45 Mathersfield Drive, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13791164

$4,599,000
For Sale
Listed 33 days agoNo offer date stated
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4+1Bedrooms
6Bathrooms
2Garage
3500-5000Sq ft

About this home

In short

  • Luxury meets location is South Rosedale.
  • Nestled in one of Torontos most prestigious neighbourhoods, this South Rosedale gem is part of a rare, exclusive enclave developed approximately 25 years ago.
  • A true prize, this home blends timeless craftsmanship with refined elegance, custom mouldings vaulted ceilings, and top-tier construction speak to its luxurious pedigree.
  • Enjoy unparalleled convenience: you're just a 5-minute walk to the Summerhill subway, fine dining, boutique shopping, and more.

Luxury meets location is South Rosedale! Nestled in one of Torontos most prestigious neighbourhoods, this South Rosedale gem is part of a rare, exclusive enclave developed approximately 25 years ago. A true prize, this home blends timeless craftsmanship with refined elegance, custom mouldings vaulted ceilings, and top-tier construction speak to its luxurious pedigree.Enjoy unparalleled convenience: you're just a 5-minute walk to the Summerhill subway, fine dining, boutique shopping, and more. This is a rare opportunity to own a distinguished home in a location where luxury truly meets lifestyle.

Key facts

Property type
Detached, 2-Storey
MLS®
C13791164
Bedrooms
4+1 (5 total)
Bathrooms
6 (2 half)
Size
3500-5000 sq ft
Lot
48.7 × 93.8 ft
Cross streets
Cluny & Pricefield
Parking
2 garage (built-in)
Driveway
Right Of Way
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete, Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$23,671 / 2025
Days on market
33
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Bedroom 4Second3.56 × 3.53 m

semi ensuite · closet · hardwood floor

FoyerMain3.94 × 3.00 m
OfficeMain3.68 × 3.00 m

hardwood floor · panelled · vaulted ceiling(s)

KitchenMain9.80 × 4.70 m

stainless steel appl · marble counter · w/o to yard

Dining RoomMain4.80 × 3.58 m

gas fireplace · hardwood floor · vaulted ceiling(s)

RecreationLower6.05 × 3.40 m
Bedroom 3Second4.06 × 3.56 m

semi ensuite · closet · hardwood floor

Family RoomMain6.15 × 5.00 m
Bedroom 5Lower3.51 × 0.43 m

4 Pc Ensuite

Bedroom 2Second4.19 × 3.56 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Primary BedroomSecond6.15 × 5.03 m

7 pc ensuite · walk-in closet(s) · hardwood floor

Living RoomMain4.95 × 3.96 m

hardwood floor · vaulted ceiling(s) · crown moulding

LaundryLower2.39 × 2.29 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$4.43Mlikely sale price

Listed at $4,599,000. Going by how homes in Rosedale-Moore Park and the wider GTA have actually closed against their asking prices (about 96%, 24 local closings in 90 days), the likely sale price is near $4.43M, if it sells. A realistic range is $4.15M to $4.99M.

Independent value check: $4.65M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $4.35M and $4.87M).

Why $4.65M. The typical detached home sold in Rosedale-Moore Park over the past year went for about $3.50M (71 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $23,671 a year; the typical home sold here pays about $18,000.
  • ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▲ Raises it4+1 bedrooms and 6 baths, against 4+1 and 4 typically.
  • ▼ Lowers it slightlyIts lot is 49 by 94 ft; the typical lot sold here is 40 by 136.
List price
$4.15MBelow recent closings$4.99MAbove recent closings

Total price vs nearby homes. Likely closing about $4.43M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$3.61Mmedian sold price
95%of asking, on average
−10%prices vs a year ago
~16 dayshomes like this take to sell
33days on market so far
$15,771/moest. rent · 15 leases
4.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 9 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,082/sqft against an area asking average of $1,373/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $4.65M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Rosedale Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Rosedale-Moore Park over the past two years, from 154 closings there.

What sellers nearby are askingCurrently listed nearby in Rosedale-Moore Park · asking prices
$6.60Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $4.65M, which is where my estimate comes from.

Per square foot, these ask about $1,730/sqft; this home lists at $1,082/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
4.60MThis home6.50M5.95M7.35MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rosedale-Moore Park: $5.65M in September 2026, up 3% from a year ago, on 67 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$4.90M7
November 2025$3.06M6
March 2026$4.66M8
April 2026$4.00M12
May 2026$3.27M7
June 2026$3.44M6
July 2026$3.31M8
August 2026$4.14M7
September 2026$5.65M6

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Dovercourt-Wallace Emerson-Junction
$1.25M
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rosedale Junior Public School
94%
Rosedale Junior Public SchoolPublic · Elementary · 0.7 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.7 km · 100% at standard
Whitney Junior Public School · Public elementary0.9 km · 94% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.1 km · 87% at standard
Brown Junior Public School · Public elementary1.2 km · 86% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.6 km
Rose Avenue Junior Public School · Public elementary1.8 km · 46% at standard
Huron Street Junior Public School · Public elementary1.8 km · 74% at standard
Rosedale Heights School of the Arts · Public secondary1.9 km · 80% at standard
St Joseph's College School · Catholic secondary2.0 km · 76% at standard
Jarvis Collegiate Institute · Public secondary2.0 km · 57% at standard
Davisville Junior Public School · Public elementary2.0 km · 86% at standard
Bennington Heights Elementary School · Public elementary2.0 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$20,961/mo
$864KIncome needed
5.3×Price ÷ income
$4,837Weekly cost
$224,880Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $20,961Property tax $1,973Total carry $22,933

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$20,343per month

Mortgage amount $3,679,200 · 4.49% over 25 years

$919,800Down payment (20.0%)
$3,679,200Loan before insurance
$0CMHC premium
$22,316Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$20,343
Property tax
$1,973
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$22,316

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$101,450
Toronto municipal land transfer tax
$123,430
Estimated closing costs
$224,880

Plus your down payment of $919,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$24,622/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,423,678Total interest paid
$6,102,878Total of all payments
Principal $3,679,200 Interest $2,423,678
YearPrincipalInterestBalance
1$82,104$162,011$3,597,096
2$85,832$158,283$3,511,264
3$89,729$154,386$3,421,535
4$93,803$150,312$3,327,732
5$98,062$146,053$3,229,670
6$102,515$141,601$3,127,155
7$107,169$136,946$3,019,986
8$112,035$132,080$2,907,951
9$117,122$126,993$2,790,829
10$122,440$121,675$2,668,389
11$127,999$116,116$2,540,390
12$133,811$110,305$2,406,580
13$139,886$104,229$2,266,694
14$146,238$97,878$2,120,456
15$152,877$91,238$1,967,579
16$159,819$84,297$1,807,760
17$167,075$77,040$1,640,685
18$174,661$69,454$1,466,025
19$182,591$61,524$1,283,434
20$190,881$53,234$1,092,552
21$199,548$44,567$893,004
22$208,609$35,507$684,395
23$218,080$26,035$466,315
24$227,982$16,133$238,333
25$238,333$5,782$0

At the end of your 5-year term

Total paid over the term
$1,220,576
Principal paid down
$449,530
Interest paid
$771,045
Balance remaining
$3,229,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Rosedale-Moore Park$15,771/mo
$189,252Gross annual rent
3.1%Cap rate after taxes and upkeep
$13,740 to $17,487Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Rosedale-Moore Park signed at a median of $15,544 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $15,771. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $23,671− Insurance $1,400− Vacancy & upkeep $20,818Net operating income $143,363

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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