3703-35 Mariner Terrace, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13821958

$665,000
For Sale
Listed 26 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to 35 Mariner Terrace - a prime downtown location.
  • This bright and spacious Fresh Painted corner unit on the 37th floor offers nearly 750 sq. ft. of thoughtfully designed living space.
  • Functional open-concept layout with a large living and dining area.
  • The open-concept kitchen features stainless steel appliances, and NEW laminate floors run throughout.
  • Enjoy access to an exceptional selection of amenities: indoor pool, fully equipped fitness centre, basketball court, sports court, sauna, guest suites, 24-hour...

Welcome to 35 Mariner Terrace - a prime downtown location! This bright and spacious Fresh Painted corner unit on the 37th floor offers nearly 750 sq. ft. of thoughtfully designed living space. Floor-to-ceiling windows throughout bring in plenty of natural light, with spectacular city views and partial lake views.Functional open-concept layout with a large living and dining area. The open-concept kitchen features stainless steel appliances, and NEW laminate floors run throughout. The primary bedroom offers a large closet and floor-to-ceiling window, while the generously sized den easily functions as a second bedroom, home office, or guest space. Complete with ensuite laundry, central air conditioning, one owned underground parking spot and an owned locker.Enjoy access to an exceptional selection of amenities: indoor pool, fully equipped fitness centre, basketball court, sports court, sauna, guest suites, 24-hour concierge and more. Monthly maintenance covers heat, hydro, water, central air and building insurance - all utilities included!Perfectly located in the vibrant Waterfront Communities (CityPlace) neighbourhood, just steps from the Rogers Centre, CN Tower, restaurants, shopping, entertainment, parks and Toronto's waterfront. Steps from public transit, minutes to Union Station, quick access to major highways, with the Financial District just moments away. This offers the very best of downtown living!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13821958
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Spadina Ave/Bremner Ave.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$686/mo
Exposure
North West
Property tax
$3,914 / 2026
Days on market
26
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomFlat3.58 × 3.35 m

Hardwood Floor

Living RoomFlat5.49 × 4.65 m

laminate · window floor to ceiling · w/o to balcony

DenFlat2.13 × 2.06 m

separate room · laminate

Living RoomFlat5.49 × 4.65 m

hardwood floor · window floor to ceiling

Primary BedroomFlat3.58 × 3.35 m

laminate · window floor to ceiling · large closet

KitchenFlat2.74 × 2.52 m

open concept · stainless steel appl

KitchenFlat2.74 × 2.52 m

open concept · stainless steel appl · window

Dining RoomFlat5.49 × 4.65 m

hardwood floor · window floor to ceiling · combined w/living

Dining RoomFlat5.49 × 4.65 m

laminate · window floor to ceiling · combined w/living

DenFlat
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.6 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.8 km
ALPHA Alternative Junior School · Public elementary0.8 km
Ogden Junior Public School · Public elementary1.1 km · 69% at standard
St Mary Catholic School · Catholic elementary1.2 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.4 km · 82% at standard
Ryerson Community School Junior Senior · Public elementary1.5 km · 52% at standard
Contact Alternative School School · Public secondary1.6 km
Heydon Park Secondary School · Public secondary1.7 km · 8% at standard
Charles G Fraser Junior Public School · Public elementary1.7 km · 74% at standard
Beverley School · Public elementary1.8 km
Subway Academy II · Public secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,031/mo
$142KIncome needed
4.7×Price ÷ income
$699Weekly cost
$19,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,031Property tax $326Condo fee $686Total carry $4,043

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,942per month

Mortgage amount $532,000 · 4.49% over 25 years

$133,000Down payment (20.0%)
$532,000Loan before insurance
$0CMHC premium
$3,954Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,942
Property tax
$326
Condo / maintenance fees
$686
Heating
$0
Estimated monthly cost
$3,954

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,775
Toronto municipal land transfer tax
$9,775
Estimated closing costs
$19,550

Plus your down payment of $133,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,560/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$350,456Total interest paid
$882,456Total of all payments
Principal $532,000 Interest $350,456
YearPrincipalInterestBalance
1$11,872$23,426$520,128
2$12,411$22,887$507,717
3$12,975$22,324$494,742
4$13,564$21,735$481,179
5$14,179$21,119$466,999
6$14,823$20,475$452,176
7$15,496$19,802$436,680
8$16,200$19,098$420,480
9$16,935$18,363$403,545
10$17,704$17,594$385,840
11$18,508$16,790$367,332
12$19,349$15,950$347,983
13$20,227$15,071$327,756
14$21,145$14,153$306,611
15$22,106$13,193$284,505
16$23,109$12,189$261,396
17$24,158$11,140$237,238
18$25,255$10,043$211,982
19$26,402$8,896$185,580
20$27,601$7,697$157,979
21$28,854$6,444$129,125
22$30,164$5,134$98,961
23$31,534$3,765$67,428
24$32,965$2,333$34,462
25$34,462$836$0

At the end of your 5-year term

Total paid over the term
$176,491
Principal paid down
$65,001
Interest paid
$111,491
Balance remaining
$466,999

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,914− Condo fees $8,230− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,887

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

CallRequest a showing