74B Rathnelly Avenue, Toronto, ON

Casa Loma, Toronto · MLS® C13818146

$3,749,000
For Sale
Listed 26 days agoNo offer date stated
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3Bedrooms
5Bathrooms
1Garage · 2 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 74B Rathnelly Ave, a custom-built designer home in the prestigious Republic of Rathnelly, one of Toronto's most sought-after neighbourhoods, just minutes...
  • This exceptional residence offers a bright, open-concept layout with expansive principal rooms, large bedrooms, impressive ceiling heights & exceptional natural light.
  • Featuring German-imported Schüco aluminum windows & doors with triple-glazed glass, wide-plank white oak flooring, sleek trimless design with drywall-groove...
  • Stunning chef's kitchen with custom-painted cabinetry, premium Sub-Zero & Wolf appliances, Miele dishwasher & natural stone countertops including Super White.
  • Natural stone continues throughout the home in the vanities, fireplace & basement bar, complemented by a dramatic 3-sided Marquis fireplace.

Welcome to 74B Rathnelly Ave, a custom-built designer home in the prestigious Republic of Rathnelly, one of Toronto's most sought-after neighbourhoods, just minutes to Yorkville and close to top private & public schools. This exceptional residence offers a bright, open-concept layout with expansive principal rooms, large bedrooms, impressive ceiling heights & exceptional natural light. Featuring German-imported Schüco aluminum windows & doors with triple-glazed glass, wide-plank white oak flooring, sleek trimless design with drywall-groove detailing, custom wall panelling & millwork, statement mono-beam staircase, glass railings & upgraded architectural/strip lighting throughout. Stunning chef's kitchen with custom-painted cabinetry, premium Sub-Zero & Wolf appliances, Miele dishwasher & natural stone countertops including Super White. Natural stone continues throughout the home in the vanities, fireplace & basement bar, complemented by a dramatic 3-sided Marquis fireplace. Spa-inspired bathrooms feature premium CariMali Italian fixtures with Italian tile & slab finishes. A true showpiece is the incredibly rare two-level, double-height basement, creating extraordinary volume and openness with a massive rec/entertainment area, custom bar, extensive Italian slab finishes & flexible space for family living, gym or guests. Exterior features high-quality linear brick wrapping the sides/rear/walkout, extensive interlock including driveway, composite deck, composite fencing & an exceptionally large backyard for the neighbourhood. Comprehensive snow-melt system services the driveway, front porch, heated garage area, rear walkout & select backyard areas. Integrated heated garage, a rare find in Rathnelly, plus 2 furnaces, 2 A/C systems, high-efficiency spray-foam insulation, smart security, integrated speakers, central vacuum & more. A truly turnkey architectural statement offering exceptional space, design, craftsmanship & luxury in an A++ Toronto location.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13818146
Bedrooms
3
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
24.7 × 100 ft
Cross streets
St Clair and Avenue
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Metal, Flat
Sewer
Sewer
Days on market
26
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Casa Loma · asking prices
$2.43Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $937/sqft; this home lists at $1,363/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.75MThis home3.60M1.75M1.95MThis home vs active comparables

Neighbourhood & location

Casa Loma, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$2.07M
Wychwood
$1.14M
University
$1.75M
Mount Pleasant East
$1.36M
Corso Italia-Davenport
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.5 km · 100% at standard
Huron Street Junior Public School · Public elementary1.0 km · 74% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.1 km · 87% at standard
Hillcrest Community School · Public elementary1.1 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary1.6 km · 80% at standard
Rosedale Junior Public School · Public elementary1.6 km · 94% at standard
Our Lady of Perpetual Help Catholic School · Catholic elementary1.7 km · 88% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.7 km
Loretto College School · Catholic secondary1.8 km · 62% at standard
Central Technical School · Public secondary1.9 km · 54% at standard
Forest Hill Junior and Senior Public School · Public elementary2.0 km · 82% at standard
St Joseph's College School · Catholic secondary2.0 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$17,087/mo
$732KIncome needed
5.1×Price ÷ income
$3,943Weekly cost
$167,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $17,087Estimated property tax $2,343Total carry $19,430

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,583per month

Mortgage amount $2,999,200 · 4.49% over 25 years

$749,800Down payment (20.0%)
$2,999,200Loan before insurance
$0CMHC premium
$18,926Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,583
Estimated property tax
$2,343
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,926

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$80,200
Toronto municipal land transfer tax
$87,690
Estimated closing costs
$167,890

Plus your down payment of $749,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$20,071/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,975,727Total interest paid
$4,974,927Total of all payments
Principal $2,999,200 Interest $1,975,727
YearPrincipalInterestBalance
1$66,929$132,068$2,932,271
2$69,968$129,029$2,862,302
3$73,145$125,852$2,789,157
4$76,466$122,531$2,712,691
5$79,938$119,059$2,632,753
6$83,568$115,430$2,549,186
7$87,362$111,635$2,461,824
8$91,328$107,669$2,370,495
9$95,475$103,522$2,275,020
10$99,810$99,187$2,175,210
11$104,342$94,655$2,070,868
12$109,079$89,918$1,961,789
13$114,032$84,965$1,847,757
14$119,209$79,788$1,728,548
15$124,622$74,375$1,603,926
16$130,280$68,717$1,473,645
17$136,196$62,801$1,337,449
18$142,380$56,618$1,195,070
19$148,844$50,153$1,046,226
20$155,602$43,395$890,624
21$162,667$36,330$727,956
22$170,053$28,944$557,903
23$177,774$21,223$380,129
24$185,846$13,151$194,284
25$194,284$4,713$0

At the end of your 5-year term

Total paid over the term
$994,985
Principal paid down
$366,447
Interest paid
$628,539
Balance remaining
$2,632,753

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
0.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $26,243− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $28,427

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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