63 Highland Avenue, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13801530

$4,995,000
For Sale
Listed 25 days agoNo offer date stated

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7Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Exceptional Value in Prime Rosedale! this masterfully restored 7-bedroom, 5-bath Arts & Crafts residence presents a rare opportunity to own a timeless Rosedale gem at...
  • Complete with A 2-car garage with private access from Roxborough Drive complements this exceptional Rosedale residence.

Exceptional Value in Prime Rosedale! this masterfully restored 7-bedroom, 5-bath Arts & Crafts residence presents a rare opportunity to own a timeless Rosedale gem at an attractive Highland Ave. Blending exquisite period details with modern comfort, this distinguished home boasts impressive curb appeal, elegant principal rooms, and abundant natural light throughout. The luxurious primary suite features a south-facing terrace, spacious dressing room, and ensuite bath, creating a private retreat. A generous family room with walkout to a large deck offers the perfect setting for family gatherings and outdoor entertaining. Complete with A 2-car garage with private access from Roxborough Drive complements this exceptional Rosedale residence. Ideally situated steps from Summerhill Market, Rosedale Park, scenic trails, tennis, soccer, ice skating, and a playground with splash pad. Enjoy the ultimate combination of elegance, space, privacy, and convenience in one of Toronto's most coveted neighborhoods. A compelling opportunity to secure exceptional value in Rosedale.

Key facts

Property type
Detached, 3-Storey
MLS®
C13801530
Bedrooms
7
Bathrooms
5 (2 half)
Size
3500-5000 sq ft
Lot
40 × 115 ft
Cross streets
Highland Ave / Roxborough Dr
Parking
2 garage · 4 parking (detached)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Radiant
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Cedar
Sewer
Sewer
Property tax
$17,993 / 2026
Days on market
25
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Family RoomMain6.15 × 2.71 m

w/o to yard · combined w/living · hardwood floor

Bedroom 3Second3.62 × 3.35 m

closet · window · hardwood floor

Exercise RoomLower3.68 × 3.41 m

walk-in closet(s) · walk-out · ceramic floor

OfficeMain4.35 × 3.01 m

combined w/living · bay window · hardwood floor

Bedroom 4Third4.51 × 3.04 m

closet · window · hardwood floor

Bedroom 2Second4.93 × 3.01 m

window · hardwood floor

Bedroom 5Third4.26 × 3.04 m

closet · window · hardwood floor

RecreationLower7.10 × 5.85 m

fireplace · 2 pc bath · broadloom

Primary BedroomSecond5.24 × 4.26 m

3 pc ensuite · overlooks ravine · walk-in closet(s)

Dining RoomMain5.30 × 5.12 m

formal rm · overlooks garden · hardwood floor

Living RoomMain4.26 × 4.23 m

fireplace · combined w/family · hardwood floor

KitchenMain6.06 × 3.38 m

ceramic floor · centre island · walk-out

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Whitney Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Whitney Junior Public School
94%
Whitney Junior Public SchoolPublic · Elementary · 0.6 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rosedale Junior Public School · Public elementary0.6 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary1.3 km · 80% at standard
Rose Avenue Junior Public School · Public elementary1.3 km · 46% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.3 km
Cottingham Junior Public School · Public elementary1.4 km · 100% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.5 km · 87% at standard
Bennington Heights Elementary School · Public elementary1.6 km · 80% at standard
CALC Secondary School · Public secondary1.6 km
Our Lady of Lourdes Catholic School · Catholic elementary1.7 km · 64% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.8 km
Jarvis Collegiate Institute · Public secondary1.8 km · 57% at standard
Winchester Junior and Senior Public School · Public elementary1.8 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,766/mo
$914KIncome needed
5.5×Price ÷ income
$5,254Weekly cost
$252,600Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $22,766Property tax $1,499Total carry $24,265

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,095per month

Mortgage amount $3,996,000 · 4.49% over 25 years

$999,000Down payment (20.0%)
$3,996,000Loan before insurance
$0CMHC premium
$23,594Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,095
Property tax
$1,499
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$23,594

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,350
Toronto municipal land transfer tax
$141,250
Estimated closing costs
$252,600

Plus your down payment of $999,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$26,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,632,371Total interest paid
$6,628,371Total of all payments
Principal $3,996,000 Interest $2,632,371
YearPrincipalInterestBalance
1$89,174$175,961$3,906,826
2$93,223$171,912$3,813,604
3$97,455$167,680$3,716,149
4$101,880$163,255$3,614,268
5$106,506$158,629$3,507,763
6$111,342$153,793$3,396,421
7$116,397$148,738$3,280,024
8$121,682$143,453$3,158,342
9$127,207$137,928$3,031,135
10$132,982$132,152$2,898,153
11$139,020$126,114$2,759,133
12$145,332$119,802$2,613,800
13$151,931$113,204$2,461,869
14$158,829$106,305$2,303,040
15$166,041$99,094$2,136,999
16$173,580$91,555$1,963,419
17$181,461$83,674$1,781,958
18$189,700$75,435$1,592,258
19$198,313$66,822$1,393,944
20$207,317$57,817$1,186,627
21$216,730$48,404$969,897
22$226,571$38,564$743,326
23$236,858$28,277$506,468
24$247,612$17,522$258,855
25$258,855$6,280$0

At the end of your 5-year term

Total paid over the term
$1,325,674
Principal paid down
$488,237
Interest paid
$837,437
Balance remaining
$3,507,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $17,993− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,105

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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