652 Richmond Street, Toronto, ON
Niagara, Toronto · MLS® C13796800
About this home
In short
- A fantastic opportunity in an iconic downtown Toronto neighbourhood, offering a truly unique and versatile living space.
- Designed across three levels with a distinctive mid-century modern feel, this open-concept bachelor features multiple skylights that fill the home with natural light...
- One of the home's standout features is the expansive 650+ sq. ft. terrace, beautifully finished with Ipe wood and complete with a jacuzzi-an incredible private...
A fantastic opportunity in an iconic downtown Toronto neighbourhood, offering a truly unique and versatile living space. Designed across three levels with a distinctive mid-century modern feel, this open-concept bachelor features multiple skylights that fill the home with natural light and a flexible floor plan that can easily be converted to accommodate two bedrooms. The newly finished lower level provides additional living space, while the in-house garage offers incredible versatility as parking, a workshop, studio, or creative space. One of the home's standout features is the expansive 650+ sq. ft. terrace, beautifully finished with Ipe wood and complete with a jacuzzi-an incredible private outdoor retreat in the heart of the city. Ideally situated on a quiet one-way street on one of downtown Toronto's most desirable blocks, you're within walking distance of Trinity Bellwoods Park, Queen West, Dundas West, King West, the Ossington Strip, King & Portland, the waterfront, Financial District, Billy Bishop Airport, and the future King-Bathurst subway station. A one-of-a-kind urban home offering character, flexibility, and exceptional outdoor space in an unbeatable location.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C13796800
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 13.83 × 98.75 ft
- Cross streets
- Richmond West Of Bathurst
- Parking
- 1 garage (other)
- Driveway
- Lane
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,149 / 2026
- Days on market
- 33
- Listing brokerage
- RE/MAX HALLMARK BATORI GROUP INC.
Rooms
concrete floor · french doors · w/o to yard
finished · 2 pc bath · broadloom
modern kitchen · breakfast bar · stainless steel appl
Concrete Floor
hardwood floor · floating stairs
hardwood floor · skylight · gas fireplace
hardwood floor · w/o to roof · picture window
skylight · closet · hardwood floor
hardwood floor · open concept · overlooks frontyard
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Niagara, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,256,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,945
- Property tax
- $679
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,624
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,875
- Toronto municipal land transfer tax
- $27,875
- Estimated closing costs
- $55,750
Plus your down payment of $314,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $416,678
- Principal paid down
- $153,460
- Interest paid
- $263,218
- Balance remaining
- $1,102,540
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK BATORI GROUP INC.. MLS®/PropTx.