364 Winona Drive, Toronto, ON
Oakwood Village, Toronto · MLS® C13821002
About this home
In short
- A fantastic opportunity to own a well-located condo alternative in the heart of the city, nestled in the thriving, family-friendly Humewood-Cedarvale community.
- The home currently has an interior renovation in progress, presenting a unique blank canvas.
- Clair streetcar, the new LRT, and the subway station, with easy access to the Allen Expressway and 401.
- Close to the scenic Cedarvale Ravine, Leo Baeck Day School, J.
A fantastic opportunity to own a well-located condo alternative in the heart of the city, nestled in the thriving, family-friendly Humewood-Cedarvale community. The home currently has an interior renovation in progress, presenting a unique blank canvas. Bring your vision to put your own personal mark on the space and finish it to your exact tastes to live in, or take advantage of an incredible development opportunity: Committee of Adjustment approval has already been secured to construct a new four-storey detached dwelling. The approved plans feature an integral garage, driveway parking, a covered front porch, and a rear basement walkout with a deck (architectural plans and structural engineering drawings are available). Step outside to enjoy a lovingly landscaped backyard complete with an established fruit and vegetable garden and patio with a grape trellis. Ideal for commuters, this property is perfectly positioned just a few minutes' walk from the St. Clair streetcar, the new LRT, and the subway station, with easy access to the Allen Expressway and 401. Close to the scenic Cedarvale Ravine, Leo Baeck Day School, J. R. Wilcox Community School, and the vibrant amenities, cafes, and restaurants along St. Clair and Oakwood, this location offers an unmatched balance of convenience, lifestyle, and nature.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- C13821002
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700 sq ft
- Lot
- 13.83 × 110.5 ft
- Cross streets
- Oakwood Ave & St Clair Ave W
- Parking
- 0 parking
- Driveway
- None
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,065 / 2025
- Days on market
- 26
- Listing brokerage
- Signature Elite Realty Ltd.
Rooms
tile floor · walk-out
walk-out · combined w/dining
parquet · w/o to porch
Window
Above Grade Window
open concept · combined w/living
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $1,049/sqft; this home lists at $827/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oakwood Village, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $463,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $339
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,900
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,055
- Toronto municipal land transfer tax
- $8,055
- Estimated closing costs
- $16,110
Plus your down payment of $115,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,667
- Principal paid down
- $56,594
- Interest paid
- $97,072
- Balance remaining
- $406,606
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.