2403-8 CUMBERLAND Street, Toronto, ON

Annex, Toronto · MLS® C13819264

$972,000
For Sale
Listed 27 days agoNo offer date stated
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2Bedrooms
2Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Prime Yorkville location at Bloor & Yonge.
  • This bright and beautifully designed 2-bedroom, 2-bathroom corner suite offers an exceptional combination of space, natural light and sophisticated urban living.
  • The spacious open-concept living and dining area is ideal for both everyday living and entertaining, while the private balcony provides an inviting outdoor retreat.
  • Enjoy effortless access to the subway, 401, Gardiner Expressway and Don Valley Parkway.
  • Residents enjoy outstanding building amenities including 24-hour security, fitness centre, party room and outdoor garden.

Prime Yorkville location at Bloor & Yonge! This bright and beautifully designed 2-bedroom, 2-bathroom corner suite offers an exceptional combination of space, natural light and sophisticated urban living. Southwest-facing exposure and floor-to-ceiling windows provide abundant sunlight throughout the day, complemented by picturesque city views.The thoughtfully designed split-bedroom layout offers excellent privacy, with the primary and second bedrooms positioned on opposite sides of the suite. The spacious open-concept living and dining area is ideal for both everyday living and entertaining, while the private balcony provides an inviting outdoor retreat.Located in the heart of Yorkville, steps from luxury boutiques, designer shopping, renowned restaurants, cafés, galleries and cultural attractions. Enjoy effortless access to the subway, 401, Gardiner Expressway and Don Valley Parkway.Residents enjoy outstanding building amenities including 24-hour security, fitness centre, party room and outdoor garden. Condo fees include water and high-speed internet; residents pay only hydro.Experience the best of Yorkville living in one of Toronto's most sought-after neighbourhoods. A rare opportunity to own a bright, stylish and exceptionally located residence.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13819264
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
LOCATED BETWEEN YORKVILLE AND CUMBERLAND
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Maintenance
$621/mo
Exposure
South West
Property tax
$4,860 / 2026
Days on market
27
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

BathroomMain1.90 × 2.03 m

3 pc bath · tile floor

KitchenMain7.01 × 3.10 m

combined w/dining · modern kitchen · b/i fridge

Primary BedroomMain3.45 × 2.64 m

large window · large closet · south view

BathroomMain2.21 × 2.67 m

3 pc ensuite · tile floor

Dining RoomMain7.01 × 3.10 m

west view · open concept

Living RoomMain7.01 × 3.10 m

w/o to balcony · sw view

BedroomMain2.82 × 2.69 m

large window · large closet · west view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.8 km · 76% at standard
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.9 km
Jarvis Collegiate Institute · Public secondary1.1 km · 57% at standard
Native Learning Centre · Public secondary1.1 km
Church Street Junior Public School · Public elementary1.1 km · 73% at standard
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Rose Avenue Junior Public School · Public elementary1.2 km · 46% at standard
Orde Street Public School · Public elementary1.4 km · 76% at standard
Winchester Junior and Senior Public School · Public elementary1.5 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,430/mo
$197KIncome needed
4.9×Price ÷ income
$1,022Weekly cost
$31,830Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $4,430Property tax $405Condo fee $621Total carry $5,456

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,299per month

Mortgage amount $777,600 · 4.49% over 25 years

$194,400Down payment (20.0%)
$777,600Loan before insurance
$0CMHC premium
$5,325Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,299
Property tax
$405
Condo / maintenance fees
$621
Heating
$0
Estimated monthly cost
$5,325

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,915
Toronto municipal land transfer tax
$15,915
Estimated closing costs
$31,830

Plus your down payment of $194,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,204/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$512,245Total interest paid
$1,289,845Total of all payments
Principal $777,600 Interest $512,245
YearPrincipalInterestBalance
1$17,353$34,241$760,247
2$18,141$33,453$742,107
3$18,964$32,630$723,142
4$19,825$31,768$703,317
5$20,725$30,868$682,592
6$21,666$29,927$660,925
7$22,650$28,944$638,275
8$23,679$27,915$614,596
9$24,754$26,840$589,843
10$25,878$25,716$563,965
11$27,053$24,541$536,912
12$28,281$23,313$508,631
13$29,565$22,029$479,066
14$30,907$20,686$448,159
15$32,311$19,283$415,848
16$33,778$17,816$382,071
17$35,311$16,282$346,759
18$36,915$14,679$309,845
19$38,591$13,003$271,254
20$40,343$11,251$230,911
21$42,175$9,419$188,737
22$44,089$7,504$144,647
23$46,091$5,502$98,556
24$48,184$3,410$50,372
25$50,372$1,222$0

At the end of your 5-year term

Total paid over the term
$257,969
Principal paid down
$95,008
Interest paid
$162,961
Balance remaining
$682,592

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $4,860− Condo fees $7,456− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,716

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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