UPH09-28 Byng Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13823648
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About this home
In short
- UPH09 brings the views, the space and the lifestyle-without the penthouse price tag.
- This rare 3-bedroom, 2-bath penthouse offers 1,053 sq. ft. of bright, beautifully designed living space with northwest exposure, floor-to-ceiling windows, 2 walkouts...
- The primary bedroom offers 2 closets plus a private 3-piece ensuite, while wood flooring throughout keeps the home polished and carpet free.
- Walk to Yonge & Finch Subway, restaurants, cafés, shopping, schools, theatres, the library and North York City Centre.
- At home, enjoy hotel-style amenities including concierge, indoor pool, hot tub, sauna, 24/7 fitness room, party room, guest suites, visitor parking and a landscaped...
Got a thing for Byng? UPH09 brings the views, the space and the lifestyle-without the penthouse price tag. Welcome to Monaco Condos, where boutique-style living meets one of North York's most connected addresses at the pulse of Yonge at Finch. This rare 3-bedroom, 2-bath penthouse offers 1,053 sq. ft. of bright, beautifully designed living space with northwest exposure, floor-to-ceiling windows, 2 walkouts and sweeping city and skyline views. Picture mornings with coffee perched high above the city, evenings watching the lights come on, and weekends with enough space to entertain, work, relax or keep an eye on the kids without everyone feeling on top of each other. The kitchen is built for real life, with quartz counters, ceramic flooring, built-in stainless steel appliances, generous cabinetry and a movable centre island. The primary bedroom offers 2 closets plus a private 3-piece ensuite, while wood flooring throughout keeps the home polished and carpet free. And then there's the location. Walk to Yonge & Finch Subway, restaurants, cafés, shopping, schools, theatres, the library and North York City Centre. With Hwy 401, 404 and the DVP nearby, downtown Toronto and the rest of the GTA are within easy reach. At home, enjoy hotel-style amenities including concierge, indoor pool, hot tub, sauna, 24/7 fitness room, party room, guest suites, visitor parking and a landscaped garden with BBQs. Even better, maintenance fees include heat, hydro and water. For families, professionals, downsizers who refuse to downsize too much, or anyone who values real square footage in a connected location, this one simply makes sense. If you've been waiting for a home that gives you room to live and keeps the city at your fingertips, UPH09-buy it before it's mine!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13823648
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Yonge St./Finch Avenue
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,125/mo
- Exposure
- North
- Property tax
- $3,491 / 2026
- Days on market
- 20
- Listing brokerage
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
w/o to balcony · window · closet
combined w/living · hardwood floor · open concept
combined w/dining · hardwood floor · w/o to balcony
b/i appliances · tile floor · centre island
walk-in closet(s) · 3 pc ensuite · hardwood floor
closet · hardwood floor
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Willowdale East, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $535,110 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,959
- Property tax
- $291
- Condo / maintenance fees
- $1,125
- Heating
- $0
- Estimated monthly cost
- $4,375
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,853
- Toronto municipal land transfer tax
- $9,853
- Estimated closing costs
- $19,706
Plus your down payment of $133,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $177,523
- Principal paid down
- $65,381
- Interest paid
- $112,142
- Balance remaining
- $469,730
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.