17 Heathcote Avenue, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13789330

$4,999,000
For Sale
Listed 34 days agoNo offer date stated
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8+2Bedrooms
9Bathrooms
5Garage · 16 parking
5,000Sq ft

About this home

In short

  • Luxurious 8+2 bedroom with 5 bedrooms on second floor and 3 additional rooms on a private third floor.
  • This unique home features over 10,870 square feet of Living Area with over 7,100 Sq ft above the ground.
  • Large lot with over 100 feet frontage, huge garage (1,300 SQFT) that fits 5+ cars.
  • Magnificent 2 storey hallway , 3 air conditioners, Master bedroom with dream newly built walk-in closet and a fabulous private lounge with fireplace, Main kitchen...
  • 3 skylights, front main and service entrance.

Luxurious 8+2 bedroom with 5 bedrooms on second floor and 3 additional rooms on a private third floor. Stone front, located in prestigious Bayview and York Mills area. This unique home features over 10,870 square feet of Living Area with over 7,100 Sq ft above the ground. Large lot with over 100 feet frontage, huge garage (1,300 SQFT) that fits 5+ cars. Magnificent 2 storey hallway , 3 air conditioners, Master bedroom with dream newly built walk-in closet and a fabulous private lounge with fireplace, Main kitchen with attached private prep (wok) kitchen equipped with appliances is a chef's dream, and perfect for entertaining. 3 skylights, front main and service entrance. Great house for entertainment, in finest school district and in vicinity of the City's finest private schools and the Granite club. Proximity to Hwy 401/DVP and subway lines. Third floor bedrooms can be ideal for multigenerational families or for families/guests wanting a private upper floor.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
C13789330
Bedrooms
8+2 (10 total)
Bathrooms
9 (3 half)
Size
5,000 sq ft
Lot
100 × 125 ft
Cross streets
Bayview/York Mills
Parking
5 garage · 16 parking (built-in)
Driveway
Circular Drive
Basement
Finished
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$26,031 / 2025
Days on market
34
Listing brokerage
REALTY WAY CORPORATION

Rooms

Primary BedroomSecond6.28 × 4.96 m

6 pc ensuite · hardwood floor · walk-in closet(s)

SittingGround7.10 × 3.96 m

semi ensuite · hardwood floor · fireplace

Bedroom 2Second5.06 × 4.39 m

semi ensuite · closet · hardwood floor

Family RoomGround6.12 × 4.14 m

b/i appliances · b/i bookcase · moulded ceiling

BedroomThird4.32 × 4.22 m

hardwood floor · closet

BedroomThird6.40 × 4.00 m

hardwood floor · walk-in closet(s) · walk-out

KitchenGround7.10 × 4.87 m

walk-out · b/i appliances · overlooks garden

Bedroom 4Second4.81 × 4.26 m

3 pc ensuite · hardwood floor · double closet

Game RoomBasement6.40 × 3.40 m

Parquet

FoyerGround10.78 × 5.57 m
BedroomBasement3.96 × 3.52 m

hardwood floor · closet

Exercise RoomBasement4.48 × 4.14 m

hardwood floor · sauna

Bedroom 5Second4.81 × 4.26 m

4 pc ensuite · hardwood floor · double closet

RecreationBasement8.77 × 7.68 m

fireplace · parquet · carpet free

BedroomThird4.32 × 4.26 m

hardwood floor · walk-in closet(s)

KitchenGround3.44 × 2.74 m

B/I Range

BedroomBasement4.63 × 3.41 m

hardwood floor · closet

Dining RoomGround6.09 × 4.90 m

hardwood floor · combined w/living · moulded ceiling

Living RoomGround6.90 × 4.57 m

combined w/dining · hardwood floor · moulded ceiling

OfficeGround4.87 × 3.13 m

b/i bookcase · wood trim · hardwood floor

Bedroom 3Second5.57 × 3.23 m

semi ensuite · hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 10 more schools within 2.5 km
St Andrew's Middle School · Public elementary0.7 km · 81% at standard
Owen Public School · Public elementary0.9 km · 59% at standard
Windfields Middle School · Public elementary1.0 km · 91% at standard
Dunlace Public School · Public elementary1.4 km · 69% at standard
Denlow Public School · Public elementary1.6 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.7 km · 94% at standard
Avondale Public School · Public elementary1.7 km · 70% at standard
Elkhorn Public School · Public elementary2.1 km · 85% at standard
Hollywood Public School · Public elementary2.2 km · 96% at standard
Rippleton Public School · Public elementary2.2 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,784/mo
$939KIncome needed
5.3×Price ÷ income
$5,258Weekly cost
$252,880Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $22,784Property tax $2,169Total carry $24,953

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,112per month

Mortgage amount $3,999,200 · 4.49% over 25 years

$999,800Down payment (20.0%)
$3,999,200Loan before insurance
$0CMHC premium
$24,282Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,112
Property tax
$2,169
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$24,282

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,450
Toronto municipal land transfer tax
$141,430
Estimated closing costs
$252,880

Plus your down payment of $999,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$26,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,634,479Total interest paid
$6,633,679Total of all payments
Principal $3,999,200 Interest $2,634,479
YearPrincipalInterestBalance
1$89,245$176,102$3,909,955
2$93,297$172,050$3,816,658
3$97,533$167,814$3,719,124
4$101,962$163,385$3,617,163
5$106,591$158,756$3,510,572
6$111,431$153,916$3,399,141
7$116,490$148,857$3,282,651
8$121,779$143,568$3,160,871
9$127,309$138,039$3,033,563
10$133,089$132,258$2,900,474
11$139,132$126,215$2,761,342
12$145,449$119,898$2,615,893
13$152,053$113,294$2,463,840
14$158,957$106,391$2,304,884
15$166,174$99,173$2,138,710
16$173,719$91,628$1,964,991
17$181,606$83,741$1,783,385
18$189,852$75,495$1,593,533
19$198,472$66,875$1,395,061
20$207,483$57,864$1,187,577
21$216,904$48,443$970,673
22$226,752$38,595$743,921
23$237,048$28,299$506,873
24$247,811$17,536$259,062
25$259,062$6,285$0

At the end of your 5-year term

Total paid over the term
$1,326,736
Principal paid down
$488,628
Interest paid
$838,107
Balance remaining
$3,510,572

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $26,031− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $84,709

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY WAY CORPORATION. MLS®/PropTx.

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