31 Kilbarry Road, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13819600

$3,495,000
For Sale
Listed 27 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
1Garage · 3 parking
2500-3000Sq ft

About this home

Welcome To This Fabulous Forest Hill Home, A Classically Modern, Spacious Family Home With Attention To Detail & High End Finishings Throughout, The Open Concept Main Floor Has 10 Ft Ceilings, Pot Lights, Wide Plank Herringbone Floors, Huge Floor To Ceiling Windows, A Powder Room, Gourmet Kitchen & Main Floor Family Room With Custom Cabinetry & Built Ins Galore, The Stunning Kitchen Has Marble Countertops W/Stainless Steel Appliances Including A Full Size Sub Zero Fridge & Freezer, Wall Mounted Wolf Over & Microwave & 6 Burner Gas Cooktop, The Centre Island Is Perfect For Entertaining, Ample Storage & Built In Desk & Tv Shelves/Bookcases In The Spacious Family Room, South Facing Large Window/Doors Open Up To A Sun Filled Backyard Also Perfect To Carry The Entertaining Outside, The Second Level Has Wide Plank Herringbone Floors Throughout, 9 Ft Ceilings W/Pot Lights & Multiple Skylights, The Primary Bedroom Retreat W/His & Hers Closets With Organizers, 6 Piece Ensuite W/Separate Water Closet & Soaker Tub, Huge Windows, Loads Of Natural Light, Spacious 2nd & 3rd Bedrooms With 2 Large Closets In Each Room W/Organizers & 4th Bedroom With Wall To Wall Closets With Organizers & 3 Pc Ensuite, The Lower Level Features High Ceilings, Pot Lights, Hardwood Floors, Above Grade Windows, Wet Bar, Video Projector, Nanny's Room W/Large Closets, 3 Pc Bathroom. Fully Fenced & Landscaped Backyard With Stone, Deck & Tons Of Sun, Detached 1 Car Garage, Parking For 3 Cars, Steps To Yonge Street Amenities, The Belt Line, UCC, Great Proximity To Downtown, Walk To Subway, This Home Has It All, Stunning From Top To Bottom, A Fabulous Family Home.

Key facts

Property type
Detached, 2-Storey
MLS®
C13819600
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
30 × 135 ft
Cross streets
Oriole & Kilbarry
Parking
1 garage · 3 parking (detached)
Driveway
Mutual
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$22,893 / 2026
Days on market
27
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Bedroom 3Second3.04 × 3.82 m

hardwood floor · double closet · pot lights

BreakfastMain4.02 × 1.54 m

hardwood floor · combined w/family · b/i shelves

Family RoomMain4.12 × 5.08 m

hardwood floor · fireplace · w/o to yard

Bedroom 4Second3.35 × 4.45 m

hardwood floor · w/w closet · 3 pc ensuite

Dining RoomMain4.08 × 3.50 m

hardwood floor · pot lights · large window

Bedroom 5Basement4.44 × 4.93 m

3 pc bath · large closet · large window

Living RoomMain4.15 × 2.93 m

hardwood floor · pot lights · combined w/dining

KitchenMain3.83 × 3.04 m

centre island · stainless steel appl · marble counter

Bedroom 2Second3.10 × 3.82 m

hardwood floor · double closet · pot lights

Primary BedroomSecond5.64 × 4.62 m

hardwood floor · his and hers closets · 6 pc ensuite

RecreationBasement5.75 × 6.60 m

hardwood floor · large window · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 84% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Davisville Junior Public School · Public elementary0.7 km · 86% at standard
Spectrum Alternative Senior School · Public elementary0.7 km
Forest Hill Junior and Senior Public School · Public elementary1.0 km · 82% at standard
Oriole Park Junior Public School · Public elementary1.0 km · 100% at standard
Brown Junior Public School · Public elementary1.2 km · 86% at standard
Hodgson Middle School · Public elementary1.4 km · 76% at standard
Marshall McLuhan Catholic Secondary School · Catholic secondary1.5 km · 74% at standard
Holy Rosary Catholic School · Catholic elementary1.6 km · 89% at standard
St Monica Catholic School · Catholic elementary1.6 km · 78% at standard
Eglinton Junior Public School · Public elementary1.6 km · 70% at standard
Cottingham Junior Public School · Public elementary1.7 km · 100% at standard
Allenby Junior Public School · Public elementary1.8 km · 78% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,929/mo
$673KIncome needed
5.2×Price ÷ income
$3,676Weekly cost
$152,650Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $15,929Property tax $1,908Total carry $17,837

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,460per month

Mortgage amount $2,796,000 · 4.49% over 25 years

$699,000Down payment (20.0%)
$2,796,000Loan before insurance
$0CMHC premium
$17,367Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,460
Property tax
$1,908
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,367

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,850
Toronto municipal land transfer tax
$78,800
Estimated closing costs
$152,650

Plus your down payment of $699,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,711/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,841,869Total interest paid
$4,637,869Total of all payments
Principal $2,796,000 Interest $1,841,869
YearPrincipalInterestBalance
1$62,395$123,120$2,733,605
2$65,228$120,287$2,668,377
3$68,189$117,325$2,600,188
4$71,285$114,229$2,528,903
5$74,522$110,993$2,454,380
6$77,906$107,609$2,376,475
7$81,443$104,072$2,295,032
8$85,141$100,374$2,209,891
9$89,007$96,508$2,120,884
10$93,048$92,467$2,027,837
11$97,273$88,242$1,930,564
12$101,689$83,826$1,828,875
13$106,306$79,209$1,722,569
14$111,133$74,382$1,611,436
15$116,179$69,336$1,495,257
16$121,454$64,061$1,373,804
17$126,968$58,547$1,246,835
18$132,733$52,782$1,114,102
19$138,760$46,755$975,343
20$145,060$40,455$830,283
21$151,646$33,869$678,636
22$158,532$26,983$520,105
23$165,730$19,785$354,375
24$173,254$12,260$181,121
25$181,121$4,394$0

At the end of your 5-year term

Total paid over the term
$927,574
Principal paid down
$341,620
Interest paid
$585,954
Balance remaining
$2,454,380

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $22,893− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $31,777

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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