12 Petal Court, Toronto, ON

Victoria Village, Toronto · MLS® C13821676

$1,088,000
For Sale
Listed 6 days agoNo offer date stated
4Bedrooms
2Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

|| EXCLUSIVE OPPORTUNITY - DON'T MISS OUT ON THIS ONE || One Of The Largest Pie-Shaped Lots Located In The Highly Desirable "Victoria Village" Neighbourhood In The Coveted East-end Area Of Prime North York | Just Steps To All Amenities & Only Minutes From Major Highways | Optimally Located On A Child-Safe Cul-De-Sac With Little To No Traffic | Super Functional, Spacious & Truly Extraordinary Sidesplit Featuring A Flawless Layout That Leaves No Space Wasted | Open Concept | Sun-filled From Day To Night With Its Eastward Frontage | Highly Sought-after Full Bedroom On Main Level With Adjacent Access To The Main Level Washroom, Perfect For Aging Residents/Guests | Brilliant Living/Dining Space With Semi-open Concept Kitchen Area Overlooking The Immaculately Well-kept, Pristine Backyard In All Its Glory | 3 Sizeable Bedrooms On The Top Floor, Each Offering Oversized Windows & Ample Storage Space Within The Large Built-in Closets, With The Primary Bedroom Having Exclusive Access To The Semi Four Piece Bath, Common To The Other Two Bedrooms As Well On The Top Floor | Partially Finished Basement With Ample Potential To Perfect It Exactly As Per One's Specific Preferences | This Property Is Considered As Ultra RARE In Regards To Features That You Will NOT Find Anywhere Else | The Backyard Garden Oasis Alone Is Not Only One Of The LARGEST In The Neighbourhood (104" At The Rear!) But Also Offers Complete Privacy With Fully Mature Trees, Also Featuring A Well-Maintained Above Ground Swimming Pool, Full Jungle Gym Perfect For The Little Ones, Plus Private Access To Victoria Park Ave Through A Separate Gate & Much More | Literally Steps From Transit & Just 10-15 Mins From 2 Separate Subway Stations | Not To Be Missed || NOTE: Interior Pics For This Listing Have Been Fully Virtually Staged To Give Buyers A Better Idea Of How This Home Would Look When Fully Updated | For Unstaged Pics, Please Click The 2nd/3rd Virtual Tour Link (As The 1st Video Tour Is Of It Virtually Staged) ||

Key facts

Property type
Detached, Sidesplit 4
MLS®
C13821676
Bedrooms
4
Bathrooms
2 (1 half)
Size
1500-2000 sq ft
Lot
36 × 106.91 ft
Cross streets
Victoria Park/Lawrence Ave E
Parking
1 garage · 4 parking (built-in)
Basement
Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$5,573 / 2026
Days on market
6
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Living RoomSecond6.05 × 4.70 m

hardwood floor · open concept · gas fireplace

Powder RoomFlat0.97 × 1.63 m

tile floor · 2 pc bath · large window

FoyerFlat1.98 × 8.13 m

tile floor · open concept · large closet

Bedroom 3Third2.92 × 3.35 m

hardwood floor · large window · large closet

Primary BedroomThird4.09 × 4.55 m

hardwood floor · semi ensuite · large closet

Dining RoomSecond2.90 × 3.79 m

hardwood floor · open concept · large window

RecreationBasement5.92 × 3.79 m

parquet · open concept · gas fireplace

Bedroom 4Flat4.45 × 3.15 m

parquet · large window · large closet

Utility RoomBasement5.89 × 3.79 m

concrete floor · laundry sink · combined w/laundry

Bedroom 2Third2.79 × 4.39 m

hardwood floor · large window · large closet

KitchenSecond2.92 × 3.79 m

vinyl floor · eat-in kitchen · large window

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.10Mlikely sale price

Listed at $1,088,000. Going by how homes in Victoria Village and the wider GTA have actually closed against their asking prices (about 101%, 10 local closings in 90 days), the likely sale price is near $1.10M, if it sells. A realistic range is $1.03M to $1.24M.

Independent value check: $1.06M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $995K and $1.11M).

