644-21 Dale Avenue, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13811070

$1,150,000
For Sale
Listed 28 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
1400-1599Sq ft

About this home

In short

  • Large unit with 2 balconies awaits your personal touch in one of Toronto's most prestigious residential enclaves.
  • Situated at coveted 21 Dale Avenue, this spacious 3-bedroom, 2-bathroom condo presents a rare blank canvas ready for a custom renovation to create your ultimate dream...
  • While the interior is primed for a modern transformation, the building itself delivers the high-demand, luxury features buyers search for: 24-hour gatehouse security...

Large unit with 2 balconies awaits your personal touch in one of Toronto's most prestigious residential enclaves. Situated at coveted 21 Dale Avenue, this spacious 3-bedroom, 2-bathroom condo presents a rare blank canvas ready for a custom renovation to create your ultimate dream home. The expansive floor plan boasts large-scale rooms throughout, a premium central air conditioning system, and two full bathrooms featuring an oversized glass shower. Step outside onto either of the two huge, private balconies to enjoy serene views overlooking the building's gorgeous, meticulously manicured courtyard gardens. While the interior is primed for a modern transformation, the building itself delivers the high-demand, luxury features buyers search for: 24-hour gatehouse security, indoor and outdoor swimming pools, a fitness centre, and pristine ravine-side grounds. This is an exceptional opportunity for downsizers, families, or design-focused buyers looking to trade cookie-cutter layouts for grand space and premier building amenities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13811070
Bedrooms
3
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Bloor St E & Castle Frank Rd
Parking
0 parking
Basement
None
Heating
Water
A/C
Central Air
Exterior
Brick
Maintenance
$2,594/mo
Exposure
South West
Days on market
28
Listing brokerage
RE/MAX PRIME PROPERTIES - UNIQUE GROUP

Rooms

BathroomMain1.52 × 2.29 m

3 pc bath · separate shower

Bedroom 2Main3.96 × 3.40 m

closet · large window · california shutters

KitchenMain3.35 × 2.34 m

tile floor · galley kitchen · b/i dishwasher

Bedroom 3Main3.96 × 3.20 m

closet · large window · california shutters

Primary BedroomMain5.00 × 3.56 m

walk-in closet(s) · w/o to balcony · 6 pc bath

BathroomMain1.52 × 3.16 m

3 pc ensuite · sunken bath

Living RoomMain6.81 × 4.27 m

combined w/dining · overlooks pool · w/o to balcony

FoyerMain2.74 × 1.88 m

recessed lighting · closet · parquet

Dining RoomMain3.35 × 2.46 m

combined w/living · large window · parquet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.10Mlikely sale price

Listed at $1,150,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $1.10M, typically $1.04M to $1.19M. Comparable closings on their own put this home around $1.06M, which supports the ask, so this is a firm read.

List price
$1.04MBelow recent closings$1.19MAbove recent closings

Total price vs nearby homes. Likely closing about $1.10M, from 23 recent closings in this pocket.

The market behind the math:

23sold nearby · 90 days
$845Kmedian sold price
93%of asking, on average
−19%prices vs a year ago
~23 dayshomes like this take to sell
28days on market so far
$4,779/moest. rent · 49 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 11 condo apartment homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $767/sqft against an area asking average of $1,082/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

I take the 23 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Rosedale Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 23 comparable homes that sold in Rosedale-Moore Park over the past two years, from 158 closings there.

Sold price trend

Median sold price for condos in Rosedale-Moore Park: $744K in September 2026, down 28% from a year ago, on 74 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.04M7
November 2025$1.40M5
December 2025$979K9
February 2026$800K6
April 2026$885K8
May 2026$889K8
June 2026$769K7
July 2026$685K7
August 2026$1.00M5
September 2026$744K12

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rosedale Junior Public School
94%
Rosedale Junior Public SchoolPublic · Elementary · 1.0 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Rosedale Heights School of the Arts · Public secondary0.4 km · 80% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.6 km
Winchester Junior and Senior Public School · Public elementary0.9 km · 76% at standard
St Martin Catholic School (St.Martin) · Catholic secondary0.9 km
CALC Secondary School · Public secondary0.9 km
St Martin Catholic School(OL of Lourdes · Catholic elementary0.9 km
Jarvis Collegiate Institute · Public secondary1.0 km · 57% at standard
Sprucecourt Junior Public School · Public elementary1.2 km · 59% at standard
Church Street Junior Public School · Public elementary1.3 km · 73% at standard
Native Learning Centre · Public secondary1.3 km
Lord Dufferin Junior and Senior Public School · Public elementary1.5 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,241/mo
$276KIncome needed
4.2×Price ÷ income
$1,210Weekly cost
$38,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

61%mortgage
Mortgage $5,241Estimated property tax $719Condo fee $2,594Total carry $8,554

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,087per month

Mortgage amount $920,000 · 4.49% over 25 years

$230,000Down payment (20.0%)
$920,000Loan before insurance
$0CMHC premium
$8,400Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,087
Estimated property tax
$719
Condo / maintenance fees
$2,594
Heating
$0
Estimated monthly cost
$8,400

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,475
Toronto municipal land transfer tax
$19,475
Estimated closing costs
$38,950

Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,157/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$606,051Total interest paid
$1,526,051Total of all payments
Principal $920,000 Interest $606,051
YearPrincipalInterestBalance
1$20,530$40,512$899,470
2$21,463$39,579$878,007
3$22,437$38,605$855,570
4$23,456$37,586$832,114
5$24,521$36,521$807,593
6$25,634$35,408$781,959
7$26,798$34,244$755,161
8$28,015$33,027$727,146
9$29,287$31,755$697,859
10$30,617$30,425$667,242
11$32,007$29,035$635,236
12$33,460$27,582$601,776
13$34,979$26,063$566,797
14$36,567$24,475$530,229
15$38,228$22,814$492,002
16$39,963$21,079$452,038
17$41,778$19,264$410,261
18$43,675$17,367$366,586
19$45,658$15,384$320,928
20$47,731$13,311$273,197
21$49,898$11,144$223,300
22$52,163$8,879$171,136
23$54,532$6,510$116,604
24$57,008$4,034$59,596
25$59,596$1,446$0

At the end of your 5-year term

Total paid over the term
$305,210
Principal paid down
$112,407
Interest paid
$192,803
Balance remaining
$807,593

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 49 whole-home leases in Rosedale-Moore Park$4,779/mo
$57,348Gross annual rent
1.0%Cap rate after taxes and upkeep
$4,439 to $5,372Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 49 whole-home leases in Rosedale-Moore Park signed at a median of $4,199 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,779. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $8,050− Condo fees $31,133− Insurance $600− Vacancy & upkeep $6,308Net operating income $11,257

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES - UNIQUE GROUP. MLS®/PropTx.

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