2808-75 Queens Wharf Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13823754

$590,000
For Sale
Listed 26 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • This beautiful one-bedroom Downtown Toronto condo sits in a prime south-west corner, with an open-concept layout and floor-to-ceiling views of the lake and city skyline.
  • The building offers a full suite of amenities, including a gym, fitness centre, indoor pool, theatre room, and party/meeting room.

This beautiful one-bedroom Downtown Toronto condo sits in a prime south-west corner, with an open-concept layout and floor-to-ceiling views of the lake and city skyline. Natural light pours in throughout the day, and sliding bedroom doors let you open the space up completely, so you can take in the views right from your bed.The building offers a full suite of amenities, including a gym, fitness centre, indoor pool, theatre room, and party/meeting room. Outside your door, you're steps from restaurants, entertainment, parks, shopping, and transit, with quick access to major highways.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13823754
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Bathurst St. and Fort York Blvd.
Parking
0 parking
Basement
Other
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding
Maintenance
$542/mo
Exposure
South West
Property tax
$2,969 / 2026
Days on market
26
Listing brokerage
SUTTON GROUP-ASSOCIATES REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.3 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.8 km
ALPHA Alternative Junior School · Public elementary0.8 km
St Mary Catholic School · Catholic elementary1.0 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
Ogden Junior Public School · Public elementary1.3 km · 69% at standard
Charles G Fraser Junior Public School · Public elementary1.4 km · 74% at standard
Ryerson Community School Junior Senior · Public elementary1.5 km · 52% at standard
Givins/Shaw Junior Public School · Public elementary1.8 km · 81% at standard
Contact Alternative School School · Public secondary1.8 km
Heydon Park Secondary School · Public secondary1.9 km · 8% at standard
Beverley School · Public elementary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,689/mo
$124KIncome needed
4.8×Price ÷ income
$621Weekly cost
$16,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,689Property tax $247Condo fee $542Total carry $3,479

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,610per month

Mortgage amount $472,000 · 4.49% over 25 years

$118,000Down payment (20.0%)
$472,000Loan before insurance
$0CMHC premium
$3,399Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,610
Property tax
$247
Condo / maintenance fees
$542
Heating
$0
Estimated monthly cost
$3,399

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,275
Toronto municipal land transfer tax
$8,275
Estimated closing costs
$16,550

Plus your down payment of $118,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,159/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$310,931Total interest paid
$782,931Total of all payments
Principal $472,000 Interest $310,931
YearPrincipalInterestBalance
1$10,533$20,784$461,467
2$11,011$20,306$450,456
3$11,511$19,806$438,944
4$12,034$19,283$426,911
5$12,580$18,737$414,330
6$13,151$18,166$401,179
7$13,749$17,569$387,430
8$14,373$16,944$373,057
9$15,025$16,292$358,032
10$15,708$15,610$342,324
11$16,421$14,896$325,904
12$17,166$14,151$308,737
13$17,946$13,371$290,791
14$18,761$12,557$272,031
15$19,612$11,705$252,418
16$20,503$10,814$231,915
17$21,434$9,883$210,482
18$22,407$8,910$188,074
19$23,424$7,893$164,650
20$24,488$6,829$140,162
21$25,600$5,717$114,562
22$26,762$4,555$87,800
23$27,977$3,340$59,823
24$29,248$2,070$30,575
25$30,575$742$0

At the end of your 5-year term

Total paid over the term
$156,586
Principal paid down
$57,670
Interest paid
$98,916
Balance remaining
$414,330

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $2,969− Condo fees $6,509− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,078

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ASSOCIATES REALTY INC.. MLS®/PropTx.

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