
$223
Condo / maintenance fees
$888
Heating
$0
Estimated monthly cost
$3,101

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Toronto municipal land transfer tax
$5,475
Estimated closing costs
$10,950

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,409/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$237,150Total interest paid
$597,149Total of all payments
Principal $359,999 Interest $237,150
YearPrincipalInterestBalance
1$8,034$15,852$351,966
2$8,398$15,488$343,567
3$8,780$15,106$334,787
4$9,178$14,708$325,609
5$9,595$14,291$316,014
6$10,031$13,855$305,983
7$10,486$13,400$295,497
8$10,962$12,924$284,535
9$11,460$12,426$273,075
10$11,980$11,906$261,094
11$12,524$11,362$248,570
12$13,093$10,793$235,477
13$13,687$10,199$221,790
14$14,309$9,577$207,481
15$14,959$8,927$192,522
16$15,638$8,248$176,884
17$16,348$7,538$160,536
18$17,090$6,796$143,446
19$17,866$6,020$125,580
20$18,677$5,209$106,903
21$19,525$4,361$87,378
22$20,412$3,474$66,966
23$21,339$2,547$45,628
24$22,307$1,579$23,320
25$23,320$566$0

At the end of your 5-year term

Total paid over the term
$119,430
Principal paid down
$43,985
Interest paid
$75,445
Balance remaining
$316,014

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,670− Condo fees $10,653− Insurance $600− Vacancy & upkeep $2,244Net operating income $4,233

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Frank Real Estate. MLS®/PropTx.

CallRequest a showing