412-650 Sheppard Avenue, Toronto, ON
Bayview Village, Toronto · MLS® C13788692
About this home
In short
- AFFORDABLE LUXURY IN THE HEART OF BAYVIEW VILLAGE.
- 575 sq ft 1-bedroom suite delivers exceptional value for first-time buyers, downsizers and investors.
- Currently the lowest-priced 1-bedroom listed in the building! Bright, east-facing and exceptionally well maintained, this move-in-ready suite features a smart...
- Enjoy two walk-outs to the private balcony-one from the living room and another from the principal bedroom-plus a quiet exposure that does not directly face Sheppard...
- 6-min walk to Bessarion Subway Station, 4-min walk to Bayview Village Shopping Centre, Pusateri's, restaurants and major retailers.
AFFORDABLE LUXURY IN THE HEART OF BAYVIEW VILLAGE! Welcome to St. Gabriel Terraces, a prestigious residence by renowned award-winning builder Shane Baghai. This rarely offered approx. 575 sq ft 1-bedroom suite delivers exceptional value for first-time buyers, downsizers and investors. Currently the lowest-priced 1-bedroom listed in the building! ***Bright, east-facing and exceptionally well maintained, this move-in-ready suite features a smart, functional layout with no wasted space, brand-new flooring, fresh paint and professional cleaning. Enjoy two walk-outs to the private balcony-one from the living room and another from the principal bedroom-plus a quiet exposure that does not directly face Sheppard Ave. ***The stylish open-concept kitchen features granite countertops, backsplash and flooring, ample cabinetry, and a new Samsung Twin Cooling Plus stainless-steel refrigerator. Brand-new Blomberg stacked washer/dryer in the oversized ensuite laundry room adds convenience and valuable storage. ***Includes 1 parking space + rare full-size private locker. Well-managed 7-storey mid-rise with only 169 suites, offering a quieter and more private living environment. Amenities include 24-hour concierge/security, gym, party room, games/billiards room, rooftop garden/terrace with BBQ area and underground visitor parking. ***Prime Bayview/Sheppard location: TTC at your doorstep, approx. 6-min walk to Bessarion Subway Station, 4-min walk to Bayview Village Shopping Centre, Pusateri's, restaurants and major retailers. Minutes to Loblaws, YMCA, IKEA, North York General Hospital, library, community centre, top schools, places of worship and Hwy 401/404/407. Similar units have recently rented for approx. $2,400-$2,500/month. ***A rare opportunity to own affordable luxury in one of North York's most sought-after communities. Live luxury, quiet & convenience-HERE!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13788692
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- Bayview And Sheppard
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $829/mo
- Exposure
- East
- Property tax
- $2,340 / 2026
- Days on market
- 34
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
closet · hardwood floor · w/o to balcony
combined w/dining · laminate · w/o to balcony
open concept · granite counters · breakfast bar
combined w/living · laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Crestview Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $871/sqft; this home lists at $890/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Bayview Village, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $391,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,163
- Property tax
- $195
- Condo / maintenance fees
- $829
- Heating
- $0
- Estimated monthly cost
- $3,187
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,255
- Toronto municipal land transfer tax
- $6,255
- Estimated closing costs
- $12,510
Plus your down payment of $97,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $129,781
- Principal paid down
- $47,797
- Interest paid
- $81,983
- Balance remaining
- $343,403
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.