3207-18 Spring Garden Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13805404

$680,000
For Sale
Listed 27 days agoNo offer date stated

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2+1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

This Luxury condo apartment located at the Vibrant heart Of North York(Yonge&Sheppard)withperfect blending space and Extremely convenient accesses to 401,City transits(Subway andTTC),Shopping centres,Supermarket,All kinds of restaurants,Walking distance to topSchool,Library and Community centre** Rarely available 2+1 bedrooms layout with Unique-Open concept design Sucking all natural lightthrough Huge balcony and windows**Beautiful & Unobstructed East-exposure views looks likeLiving in quiet countryside while residing in busy centre of city**A wider foy entrance areabrings you a comfortibal and convenient feelings**Laminate flooring is throughout unit for easycleaning**Combined dining & living room with sliding door to huge balcony for better life modelimage**Family sizd kitchen with a brand-new fridge is ready for starting new life**All bedroomsare facing East view**Two bedrooms is a separate design style laying out of two sides of livingroom for better privacy**Large mastroom features a walk-in closet and ensuitewashroom**Separate sunroom being used as a 3rd Bedroom/Office** 24-hours security monitor-system to ensure your Privacy and Safety of residency by Enjoying acomfortable residing experiences with Amazing amenities of Gym, Indoor pool, Bowling,Partyroom, Movie theatre,Billiards,Guest suites, and much more**Owned one parking spot close toelevator + one locker with extra storage at Floor A for your private and safe life style withno extra fees**

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13805404
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge St./ Sheppard Ave. East
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Maintenance
$877/mo
Exposure
East
Property tax
$3,454 / 2026
Days on market
27
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomFlat3.08 × 3.20 m

laminate · combined w/dining · w/o to balcony

Bedroom 2Flat3.86 × 2.82 m

laminate · closet · w/o to sunroom

SunroomFlat1.96 × 3.00 m

laminate · separate room · w/o to balcony

Primary BedroomFlat4.27 × 3.10 m

laminate · walk-in closet(s) · 3 pc ensuite

FoyerFlat

ceramic floor · combined w/laundry

FoyerFlat2.20 × 2.08 m

ceramic floor · combined w/laundry · closet

Dining RoomFlat2.82 × 3.58 m

laminate · combined w/living · overlooks living

KitchenFlat2.74 × 2.59 m

ceramic floor · family size kitchen · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.1 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cardinal Carter Academy for the Arts · Catholic secondary0.1 km · 92% at standard
Cardinal Carter ES · Catholic elementary0.1 km
Earl Haig Secondary School · Public secondary0.6 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.0 km · 94% at standard
Avondale Public School · Public elementary1.0 km · 70% at standard
McKee Public School · Public elementary1.0 km · 86% at standard
St Edward Catholic School · Catholic elementary1.3 km · 89% at standard
Willowdale Middle School · Public elementary1.3 km · 78% at standard
St Cyril Catholic School · Catholic elementary1.4 km · 90% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
Churchill Public School · Public elementary1.5 km · 83% at standard
Hollywood Public School · Public elementary1.6 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,099/mo
$147KIncome needed
4.6×Price ÷ income
$715Weekly cost
$20,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,099Property tax $288Condo fee $877Total carry $4,264

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,008per month

Mortgage amount $544,000 · 4.49% over 25 years

$136,000Down payment (20.0%)
$544,000Loan before insurance
$0CMHC premium
$4,173Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,008
Property tax
$288
Condo / maintenance fees
$877
Heating
$0
Estimated monthly cost
$4,173

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,075
Toronto municipal land transfer tax
$10,075
Estimated closing costs
$20,150

Plus your down payment of $136,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,641/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$358,361Total interest paid
$902,361Total of all payments
Principal $544,000 Interest $358,361
YearPrincipalInterestBalance
1$12,140$23,955$531,860
2$12,691$23,403$519,169
3$13,267$22,827$505,902
4$13,870$22,225$492,033
5$14,499$21,595$477,533
6$15,158$20,937$462,376
7$15,846$20,249$446,530
8$16,565$19,529$429,964
9$17,317$18,777$412,647
10$18,104$17,991$394,543
11$18,926$17,169$375,618
12$19,785$16,309$355,833
13$20,683$15,411$335,149
14$21,622$14,472$313,527
15$22,604$13,490$290,923
16$23,630$12,464$267,292
17$24,703$11,391$242,589
18$25,825$10,269$216,764
19$26,998$9,097$189,766
20$28,223$7,871$161,543
21$29,505$6,590$132,038
22$30,844$5,250$101,193
23$32,245$3,849$68,949
24$33,709$2,385$35,240
25$35,240$855$0

At the end of your 5-year term

Total paid over the term
$180,472
Principal paid down
$66,467
Interest paid
$114,005
Balance remaining
$477,533

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,454− Condo fees $10,522− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,260

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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