411 Cummer Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13818588

$2,198,000
For Sale
Listed 22 days agoNo offer date stated
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4+2Bedrooms
5Bathrooms
2Garage · 7 parking
3500-5000Sq ft

About this home

In short

  • Welcome to 411 Cummer Avenue ---- Exceptional 61 x 191ft south exposure land, in sought-after & family-oriented neighbourhood.
  • This impressive residence offers approximately 4,340 sq ft above grade plus a fully finished basement, approximately 2000 sq ft, combining grand scale with...
  • A soaring 2-storey foyer welcomes you with dramatic 16ft ceiling height and rich marble flooring and a skylight above of elegant circular stairwell adding even more...
  • The expansive living room features an impressive 16-ft ceiling, oversized windows bringing in abundant natural light, and a beautiful fireplace with marble mantel...
  • The spacious and gourmet custom kitchen features a large centre island, generous cabinetry and ample workspace, ideal for both everyday living and entertaining.

*Welcome to 411 Cummer Avenue ---- Exceptional 61 x 191ft south exposure land, in sought-after & family-oriented neighbourhood. This impressive residence offers approximately 4,340 sq ft above grade plus a fully finished basement, approximately 2000 sq ft, combining grand scale with comfortable family living floor plan. A soaring 2-storey foyer welcomes you with dramatic 16ft ceiling height and rich marble flooring and a skylight above of elegant circular stairwell adding even more abundant natural light. The expansive living room features an impressive 16-ft ceiling, oversized windows bringing in abundant natural light, and a beautiful fireplace with marble mantel surround. The spacious and gourmet custom kitchen features a large centre island, generous cabinetry and ample workspace, ideal for both everyday living and entertaining. A main-floor office provides a convenient and private work space. The sun-filled family room can be easily accessed from the sundeck the sundeck through double French Doors, and overlooking private, park-like backyard. Functional main-floor laundry room leads to the garage, side path, and basement through the service stairs. Upstairs, The delightful & super sunny primary suite with a spacious-private ensuite, and overlooking deep-greenery backyard. The additional bedrooms are well-sized and super bright. The lower level offers a large recreation room, two additional bedrooms, sauna and jacuzzi -- a wonderful private retreat for relaxation and unwinding. The south-facing backyard is surrounded by mature trees, offering privacy, natural shade and a peaceful outdoor setting, with a large deck ideal for entertaining. Attached 2-car garage plus a 4-car driveway. Ideally located near Bayview, excellent schools, parks, shopping, transit and Hwy 401. A rare combination of an exceptional lot, substantial living space, privacy and versatile indoor and outdoor living in one of North York's most desirable neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C13818588
Bedrooms
4+2 (6 total)
Bathrooms
5 (3 half)
Size
3500-5000 sq ft
Lot
61 × 191 ft
Cross streets
W.Bayview Ave/Cummer Ave
Parking
2 garage · 7 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,064 / 2025
Days on market
22
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

BedroomBasement3.91 × 3.88 m

french doors · window

Family RoomMain6.25 × 5.20 m

fireplace · french doors · w/o to sundeck

Living RoomMain5.69 × 4.93 m

fireplace · window floor to ceiling · pot lights

FoyerMain3.05 × 1.83 m

marble floor · skylight · moulded ceiling

Primary BedroomSecond4.48 × 3.82 m

6 pc ensuite · walk-in closet(s) · south view

Bedroom 5Basement3.91 × 3.88 m

closet · window

BreakfastMain5.86 × 3.88 m

w/o to garden · pot lights · combined w/kitchen

Bedroom 4Second4.01 × 3.98 m

closet · window

Bedroom 3Second9.08 × 5.48 m

2 pc ensuite · closet · window

LaundryMain5.49 × 3.96 m

laundry sink · tile floor

KitchenMain5.86 × 3.99 m

b/i appliances · eat-in kitchen · centre island

RecreationBasement4.49 × 3.67 m

fireplace · window · 2 pc ensuite

Bedroom 2Second4.27 × 3.96 m

broadloom · closet · window

LibraryMain3.86 × 3.28 m

hardwood floor · double doors · window

Dining RoomMain4.97 × 4.03 m

hardwood floor · moulded ceiling · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.11Mlikely sale price

Listed at $2,198,000. Going by how homes in Newtonbrook East and the wider GTA have actually closed against their asking prices (about 96%, 22 local closings in 90 days), the likely sale price is near $2.11M, if it sells. A realistic range is $1.98M to $2.38M.

Independent value check: $2.19M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $2.05M and $2.30M).

