190 Lawrence Avenue, Toronto, ON

Lawrence Park North, Toronto · MLS® C13800684

$1,199,000
For Sale
Listed 32 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Client RemarksUnbeatable location and versatility, Renovated, 3 Bed, 3 Bath Detached House In Coveted Lawrence Park.
  • Open Concept Main Floor Offers A Large Kitchen W/O To Beautiful Yard, Combined Living/Dining Area W/ Fireplace, Powder Room & Enclosed Foyer.
  • 2 Beds, Master W/ Large Closet Organizers & 4 Pc Bathroom On 2nd Floor.
  • Tankless Boiler 2023, Wall Mount AC 2026, Freshly Painted.
  • Separate Entrance Bsmnt Including A Kitchenette & A 3 Pc Bath.

Client RemarksUnbeatable location and versatility, Renovated, 3 Bed, 3 Bath Detached House In Coveted Lawrence Park! Top Ranked Schools / John Wanless Ps, Lawrence Park Collegiate & Havergal College. Open Concept Main Floor Offers A Large Kitchen W/O To Beautiful Yard, Combined Living/Dining Area W/ Fireplace, Powder Room & Enclosed Foyer. 2 Beds, Master W/ Large Closet Organizers & 4 Pc Bathroom On 2nd Floor. Tankless Boiler 2023, Wall Mount AC 2026, Freshly Painted. Separate Entrance Bsmnt Including A Kitchenette & A 3 Pc Bath!

Key facts

Property type
Detached, 2-Storey
MLS®
C13800684
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
19.08 × 106 ft
Cross streets
Lawrence Ave & Avenue Rd
Parking
1 parking
Basement
Separate Entrance, Finished
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,468 / 2026
Days on market
32
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Living RoomGround3.96 × 3.93 m

hardwood floor · combined w/dining · fireplace

Primary BedroomSecond3.97 × 3.36 m

hardwood floor · closet organizers · south view

Bedroom 3Second2.43 × 2.05 m

hardwood floor · pot lights

FoyerGround1.82 × 1.23 m

tile floor · window · separate room

RecreationBasement6.01 × 3.05 m

broadloom · pot lights · 3 pc bath

Dining RoomGround3.96 × 3.93 m

hardwood floor · combined w/living · large window

KitchenBasement1.11 × 3.05 m
KitchenGround3.32 × 3.20 m

hardwood floor · quartz counter · overlooks backyard

Bedroom 2Second3.50 × 3.05 m

hardwood floor · closet organizers

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Lawrence Park North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Leaside
$2.15M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Dovercourt-Wallace Emerson-Junction
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John Wanless Junior Public School
88%
John Wanless Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 88% meet the provincial standard
Glenview Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
John Ross Robertson Junior Public School · Public elementary0.6 km · 83% at standard
Bedford Park Public School · Public elementary1.0 km · 88% at standard
Ledbury Park Elementary and Middle School · Public elementary1.4 km · 77% at standard
Bannockburn Public School · Public elementary1.5 km
Allenby Junior Public School · Public elementary1.6 km · 78% at standard
John Fisher Junior Public School · Public elementary1.7 km · 85% at standard
Blythwood Junior Public School · Public elementary1.7 km · 88% at standard
Marshall McLuhan Catholic Secondary School · Catholic secondary1.8 km · 74% at standard
St Monica Catholic School · Catholic elementary1.8 km · 78% at standard
Our Lady of the Assumption Catholic School · Catholic elementary1.9 km · 54% at standard
North Toronto Collegiate Institute · Public secondary1.9 km · 88% at standard
St Margaret Catholic School · Catholic elementary1.9 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,465/mo
$229KIncome needed
5.2×Price ÷ income
$1,261Weekly cost
$40,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,465Property tax $539Total carry $6,004

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,843Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$539
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,843

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $6,468− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,696

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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