21 Austin Terrace, Toronto, ON

Casa Loma, Toronto · MLS® C13811906

$3,598,000
For Sale
Listed 28 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
1Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to an exceptional, fully reimagined residence on one of Casa Loma's most distinguished streets.
  • This stately detached brick home has been meticulously renovated throughout, offering over 4+1 bedrooms and 4 bathrooms of thoughtfully designed living space where...
  • The designer kitchen anchors the main level, effortlessly connecting to a private, maintenance-free backyard retreat that's an ideal setting for intimate gatherings...

Welcome to an exceptional, fully reimagined residence on one of Casa Loma's most distinguished streets. This stately detached brick home has been meticulously renovated throughout, offering over 4+1 bedrooms and 4 bathrooms of thoughtfully designed living space where timeless architecture meets modern sophistication. Behind its gorgeous curb appeal, the home reveals refined interiors with elegant proportions, premium finishes, and a seamless flow tailored for both elevated entertaining and everyday living. The designer kitchen anchors the main level, effortlessly connecting to a private, maintenance-free backyard retreat that's an ideal setting for intimate gatherings or relaxed outdoor living. The upper level offers generously scaled bedrooms, including a serene primary suite, while the finished lower level provides exceptional flexibility for guests, a home office, or additional family space. A rare offering in this coveted enclave, the property features four car parking. Perfectly positioned just moments from top-tier schools, lush parks, transit, and the iconic Casa Loma. This is a turnkey opportunity to own a refined home in one of Toronto's most prestigious and architecturally rich neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C13811906
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
44.29 × 110 ft
Cross streets
Bathurst & Davenport
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick, Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$11,625 / 2026
Days on market
28
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Second3.20 × 3.18 m

hardwood floor · closet · window

FoyerMain4.50 × 2.44 m

hardwood floor · closet · pot lights

RecreationBasement6.58 × 3.68 m

pot lights · above grade window · finished

Primary BedroomSecond4.88 × 4.22 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

BedroomBasement3.20 × 3.18 m

finished · pot lights

Family RoomMain4.80 × 3.05 m

hardwood floor · pot lights · 2 pc bath

LaundryBasement3.51 × 2.31 m

Concrete Floor

Living RoomMain5.59 × 4.00 m

hardwood floor · combined w/dining · pot lights

Dining RoomMain4.24 × 3.38 m

hardwood floor · combined w/living · walk-out

Bedroom 3Second4.27 × 3.30 m

hardwood floor · window · murphy bed

KitchenMain3.86 × 3.07 m

hardwood floor · granite counters · stainless steel appl

Bedroom 4Second4.67 × 3.02 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Casa Loma · asking prices
$4.47Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,421/sqft; this home lists at $1,308/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
3.60MThis home3.29M3.80M4.50M6.28MThis home vs active comparables

Neighbourhood & location

Casa Loma, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Banbury-Don Mills
$5.50M
Woodbine-Lumsden
$949K
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakwood Collegiate Institute
66%
Oakwood Collegiate InstitutePublic · Secondary · 1.9 km awayBelow the GTA average · 66% meet the provincial standard
Hillcrest Community SchoolEQAO results not published
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hillcrest Community School · Public elementary0.2 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary1.0 km · 80% at standard
Brown Junior Public School · Public elementary1.2 km · 86% at standard
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.3 km · 56% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.3 km
Essex Junior and Senior Public School · Public elementary1.3 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.3 km · 74% at standard
McMurrich Junior Public School · Public elementary1.4 km · 81% at standard
Cottingham Junior Public School · Public elementary1.4 km · 100% at standard
Humewood Community School · Public elementary1.5 km · 75% at standard
Loretto College School · Catholic secondary1.5 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$16,398/mo
$655KIncome needed
5.5×Price ÷ income
$3,784Weekly cost
$158,830Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $16,398Property tax $969Total carry $17,367

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,915per month

Mortgage amount $2,878,400 · 4.49% over 25 years

$719,600Down payment (20.0%)
$2,878,400Loan before insurance
$0CMHC premium
$16,884Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,915
Property tax
$969
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,884

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,425
Toronto municipal land transfer tax
$82,405
Estimated closing costs
$158,830

Plus your down payment of $719,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,263/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,896,150Total interest paid
$4,774,550Total of all payments
Principal $2,878,400 Interest $1,896,150
YearPrincipalInterestBalance
1$64,234$126,748$2,814,166
2$67,150$123,832$2,747,016
3$70,199$120,783$2,676,817
4$73,386$117,596$2,603,431
5$76,718$114,264$2,526,713
6$80,202$110,780$2,446,511
7$83,843$107,139$2,362,668
8$87,650$103,332$2,275,018
9$91,630$99,352$2,183,388
10$95,790$95,192$2,087,598
11$100,139$90,843$1,987,459
12$104,686$86,296$1,882,773
13$109,439$81,543$1,773,334
14$114,408$76,574$1,658,926
15$119,603$71,379$1,539,324
16$125,033$65,949$1,414,290
17$130,710$60,272$1,283,580
18$136,645$54,337$1,146,936
19$142,849$48,133$1,004,087
20$149,335$41,647$854,752
21$156,115$34,867$698,636
22$163,204$27,778$535,433
23$170,614$20,368$364,819
24$178,360$12,622$186,459
25$186,459$4,523$0

At the end of your 5-year term

Total paid over the term
$954,910
Principal paid down
$351,687
Interest paid
$603,223
Balance remaining
$2,526,713

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $11,625− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,045

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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