205-295 Davenport Road, Toronto, ON

Annex, Toronto · MLS® C13821366

$1,290,000
For Sale
Listed 26 days agoNo offer date stated
2Bedrooms
2Bathrooms
0Parking
1000-1199Sq ft

About this home

In short

  • A loft with a story to tell.
  • In the intimate 19-residence Creed Building, this two-storey, 2-bedroom, 2-bath home has been carefully reimagined by Forward Interiors with an eye for character and...
  • Enjoy 1,175sf of well considered living, a private terrace, Yorkville at your doorstep and the Annex's tree-lined streets just around the corner.

A loft with a story to tell. In the intimate 19-residence Creed Building, this two-storey, 2-bedroom, 2-bath home has been carefully reimagined by Forward Interiors with an eye for character and carefully selected natural materials: European oak herringbone floors, a brass kitchen with Statuario marble and Fisher Paykel appliances, Waterworks fittings, an oak-wrapped principal bedroom and a plethora of hidden storage designed into the space. Enjoy 1,175sf of well considered living, a private terrace, Yorkville at your doorstep and the Annex's tree-lined streets just around the corner.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13821366
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Avenue Rd & Davenport Rd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,001/mo
Exposure
South East
Property tax
$4,389 / 2026
Days on market
26
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

KitchenMain8.33 × 5.00 m

renovated · open concept · breakfast bar

Living RoomMain9.07 × 5.89 m

hardwood floor · window · fireplace

Bedroom 2Second3.42 × 3.12 m

broadloom · 3 pc ensuite · w/o to terrace

Living RoomMain8.33 × 5.00 m

hardwood floor · window · fireplace

FoyerMain3.73 × 4.33 m

tile floor · b/i closet

KitchenMain9.07 × 5.89 m

renovated · open concept · breakfast bar

Primary BedroomMain5.18 × 4.04 m

hardwood floor · large closet

Bedroom 2Second3.91 × 3.66 m

broadloom · 3 pc ensuite · w/o to terrace

Dining RoomMain9.07 × 5.89 m

hardwood floor · overlooks living · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$993kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $781/sqft; this home lists at $1,173/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.29MThis home989k1.15M840kThis home vs active comparables

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Dovercourt-Wallace Emerson-Junction
$640K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.8 km · 100% at standard
Brown Junior Public School · Public elementary1.2 km · 86% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.3 km
Palmerston Avenue Junior Public School · Public elementary1.3 km · 80% at standard
Loretto College School · Catholic secondary1.4 km · 62% at standard
Hillcrest Community School · Public elementary1.4 km · 85% at standard
Central Technical School · Public secondary1.4 km · 54% at standard
St Joseph's College School · Catholic secondary1.5 km · 76% at standard
Rosedale Junior Public School · Public elementary1.5 km · 94% at standard
da Vinci School · Public elementary1.7 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary1.7 km · 85% at standard
Harbord Collegiate Institute · Public secondary1.8 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,879/mo
$257KIncome needed
5.0×Price ÷ income
$1,357Weekly cost
$44,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $5,879Property tax $366Condo fee $1,001Total carry $7,246

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,706per month

Mortgage amount $1,032,000 · 4.49% over 25 years

$258,000Down payment (20.0%)
$1,032,000Loan before insurance
$0CMHC premium
$7,073Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,706
Property tax
$366
Condo / maintenance fees
$1,001
Heating
$0
Estimated monthly cost
$7,073

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,275
Toronto municipal land transfer tax
$22,275
Estimated closing costs
$44,550

Plus your down payment of $258,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,906/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,832Total interest paid
$1,711,832Total of all payments
Principal $1,032,000 Interest $679,832
YearPrincipalInterestBalance
1$23,030$45,443$1,008,970
2$24,075$44,398$984,895
3$25,169$43,305$959,726
4$26,311$42,162$933,415
5$27,506$40,967$905,909
6$28,755$39,718$877,154
7$30,060$38,413$847,093
8$31,425$37,048$815,668
9$32,852$35,621$782,816
10$34,344$34,129$748,472
11$35,903$32,570$712,569
12$37,533$30,940$675,035
13$39,237$29,236$635,798
14$41,019$27,454$594,779
15$42,881$25,592$551,898
16$44,828$23,645$507,069
17$46,864$21,609$460,205
18$48,992$19,482$411,214
19$51,216$17,257$359,998
20$53,541$14,932$306,456
21$55,972$12,501$250,484
22$58,514$9,959$191,970
23$61,171$7,303$130,799
24$63,948$4,525$66,851
25$66,851$1,622$0

At the end of your 5-year term

Total paid over the term
$342,366
Principal paid down
$126,091
Interest paid
$216,275
Balance remaining
$905,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,389− Condo fees $12,010− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,313

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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