Why $2.19M. The typical detached home sold in Newtonbrook East over the past year went for about $1.38M (86 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $14,064 a year; the typical home sold here pays about $8,800.
  • ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it4+2 bedrooms and 5 baths, against 4+1 and 3 typically.
List price
$1.98MBelow recent closings$2.38MAbove recent closings

Total price vs nearby homes. Likely closing about $2.11M, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$1.27Mmedian sold price
95%of asking, on average
−11%prices vs a year ago
~22 dayshomes like this take to sell
22days on market so far
$7,621/moest. rent · 17 leases
4.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 9 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $517/sqft against an area asking average of $798/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.11M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 22 comparable homes that sold in Newtonbrook East over the past two years, from 145 closings there.

What sellers nearby are askingCurrently listed nearby in Newtonbrook East · asking prices
$3.45Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.19M, which is where my estimate comes from.

Per square foot, these ask about $811/sqft; this home lists at $517/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
2.20MThis home2.88M3.53M3.00M3.98M3.85MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Newtonbrook East: $1.25M in September 2026, down 17% from a year ago, on 69 closings in 8 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.43M5
March 2026$1.40M11
April 2026$2.25M7
May 2026$1.38M15
June 2026$1.31M7
July 2026$1.30M7
August 2026$1.28M9
September 2026$1.25M8

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.99M
Willowdale West
$2.05M
Lansing-Westgate
$2.60M
Bedford Park-Nortown
$2.99M
Lawrence Park South
$2.67M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cummer Valley Middle School
79%
Cummer Valley Middle SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 79% meet the provincial standard
Avondale Secondary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Joseph Morrow Park Catholic Secondary School · Catholic secondary0.4 km · 74% at standard
Blessed Trinity Catholic School · Catholic elementary0.6 km · 53% at standard
Finch Public School · Public elementary0.8 km · 72% at standard
Lester B Pearson Elementary School · Public elementary0.9 km · 92% at standard
Lillian Public School · Public elementary1.2 km · 62% at standard
Brebeuf College School · Catholic secondary1.3 km · 80% at standard
Steelesview Public School · Public elementary1.7 km · 85% at standard
Drewry Secondary School · Public secondary1.9 km
Bayview Middle School · Public elementary2.0 km · 80% at standard
Pineway Public School · Public elementary2.0 km · 48% at standard
McKee Public School · Public elementary2.1 km · 86% at standard
St Cyril Catholic School · Catholic elementary2.1 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,018/mo
$423KIncome needed
5.2×Price ÷ income
$2,312Weekly cost
$82,850Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $10,018Property tax $1,172Total carry $11,190

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,722per month

Mortgage amount $1,758,400 · 4.49% over 25 years

$439,600Down payment (20.0%)
$1,758,400Loan before insurance
$0CMHC premium
$10,894Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,722
Property tax
$1,172
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,894

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,425
Toronto municipal land transfer tax
$41,425
Estimated closing costs
$82,850

Plus your down payment of $439,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,768/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,158,349Total interest paid
$2,916,749Total of all payments
Principal $1,758,400 Interest $1,158,349
YearPrincipalInterestBalance
1$39,240$77,430$1,719,160
2$41,022$75,648$1,678,138
3$42,884$73,786$1,635,254
4$44,831$71,839$1,590,423
5$46,867$69,803$1,543,556
6$48,995$67,675$1,494,561
7$51,219$65,451$1,443,342
8$53,545$63,125$1,389,797
9$55,976$60,694$1,333,821
10$58,518$58,152$1,275,303
11$61,175$55,495$1,214,129
12$63,952$52,718$1,150,177
13$66,856$49,814$1,083,321
14$69,891$46,779$1,013,430
15$73,065$43,605$940,365
16$76,382$40,288$863,983
17$79,850$36,820$784,133
18$83,476$33,194$700,657
19$87,266$29,404$613,391
20$91,228$25,442$522,163
21$95,370$21,300$426,793
22$99,700$16,970$327,093
23$104,227$12,443$222,866
24$108,959$7,711$113,907
25$113,907$2,763$0

At the end of your 5-year term

Total paid over the term
$583,350
Principal paid down
$214,844
Interest paid
$368,506
Balance remaining
$1,543,556

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Newtonbrook East$7,621/mo
$91,452Gross annual rent
3.0%Cap rate after taxes and upkeep
$6,406 to $8,002Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Newtonbrook East signed at a median of $6,878 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,621. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $14,064− Insurance $1,400− Vacancy & upkeep $10,060Net operating income $65,928

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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