2099 Dufferin Street, Toronto, ON

Oakwood Village, Toronto · MLS® C13818980

$1,499,000
For Sale
Listed 27 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
1Parking
700Sq ft

About this home

In short

  • Welcome to this brand-new, beautifully built detached home offering an exceptional combination of space, modern finishes, and convenience.
  • Featuring 5 spacious bedrooms, 3 washrooms, and 2 kitchens, this home provides excellent flexibility for a large family or those seeking additional living space.
  • Close to everyday amenities, shopping, schools, and transportation.

Welcome to this brand-new, beautifully built detached home offering an exceptional combination of space, modern finishes, and convenience. Featuring 5 spacious bedrooms, 3 washrooms, and 2 kitchens, this home provides excellent flexibility for a large family or those seeking additional living space. Enjoy a bright and inviting living & family room along with a modern eat-in kitchen designed for everyday family living and entertaining. A separate front entrance adds privacy and convenience. Ideally located right on Dufferin St., with transit at your doorstep and convenient one-bus access to the subway. Close to everyday amenities, shopping, schools, and transportation.A rare opportunity to own a brand-new detached home in a highly convenient location!

Key facts

Property type
Detached, 2-Storey
MLS®
C13818980
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
700 sq ft
Lot
20 × 120 ft
Cross streets
Dufferin/Rogers
Parking
1 parking
Driveway
Available
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,912 / 2025
Days on market
27
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Fairbank Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairbank Public School
59%
Fairbank Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 59% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Bosco Catholic School · Catholic elementary0.3 km · 65% at standard
Rawlinson Community School · Public elementary0.7 km · 63% at standard
Fairbank Memorial Community School · Public elementary0.8 km · 66% at standard
St Thomas Aquinas Catholic School · Catholic elementary0.9 km · 74% at standard
Stella Maris Catholic School · Catholic elementary0.9 km · 76% at standard
St Clare Catholic School · Catholic elementary1.0 km · 72% at standard
F H Miller Junior Public School · Public elementary1.1 km · 78% at standard
J R Wilcox Community School · Public elementary1.2 km · 72% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.2 km · 59% at standard
Oakwood Collegiate Institute · Public secondary1.3 km · 66% at standard
St Alphonsus Catholic School · Catholic elementary1.3 km · 74% at standard
Humewood Community School · Public elementary1.5 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,832/mo
$272KIncome needed
5.5×Price ÷ income
$1,577Weekly cost
$52,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $6,832Property tax $326Total carry $7,158

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,631per month

Mortgage amount $1,199,200 · 4.49% over 25 years

$299,800Down payment (20.0%)
$1,199,200Loan before insurance
$0CMHC premium
$6,957Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,631
Property tax
$326
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,957

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,455
Toronto municipal land transfer tax
$26,455
Estimated closing costs
$52,910

Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,025/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$789,975Total interest paid
$1,989,175Total of all payments
Principal $1,199,200 Interest $789,975
YearPrincipalInterestBalance
1$26,761$52,806$1,172,439
2$27,976$51,591$1,144,463
3$29,246$50,321$1,115,217
4$30,574$48,993$1,084,642
5$31,962$47,605$1,052,680
6$33,414$46,153$1,019,266
7$34,931$44,636$984,336
8$36,517$43,050$947,819
9$38,175$41,392$909,644
10$39,908$39,659$869,736
11$41,720$37,847$828,016
12$43,614$35,953$784,402
13$45,595$33,972$738,807
14$47,665$31,902$691,142
15$49,829$29,738$641,314
16$52,091$27,476$589,222
17$54,456$25,111$534,766
18$56,929$22,638$477,837
19$59,514$20,053$418,323
20$62,216$17,351$356,107
21$65,041$14,526$291,066
22$67,994$11,573$223,072
23$71,081$8,486$151,991
24$74,309$5,258$77,682
25$77,682$1,885$0

At the end of your 5-year term

Total paid over the term
$397,835
Principal paid down
$146,520
Interest paid
$251,315
Balance remaining
$1,052,680

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $3,912− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,174

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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