Why $1.06M. The typical detached home sold in Victoria Village over the past year went for about $1.22M (39 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,573 a year; the typical home sold here pays about $6,200.
  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▼ Lowers it slightlyIts lot is 36 by 107 ft; the typical lot sold here is 54 by 120.
List price
$1.03MBelow recent closings$1.24MAbove recent closings

Total price vs nearby homes. Likely closing about $1.10M, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$1.18Mmedian sold price
108%of asking, on average
−10%prices vs a year ago
~7 dayshomes like this take to sell
6days on market so far
$4,537/moest. rent · 20 leases
5.0%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $622/sqft against an area asking average of $890/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.12M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Milne Valley Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Victoria Village, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in Victoria Village over the past two years, from 73 closings there.

What sellers nearby are askingCurrently listed nearby in Victoria Village · asking prices
$1.20Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.06M, which is where my estimate comes from.

Per square foot, these ask about $844/sqft; this home lists at $622/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.09MThis home1000k1.20M1.40MThis home vs active comparables

Neighbourhood & location

Victoria Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$2.12M
Tam O'Shanter-Sullivan
$1.17M
Danforth Village-East York
$1.17M
St. Andrew-Windfields
$8.80M
Willowdale West
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Victoria Village Public School
43%
Victoria Village Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 43% meet the provincial standard
Parkview Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Wexford Public School · Public elementary0.4 km · 55% at standard
Precious Blood Catholic School · Catholic elementary0.5 km · 79% at standard
Wexford Collegiate School for the Arts · Public secondary0.8 km · 44% at standard
Sloane Public School · Public elementary0.9 km · 65% at standard
Broadlands Public School · Public elementary1.0 km · 68% at standard
George Peck Public School · Public elementary1.2 km · 70% at standard
St Kevin Catholic School · Catholic elementary1.3 km · 69% at standard
Senator O'Connor College School · Catholic secondary1.4 km · 76% at standard
Buchanan Public School · Public elementary1.5 km · 53% at standard
Maryvale Public School · Public elementary1.7 km · 52% at standard
Annunciation Catholic School · Catholic elementary1.8 km · 78% at standard
Ranchdale Public School · Public elementary1.9 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,959/mo
$207KIncome needed
5.3×Price ÷ income
$1,144Weekly cost
$36,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,959Property tax $464Total carry $5,423

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,813per month

Mortgage amount $870,400 · 4.49% over 25 years

$217,600Down payment (20.0%)
$870,400Loan before insurance
$0CMHC premium
$5,277Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,813
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,277

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,235
Toronto municipal land transfer tax
$18,235
Estimated closing costs
$36,470

Plus your down payment of $217,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,825/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$573,377Total interest paid
$1,443,777Total of all payments
Principal $870,400 Interest $573,377
YearPrincipalInterestBalance
1$19,424$38,327$850,976
2$20,306$37,446$830,671
3$21,227$36,524$809,443
4$22,191$35,560$787,252
5$23,199$34,552$764,053
6$24,252$33,499$739,801
7$25,353$32,398$714,448
8$26,504$31,247$687,943
9$27,708$30,043$660,235
10$28,966$28,785$631,269
11$30,281$27,470$600,988
12$31,656$26,095$569,332
13$33,093$24,658$536,239
14$34,596$23,155$501,643
15$36,167$21,584$465,476
16$37,809$19,942$427,668
17$39,525$18,226$388,142
18$41,320$16,431$346,822
19$43,196$14,555$303,626
20$45,157$12,594$258,469
21$47,208$10,543$211,261
22$49,351$8,400$161,910
23$51,592$6,159$110,318
24$53,934$3,817$56,383
25$56,383$1,368$0

At the end of your 5-year term

Total paid over the term
$288,755
Principal paid down
$106,347
Interest paid
$182,409
Balance remaining
$764,053

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Victoria Village$4,537/mo
$54,444Gross annual rent
3.8%Cap rate after taxes and upkeep
$4,187 to $4,798Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Victoria Village signed at a median of $3,997 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,537. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $5,573− Insurance $1,400− Vacancy & upkeep $5,989Net operating income $41,482

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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