121 Wyndcliff Crescent, Toronto, ON

Victoria Village, Toronto · MLS® C13837826

$999,999
For Sale
Listed 1 day agoNo offer date stated
Request a showing
◎ Directions
3+2Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 121 Wyndcliff, a beautifully renovated bungalow on a generous 50' x 120' lot in desirable Victoria Village.
  • Thoughtfully renovated throughout in 2026, this move-in-ready home combines stylish finishes with extensive updates.
  • New Energy Star windows fill the home with natural light, complemented by new engineered hardwood flooring.
  • The finished basement has its own separate entrance and offers exceptional additional living space, including a large recreation room, wet bar with full-size...
  • A rare combination of turnkey living, extensive 2026 renovations, a finished basement with separate entrance, and a 50' x 120' lot in an established Toronto...

Welcome to 121 Wyndcliff, a beautifully renovated bungalow on a generous 50' x 120' lot in desirable Victoria Village. Thoughtfully renovated throughout in 2026, this move-in-ready home combines stylish finishes with extensive updates. The main floor features a stunning kitchen with Taj Mahal-inspired quartz countertops, ample cabinetry, new appliances, and a well designed pantry and coffee bar. New Energy Star windows fill the home with natural light, complemented by new engineered hardwood flooring. The renovated bathroom showcases beautiful Zellige tile. The finished basement has its own separate entrance and offers exceptional additional living space, including a large recreation room, wet bar with full-size refrigerator, two additional bedrooms, and a full bathroom-ideal for extended family, guests, or a flexible living arrangement .Extensive behind-the-walls upgrades include updated wiring, 200-amp electrical service, new drains and water lines, basement wall insulation, and attic insulation. A rare combination of turnkey living, extensive 2026 renovations, a finished basement with separate entrance, and a 50' x 120' lot in an established Toronto neighbourhood. 121 Wyndcliff is the kind of home where the work is done, the space is ready, and all that's left to do is move in and enjoy.

Key facts

Property type
Detached, Bungalow
MLS®
C13837826
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 120 ft
Cross streets
Lawrence / Victoria Park
Parking
4 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,893 / 2026
Days on market
1
Listing brokerage
AIMHOME REALTY INC.
Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.01Mlikely sale price

Listed at $999,999. Going by how homes in Victoria Village and the wider GTA have actually closed against their asking prices (about 101%, 10 local closings in 90 days), the likely sale price is near $1.01M, if it sells. A realistic range is $945K to $1.14M.

Independent value check: $1.11M. Without looking at the asking price, our model values the home itself about 11% above the ask (homes like it typically land between $1.04M and $1.16M).

Why $1.11M. The typical detached home sold in Victoria Village over the past year went for about $1.22M (39 sales). What sets this one apart:

  • ▲ Raises it stronglyThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,893 a year; the typical home sold here pays about $6,200.
List price
$945KBelow recent closings$1.14MAbove recent closings

Total price vs nearby homes. Likely closing about $1.01M, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$1.18Mmedian sold price
108%of asking, on average
−10%prices vs a year ago
~7 dayshomes like this take to sell
1days on market so far
$4,062/moest. rent · 20 leases
4.9%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $769/sqft against an area asking average of $893/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.11M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Milne Valley Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Victoria Village, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in Victoria Village over the past two years, from 73 closings there.

What sellers nearby are askingCurrently listed nearby in Victoria Village · asking prices
$1.23Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.11M, which is where my estimate comes from.

Per square foot, these ask about $795/sqft; this home lists at $769/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1000kThis home1.09M1.40M1.20MThis home vs active comparables

Neighbourhood & location

Victoria Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$2.12M
Tam O'Shanter-Sullivan
$1.17M
Danforth Village-East York
$1.17M
St. Andrew-Windfields
$8.80M
Willowdale West
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Victoria Village Public School
43%
Victoria Village Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 43% meet the provincial standard
Parkview Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sloane Public School · Public elementary0.7 km · 65% at standard
Wexford Public School · Public elementary0.9 km · 55% at standard
Precious Blood Catholic School · Catholic elementary0.9 km · 79% at standard
Broadlands Public School · Public elementary1.0 km · 68% at standard
Wexford Collegiate School for the Arts · Public secondary1.2 km · 44% at standard
Senator O'Connor College School · Catholic secondary1.6 km · 76% at standard
George Peck Public School · Public elementary1.6 km · 70% at standard
St Kevin Catholic School · Catholic elementary1.7 km · 69% at standard
Cassandra Public School · Public elementary1.8 km · 59% at standard
Ranchdale Public School · Public elementary1.9 km · 67% at standard
Annunciation Catholic School · Catholic elementary1.9 km · 78% at standard
Buchanan Public School · Public elementary2.0 km · 53% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,558/mo
$193KIncome needed
5.2×Price ÷ income
$1,052Weekly cost
$32,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,558Property tax $491Total carry $5,049

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,999 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,914Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$491
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,914

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,000Total of all payments
Principal $799,999 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,483
3$19,511$33,569$743,973
4$20,396$32,684$723,577
5$21,322$31,758$702,254
6$22,291$30,789$679,963
7$23,303$29,777$656,661
8$24,361$28,719$632,300
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,283
13$30,417$22,663$492,866
14$31,798$21,282$461,069
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Victoria Village$4,062/mo
$48,744Gross annual rent
3.6%Cap rate after taxes and upkeep
$3,562 to $4,265Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Victoria Village signed at a median of $4,026 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,062. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $5,893− Insurance $1,400− Vacancy & upkeep $5,362Net operating income $36,089

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

CallRequest a showing