409-29 Canniff Street, Toronto, ON

Niagara, Toronto · MLS® C13822170

$539,000
For Sale
Listed 25 days agoNo offer date stated
Request a showing
◎ Directions
1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Whether you're a first-time buyer, savvy investor, downsizer, or searching for the perfect pied-a-terre, this beautifully renovated one-bedroom townhome checks all...
  • Thoughtfully redesigned and renovated from top to bottom in 2022 with premium finishes and quality craftsmanship, and professionally painted in July 2026, this...
  • The bright, open-concept interior features luxury vinyl flooring throughout, a sleek kitchen with stainless steel appliances, and a spa-inspired bathroom complete...
  • Also, all Kitec plumbing has been removed. Please see the Renovation "Before & After" photos and descriptions on Realtor.ca under the "Brochure" icon.

Whether you're a first-time buyer, savvy investor, downsizer, or searching for the perfect pied-a-terre, this beautifully renovated one-bedroom townhome checks all the boxes. Thoughtfully redesigned and renovated from top to bottom in 2022 with premium finishes and quality craftsmanship, and professionally painted in July 2026, this turnkey home offers the perfect blend of style, comfort, and convenience. The bright, open-concept interior features luxury vinyl flooring throughout, a sleek kitchen with stainless steel appliances, and a spa-inspired bathroom complete with heated floors and a steam shower. Also, all Kitec plumbing has been removed. **Please see the Renovation "Before & After" photos and descriptions on Realtor.ca under the "Brochure" icon**. Outside, your private terrace is surrounded by mature greenery, creating a peaceful retreat for morning coffee, outdoor dining, or unwinding with a glass of wine. Enjoy the privacy and charm of townhome living with the ease of condominium ownership in a family and pet friendly, townhome community. Perfectly positioned just minutes from the King streetcar and the Gardiner Expressway, you'll love being within walking distance of Liberty Village, Trinity Bellwoods Park, the Martin Goodman Trail, Lake Ontario, and some of the city's best cafes, restaurants, boutiques, and everyday amenities.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13822170
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
King Street West / Strachan Avenue
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Wall Unit(s)
Exterior
Brick, Concrete
Maintenance
$510/mo
Exposure
East
Property tax
$2,816 / 2026
Days on market
25
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

Living RoomMain3.47 × 2.84 m

combined w/dining · large window · vinyl floor

BathroomMain1.79 × 2.40 m

heated floor · 4 pc bath · ceramic floor

Dining RoomMain3.20 × 4.40 m

combined w/living · open concept · vinyl floor

BedroomMain3.23 × 2.44 m

large window · closet · vinyl floor

KitchenMain2.20 × 2.80 m

stainless steel appl · double sink · vinyl floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$555K
Downsview-Roding-CFB
$699K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Givins/Shaw Junior Public School · Public elementary0.7 km · 81% at standard
Charles G Fraser Junior Public School · Public elementary0.9 km · 74% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.9 km
ALPHA Alternative Junior School · Public elementary1.3 km
Oasis Alternative Secondary School · Public secondary1.3 km
Pope Francis Catholic School · Catholic elementary1.3 km · 67% at standard
City School · Public secondary1.4 km · 58% at standard
The Waterfront School · Public elementary1.4 km · 74% at standard
The Grove Community School · Public elementary1.4 km
Alexander Muir/Gladstone Ave Junior and Senior Public School · Public elementary1.4 km · 73% at standard
Bishop Macdonell Catholic School · Catholic elementary1.5 km · 82% at standard
Jean Lumb Public School · Public elementary1.5 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,457/mo
$114KIncome needed
4.7×Price ÷ income
$567Weekly cost
$14,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,457Property tax $235Condo fee $510Total carry $3,202

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,384per month

Mortgage amount $431,200 · 4.49% over 25 years

$107,800Down payment (20.0%)
$431,200Loan before insurance
$0CMHC premium
$3,129Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,384
Property tax
$235
Condo / maintenance fees
$510
Heating
$0
Estimated monthly cost
$3,129

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,255
Toronto municipal land transfer tax
$7,255
Estimated closing costs
$14,510

Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,886/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$284,054Total interest paid
$715,254Total of all payments
Principal $431,200 Interest $284,054
YearPrincipalInterestBalance
1$9,623$18,988$421,577
2$10,059$18,551$411,518
3$10,516$18,094$401,002
4$10,994$17,616$390,008
5$11,493$17,117$378,515
6$12,015$16,596$366,501
7$12,560$16,050$353,941
8$13,130$15,480$340,810
9$13,727$14,884$327,083
10$14,350$14,260$312,734
11$15,001$13,609$297,732
12$15,683$12,928$282,050
13$16,395$12,216$265,655
14$17,139$11,471$248,516
15$17,917$10,693$230,599
16$18,731$9,880$211,868
17$19,581$9,029$192,287
18$20,470$8,140$171,817
19$21,400$7,211$150,418
20$22,371$6,239$128,046
21$23,387$5,223$104,660
22$24,449$4,161$80,211
23$25,559$3,051$54,652
24$26,719$1,891$27,933
25$27,933$678$0

At the end of your 5-year term

Total paid over the term
$143,051
Principal paid down
$52,685
Interest paid
$90,366
Balance remaining
$378,515

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $2,816− Condo fees $6,125− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,615

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

CallRequest a showing