49 Granby Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13813114

$1,599,999
For Sale
Listed 27 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • One subway stop from everywhere.
  • A three-bedroom renovated freehold townhome with a private garden, a top-floor prima ry suite, and the kind of kitchen that ends every "where are we eating?"...
  • The main floor opens with a soaring double-height living room anchored by a dramatic arched window and a brand new gas fireplace, with french doors that pull you...
  • New roof, new windows, automated blinds and more.

One block off Yonge. One subway stop from everywhere. A three-bedroom renovated freehold townhome with a private garden, a top-floor prima ry suite, and the kind of kitchen that ends every "where are we eating?" conversation before it starts. Four finished floors of thoughtfully designed living space deliver the rare combination downtown buyers actually want: scale, light, parking, and a quiet street, all tucked into one of the most walkable pockets of the city. The main floor opens with a soaring double-height living room anchored by a dramatic arched window and a brand new gas fireplace, with french doors that pull you outside to a private rear garden...your own piece of quiet, one block from the heartbeat of downtown Toronto. Upstairs, the room that has quietly become the favourite in the house. A floor-to-ceiling interior glass wall opens onto the double-height living room below, sharing in the light, the volume, and the view of the dramatic arched window beyond - while keeping the calm of its own space. It's the room you'll find yourself coming back to for the morning call, the afternoon chapter or, the hour before everyone gets home. The kitchen anchors the next level with a custom centre island, integrated walnut dining table, brand-new stainless appliances, and quartz counters built for both weeknight dinners and weekend entertaining. The third floor delivers a generous bedroom with a spa-style semi-ensuite ideal for guests, family, or anyone you want to give a great room to. The entire top floor is the primary retreat: a king-scaled room with a private balcony for morning coffee, a private ensuite built around a generous walk-in shower, a custom closet system designed for two, and a sculptural ceiling fixture that anchors the whole space. The room reads like a hotel suite, and a particularly good one! The work is done. New roof, new windows, automated blinds and more. Freehold. Two parking spots. No condo fees. No restrictions. No compromises.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13813114
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
14.03 × 79.64 ft
Cross streets
Yonge & College
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out, None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete, Concrete Block
Roof
Fibreglass Shingle
Sewer
Sewer
Property tax
$7,190 / 2026
Days on market
27
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

LaundryLower8.06 × 2.50 m

laundry sink · concrete floor

Bedroom 2Third3.42 × 3.35 m

hardwood floor · pot lights · 3 pc ensuite

Dining RoomSecond5.40 × 3.35 m

hardwood floor · pot lights · combined w/kitchen

Bedroom 3Second3.51 × 3.35 m

hardwood floor · window floor to ceiling · pot lights

Primary BedroomUpper3.59 × 3.35 m

hardwood floor · w/o to balcony · 3 pc ensuite

Powder RoomGround1.44 × 1.72 m

2 pc bath · tile floor

KitchenSecond5.40 × 3.35 m

hardwood floor · pot lights · combined w/dining

FoyerMain4.67 × 1.19 m

tile floor · w/o to garage · pot lights

BathroomThird2.41 × 1.48 m

3 pc ensuite · tile floor · pot lights

BathroomUpper3.35 × 2.22 m

3 pc ensuite · tile floor · pot lights

Living RoomGround5.36 × 3.35 m

hardwood floor · w/o to yard · gas fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
Palmerston-Little Italy
$1.30M
South Riverdale
$1.49M
Dovercourt-Wallace Emerson-Junction
$987K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
St Michael's Choir (Jr) School · Catholic elementary0.6 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.7 km · 98% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Winchester Junior and Senior Public School · Public elementary1.0 km · 76% at standard
Orde Street Public School · Public elementary1.0 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.0 km
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
Contact Alternative School School · Public secondary1.1 km
Rose Avenue Junior Public School · Public elementary1.2 km · 46% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,292/mo
$300KIncome needed
5.3×Price ÷ income
$1,683Weekly cost
$56,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,292Property tax $599Total carry $7,891

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,077per month

Mortgage amount $1,279,999 · 4.49% over 25 years

$320,000Down payment (20.0%)
$1,279,999Loan before insurance
$0CMHC premium
$7,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,077
Property tax
$599
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Toronto municipal land transfer tax
$28,475
Estimated closing costs
$56,950

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,566/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$843,201Total interest paid
$2,123,201Total of all payments
Principal $1,279,999 Interest $843,201
YearPrincipalInterestBalance
1$28,564$56,364$1,251,435
2$29,861$55,067$1,221,574
3$31,217$53,711$1,190,357
4$32,634$52,294$1,157,723
5$34,116$50,812$1,123,607
6$35,665$49,263$1,087,942
7$37,284$47,644$1,050,658
8$38,977$45,951$1,011,680
9$40,747$44,181$970,934
10$42,597$42,331$928,337
11$44,531$40,397$883,806
12$46,553$38,375$837,253
13$48,667$36,261$788,586
14$50,876$34,052$737,710
15$53,186$31,742$684,524
16$55,601$29,327$628,923
17$58,126$26,802$570,797
18$60,765$24,163$510,032
19$63,524$21,404$446,508
20$66,408$18,520$380,101
21$69,423$15,505$310,677
22$72,575$12,353$238,102
23$75,870$9,058$162,232
24$79,315$5,613$82,916
25$82,916$2,012$0

At the end of your 5-year term

Total paid over the term
$424,640
Principal paid down
$156,392
Interest paid
$268,248
Balance remaining
$1,123,607

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $7,190− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,052

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

CallRequest a showing