316-955 Queen Street, Toronto, ON
Niagara, Toronto · MLS® C13819196
About this home
In short
- Rare opportunities like this don't come around often.
- This character-filled loft showcases everything true loft lovers have been searching for: 10.8' wood-panelled ceilings, exposed brick, and original wood beams that...
- At just under 800 sq ft, the spacious layout features a generous living and entertaining area, a large one-bedroom retreat, and 1.5 bathrooms for added comfort and...
- Complete with 1 parking space and 1 locker, this is a rare chance to own a truly authentic Toronto hard loft in one of the city's most coveted buildings and...
Rare opportunities like this don't come around often. Welcome to an authentic hard loft at the iconic Chocolate Company Lofts in the heart of Queen West, directly across from Trinity Bellwoods Park-one of Toronto's most beloved neighbourhood settings.This character-filled loft showcases everything true loft lovers have been searching for: 10.8' wood-panelled ceilings, exposed brick, and original wood beams that create a warm, industrial feel that simply can't be replicated in newer conversions. Oversized picture windows flood the space with natural light, highlighting the textures and architectural details that make authentic lofts so special. The reimagined kitchen blends style and function, featuring brand new sleek black and brass appliances alongside professionally refinished cabinetry with new hardware, giving the space a fresh, sophisticated feel while preserving its loft character. At just under 800 sq ft, the spacious layout features a generous living and entertaining area, a large one-bedroom retreat, and 1.5 bathrooms for added comfort and convenience. Thoughtfully proportioned and full of personality, this is a home that feels both stylish and effortlessly livable. Step outside and you're in the vibrant energy of Queen West, steps from Ossington and surrounded by some of the city's best cafés, restaurants, galleries, and boutiques, with the green space of Trinity Bellwoods Park right across the street. Complete with 1 parking space and 1 locker, this is a rare chance to own a truly authentic Toronto hard loft in one of the city's most coveted buildings and neighbourhoods.
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C13819196
- Bedrooms
- 1
- Bathrooms
- 2 (1 half)
- Size
- 700-799 sq ft
- Cross streets
- Queen St W & Shaw St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $874/mo
- Exposure
- East
- Property tax
- $3,816 / 2025
- Days on market
- 26
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
combined w/living · open concept · east view
combined w/dining · picture window · 2 pc bath
breakfast bar · renovated · double sink
4 pc ensuite · picture window · walk-in closet(s)
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Niagara, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $736,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,069
- Property tax
- $318
- Condo / maintenance fees
- $874
- Heating
- $0
- Estimated monthly cost
- $5,261
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,875
- Toronto municipal land transfer tax
- $14,875
- Estimated closing costs
- $29,750
Plus your down payment of $184,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $244,168
- Principal paid down
- $89,926
- Interest paid
- $154,243
- Balance remaining
- $646,074
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.