1404-12 Sudbury Street, Toronto, ON

Niagara, Toronto · MLS® C13818776

$889,000
For Sale
Listed 26 days agoNo offer date stated
Request a showing
◎ Directions
2+1Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • Beautifully Renovated Two Level Townhouse In Great Area.
  • Open Concept And Spacious.
  • Features Hardwood Throughout, A Modern Kitchen W/ Quartz Counters, 6 Piece Spa Like Bathroom, and A Large Lower Level Den/ Office/ Family Room.
  • Rare tandem garage for 2 Car with direct access to the unit.

Beautifully Renovated Two Level Townhouse In Great Area! Walking Distance To All That Ossington, King & Queen West and Trinity Bellwoods Has To Offer! Shopping, Restaurants, Entertainment. Open Concept And Spacious. Features Hardwood Throughout, A Modern Kitchen W/ Quartz Counters, 6 Piece Spa Like Bathroom, and A Large Lower Level Den/ Office/ Family Room. Rare tandem garage for 2 Car with direct access to the unit. Lovely, Private Terrace W/ Patio Set To Enjoy! Photos from owner occupancy

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13818776
Bedrooms
2+1 (3 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
King St West And Shaw
Parking
2 garage (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$717/mo
Exposure
East West
Property tax
$4,027 / 2026
Days on market
26
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

RecreationLower3.81 × 3.76 m

laminate · 2 pc ensuite · w/o to garage

KitchenUpper2.90 × 2.92 m

hardwood floor · breakfast bar · stainless steel appl

Living RoomUpper4.88 × 3.76 m

hardwood floor · combined w/dining · large window

Bedroom 2Upper3.10 × 2.67 m

hardwood floor · large closet · large window

Primary BedroomUpper3.89 × 3.05 m

hardwood floor · b/i closet · large window

Dining RoomUpper4.88 × 3.76 m

hardwood floor · combined w/living · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$865Klikely sale price

Listed at $889,000. Going by how homes in Niagara and the wider GTA have actually closed against their asking prices (about 97%, 16 local closings in 90 days), the likely sale price is near $865K, if it sells. A realistic range is $815K to $936K.

Independent value check: $896K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $833K and $941K).

Why $896K. The typical townhouse sold in Niagara over the past year went for about $800K (69 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$815KBelow recent closings$936KAbove recent closings

Total price vs nearby homes. Likely closing about $865K, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$808Kmedian sold price
97%of asking, on average
+6%prices vs a year ago
~17 dayshomes like this take to sell
26days on market so far
$3,801/moest. rent · 12 leases
5.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 5 condo townhouse homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $809/sqft against an area asking average of $820/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $828K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 19 homes sold in this building over the past two years, from 174 closings in Niagara.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$988kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $855/sqft; this home lists at $809/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
889kThis home1000k965k999kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$588K
Long Branch
$800K
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Givins/Shaw Junior Public School
81%
Givins/Shaw Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Southwest) · Catholic secondary0.5 km
The Grove Community School · Public elementary0.9 km
Niagara Street Junior Public School · Public elementary0.9 km · 82% at standard
Charles G Fraser Junior Public School · Public elementary1.1 km · 74% at standard
St Ambrose Catholic School · Catholic elementary1.2 km · 85% at standard
St Mary Catholic School · Catholic elementary1.2 km · 64% at standard
Ossington/Old Orchard Junior Public School · Public elementary1.3 km · 88% at standard
Holy Family Catholic School · Catholic elementary1.3 km · 45% at standard
Dr. Rita Cox – Kina Minogok Public School · Public elementary1.4 km · 56% at standard
Parkdale Junior and Senior Public School · Public elementary1.5 km · 51% at standard
Dewson Street Junior Public School · Public elementary1.6 km · 64% at standard
City View Alternative Senior School · Public elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,052/mo
$182KIncome needed
4.9×Price ÷ income
$935Weekly cost
$28,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,052Property tax $336Condo fee $717Total carry $5,104

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,932per month

Mortgage amount $711,200 · 4.49% over 25 years

$177,800Down payment (20.0%)
$711,200Loan before insurance
$0CMHC premium
$4,985Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,932
Property tax
$336
Condo / maintenance fees
$717
Heating
$0
Estimated monthly cost
$4,985

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,255
Toronto municipal land transfer tax
$14,255
Estimated closing costs
$28,510

Plus your down payment of $177,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,759/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$468,504Total interest paid
$1,179,704Total of all payments
Principal $711,200 Interest $468,504
YearPrincipalInterestBalance
1$15,871$31,317$695,329
2$16,592$30,597$678,737
3$17,345$29,843$661,393
4$18,132$29,056$643,260
5$18,956$28,232$624,304
6$19,816$27,372$604,488
7$20,716$26,472$583,772
8$21,657$25,531$562,115
9$22,640$24,548$539,475
10$23,668$23,520$515,807
11$24,743$22,446$491,065
12$25,866$21,322$465,199
13$27,040$20,148$438,158
14$28,268$18,920$409,890
15$29,552$17,637$380,339
16$30,893$16,295$349,445
17$32,296$14,892$317,149
18$33,762$13,426$283,387
19$35,295$11,893$248,091
20$36,898$10,290$211,193
21$38,573$8,615$172,620
22$40,325$6,864$132,296
23$42,156$5,033$90,140
24$44,070$3,119$46,070
25$46,070$1,118$0

At the end of your 5-year term

Total paid over the term
$235,941
Principal paid down
$86,896
Interest paid
$149,045
Balance remaining
$624,304

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Niagara$3,801/mo
$45,612Gross annual rent
3.1%Cap rate after taxes and upkeep
$3,611 to $3,991Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Niagara signed at a median of $3,661 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,801. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.1%
Gross yield
− Property tax $4,027− Condo fees $8,605− Insurance $600− Vacancy & upkeep $5,017Net operating income $27,363

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

CallRequest a showing