406-33 Lombard Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13811022
About this home
In short
- Welcome to The Spire - Suite 406.
- At 1,062 sq ft, this northeast corner two-bedroom plus den gives you actual space to live and grow.
- And a den that, at 150 sq ft with its own wall of glass, is bigger than most bedrooms in downtown condos.
- The open kitchen has granite counters, stainless steel appliances and a breakfast bar, with dark hardwood throughout the principal rooms.
- The primary fits a king and has its own four-piece ensuite.
Welcome to The Spire - Suite 406. If you've spent any time condo shopping downtown, you know the problem: bedrooms that barely fit a bed, dens that are really hallways, and dining tables that only exist in floor plans. This is not that condo. At 1,062 sq ft, this northeast corner two-bedroom plus den gives you actual space to live and grow. Floor-to-ceiling windows wrap the unit in light from two directions, and the layout wastes almost no space on hallways. There is a proper living room. A dining area that could fit a banquet table. And a den that, at 150 sq ft with its own wall of glass, is bigger than most bedrooms in downtown condos. It can be a second living room, a huge work from home office, or whatever your life needs next. The open kitchen has granite counters, stainless steel appliances and a breakfast bar, with dark hardwood throughout the principal rooms. The bedrooms are tucked into their own wing, away from the kitchen and entertaining space. The primary fits a king and has its own four-piece ensuite. The second takes a queen, with a full second bath and glass shower just outside the door. Fresh paint, new lighting, nothing to do but move in. Three independently controlled heating and cooling zones let you keep each part of the suite exactly how you like it. Parking and locker are both owned. There's also a storage room right in the suite, so the car and everything else you own finally have a home. The Spire is one of the best-run buildings in the core, with 24-hour concierge, a gym, guest suites, party room and rooftop terrace with BBQs. But the real amenity is outside the front door. King Station, the PATH, Financial District, St. Lawrence Market and Eaton Centre are all minutes away on foot. This is the kind of space people usually leave downtown to find. Here, you don't have to.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13811022
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Church & Adelaide
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,246/mo
- Exposure
- North East
- Property tax
- $5,517 / 2026
- Days on market
- 28
- Listing brokerage
- CHESTNUT PARK REAL ESTATE LIMITED
Rooms
hardwood floor · large window · 3 pc bath
4 pc ensuite · large window · large closet
combined w/dining · hardwood floor · large window
open concept · granite counters · stainless steel appl
combined w/living · hardwood floor · large window
closet · large window · hardwood floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $1,041/sqft; this home lists at $841/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Church-Yonge Corridor, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $740,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,092
- Property tax
- $460
- Condo / maintenance fees
- $1,246
- Heating
- $0
- Estimated monthly cost
- $5,797
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,975
- Toronto municipal land transfer tax
- $14,975
- Estimated closing costs
- $29,950
Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $245,495
- Principal paid down
- $90,414
- Interest paid
- $155,081
- Balance remaining
- $649,586
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.