56 Havelock Street, Toronto, ON
Dufferin Grove, Toronto · MLS® C13788354
About this home
In short
- Rarely offered end unit in prime Dufferin Grove.
- Built in 2016, this approximately 1,689 sq. ft., 3-bedroom, 3-bathroom condo townhome offers generous room sizes, a comfortable multi-level layout and the space and...
- The crown jewel of this residence is the massive, exclusive 957 sq ft outdoor terrace-a one-of-a-kind feature unmatched by any other unit in the complex, making it an...
- Inside, the home boasts a beautifully thought-out layout, headlined by a secluded 3rd-floor primary bedroom retreat that takes up the entire level and opens onto its...
- Enjoy a family-friendly neighbourhood close to TTC and subway access, Dufferin Grove Park, schools, the YMCA, library, shopping, restaurants and entertainment-an...
Rarely offered end unit in prime Dufferin Grove! Built in 2016, this approximately 1,689 sq. ft., 3-bedroom, 3-bathroom condo townhome offers generous room sizes, a comfortable multi-level layout and the space and privacy of a semi-detached home, tucked peacefully away from the street.The crown jewel of this residence is the massive, exclusive 957 sq ft outdoor terrace-a one-of-a-kind feature unmatched by any other unit in the complex, making it an entertainer's absolute dream. Inside, the home boasts a beautifully thought-out layout, headlined by a secluded 3rd-floor primary bedroom retreat that takes up the entire level and opens onto its own private balcony. Bright living areas, modern finishes, abundant storage, and exceptional indoor-outdoor flow make this home as practical as it is distinctive. All Major appliances, closet organizers and blinds are included, along with underground parking. Enjoy a family-friendly neighbourhood close to TTC and subway access, Dufferin Grove Park, schools, the YMCA, library, shopping, restaurants and entertainment-an ideal blend of urban convenience and tranquil living.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- C13788354
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1600-1799 sq ft
- Cross streets
- Dufferin Street & College Street.
- Parking
- 1 garage (underground)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Metal/Steel Siding
- Foundation
- Poured Concrete
- Maintenance
- $770/mo
- Exposure
- West
- Property tax
- $7,949 / 2026
- Days on market
- 34
- Listing brokerage
- STRATA REAL ESTATE
Rooms
hardwood floor · large window · closet
hardwood floor · large window · closet
open concept · hardwood floor · window floor to ceiling
b/i fridge · b/i ctr-top stove · b/i stove
closet organizers · walk-in closet(s) · w/o to terrace
fireplace · hardwood floor · w/o to patio
hardwood floor · pot lights
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Dufferin Grove, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,480,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,183
- Property tax
- $662
- Condo / maintenance fees
- $770
- Heating
- $0
- Estimated monthly cost
- $9,616
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $33,475
- Toronto municipal land transfer tax
- $33,475
- Estimated closing costs
- $66,950
Plus your down payment of $370,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $490,990
- Principal paid down
- $180,829
- Interest paid
- $310,162
- Balance remaining
- $1,299,171
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of STRATA REAL ESTATE. MLS®/PropTx.