420-15 Richardson Street, Toronto, ON
Waterfront Communities C8, Toronto · MLS® C13794752
About this home
In short
- A beautifully appointed residence in Toronto's sought-after East Bayfront community.
- The open-concept living and dining area is filled with natural light and features warm wood-tone flooring, creating an inviting space for both relaxing and entertaining.
A beautifully appointed residence in Toronto's sought-after East Bayfront community. This bright and stylish suite offers a perfect blend of modern design, comfort and convenience.The open-concept living and dining area is filled with natural light and features warm wood-tone flooring, creating an inviting space for both relaxing and entertaining. The contemporary kitchen is thoughtfully designed with sleek cabinetry, modern appliances and ample storage.The spacious bedroom provides a peaceful retreat with excellent natural light and generous closet space. The modern bathroom features a clean, sophisticated design and glass-enclosed walk-in shower, while in-suite laundry adds everyday convenience. A standout feature is the balcony, offering the perfect place for morning coffee, dining outdoors or unwinding while enjoying the vibrant city surroundings. Residents of Empire Quay House enjoy an impressive array of amenities, including a fitness centre, yoga and meditation spaces, co-working/study areas, social and party rooms, outdoor terraces with BBQ areas, concierge service, bike storage and a dedicated pet area.Located just steps from the waterfront, enjoy easy access to Sugar Beach, waterfront trails, St. Lawrence Market and the Distillery District, with restaurants, cafés, shopping, transit and Toronto's downtown core all close by. A beautifully designed home in an exceptional location - experience the best of modern waterfront living.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13794752
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- Queens Quay E and Richardson St
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $372/mo
- Exposure
- South
- Days on market
- 33
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $974/sqft; this home lists at $1,052/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C8, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $462,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,557
- Estimated property tax
- $361
- Condo / maintenance fees
- $372
- Heating
- $0
- Estimated monthly cost
- $3,290
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,035
- Toronto municipal land transfer tax
- $8,035
- Estimated closing costs
- $16,070
Plus your down payment of $115,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,401
- Principal paid down
- $56,497
- Interest paid
- $96,905
- Balance remaining
- $405,903
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.