TH 8-761 Bay Street, Toronto, ON
Bay Street Corridor, Toronto · MLS® C13810106
About this home
In short
- An exceptionally rare opportunity for true townhouse living in the heart of Downtown Toronto, just a short walk to the University of Toronto.
- Perfectly positioned at Bay & College, this spacious 3-bedroom, 3-bathroom multi-level residence directly faces College Park, offering a remarkable park-front setting...
- With over 2,000 sq. ft. of living space and a private built-in double garage, this home delivers the space, privacy and convenience of a house in one of Toronto's...
- Inside, enjoy hardwood flooring throughout, generous living and entertaining spaces, multiple walkouts, and the separation and privacy of a true multi-level home.
An exceptionally rare opportunity for true townhouse living in the heart of Downtown Toronto, just a short walk to the University of Toronto! Perfectly positioned at Bay & College, this spacious 3-bedroom, 3-bathroom multi-level residence directly faces College Park, offering a remarkable park-front setting and direct access to green space that is exceptionally hard to find in the downtown core. Step outside to enjoy the park throughout the seasons, including outdoor skating in the winter-all practically at your doorstep. With over 2,000 sq. ft. of living space and a private built-in double garage, this home delivers the space, privacy and convenience of a house in one of Toronto's most connected locations. College Subway Station, U of T, Toronto Metropolitan University, major hospitals, Farm Boy, Metro, IKEA, restaurants, cafés and shopping are all within walking distance. Inside, enjoy hardwood flooring throughout, generous living and entertaining spaces, multiple walkouts, and the separation and privacy of a true multi-level home. A rare combination of park-front living, exceptional space and unbeatable downtown convenience. Show and fall in love!
Key facts
- Property type
- Condo Townhouse, Multi-Level
- MLS®
- C13810106
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 2000-2249 sq ft
- Cross streets
- Bay St & College St
- Parking
- 2 garage (built-in)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,716/mo
- Exposure
- East
- Property tax
- $9,691 / 2026
- Days on market
- 28
- Listing brokerage
- T-ONE GROUP REALTY INC.,
Rooms
hardwood floor · w/o to balcony · closet
hardwood floor · stainless steel appl · granite counters
hardwood floor · 5 pc ensuite · w/o to terrace
hardwood floor · window · overlooks park
hardwood floor · crown moulding · open concept
hardwood floor · closet · window
hardwood floor · w/o to balcony · crown moulding
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $1,192/sqft; this home lists at $885/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Bay Street Corridor, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,504,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,316
- Property tax
- $808
- Condo / maintenance fees
- $1,716
- Heating
- $0
- Estimated monthly cost
- $10,839
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,075
- Toronto municipal land transfer tax
- $34,075
- Estimated closing costs
- $68,150
Plus your down payment of $376,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $498,952
- Principal paid down
- $183,761
- Interest paid
- $315,191
- Balance remaining
- $1,320,239
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.