528-543 Richmond Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13824778
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About this home
In short
- Welcome to this urban condo home in the heart of King West.
- An owner-occupied gem with a highly functional, livable layout, $10,000 in premium builder upgrades, showcasing a beautifully upgraded kitchen, a primary bedroom...
- Enjoy the highly desirable SOUTH-facing exposure offering a quiet and peaceful retreat away from the main street while directly overlooking the sparkling outdoor pool...
- Residents enjoy access to a 24-hour concierge, a fully equipped fitness center, sauna and steam room, 8th floor study room, a stunning rooftop lounge, the gorgeous...
Welcome to this urban condo home in the heart of King West. An owner-occupied gem with a highly functional, livable layout, $10,000 in premium builder upgrades, showcasing a beautifully upgraded kitchen, a primary bedroom large enough to comfortably fit a queen-size bed, and a den that acts as a SECOND bedroom. The den is almost as big as the main bedroom and comes with a wardrobe and a sliding door! Designed for ultimate convenience, the unit features an in-suite washer and dryer, quick and easy access to the elevators, and a large private balcony. Enjoy the highly desirable SOUTH-facing exposure offering a quiet and peaceful retreat away from the main street while directly overlooking the sparkling outdoor pool and courtyard. Situated in a highly sought-after residence, this pet-friendly building delivers an exceptional lifestyle packed with top-tier amenities. Residents enjoy access to a 24-hour concierge, a fully equipped fitness center, sauna and steam room, 8th floor study room, a stunning rooftop lounge, the gorgeous outdoor pool and patio right below your windows, and more. Adding incredible value to your monthly budget, plus included home Internet in the building! It also comes with Eddy Smart Leak protection system throughout the condo (see the small sensors on the ground at the laundry room and bathrooms). Step outside and immerse yourself in the absolute best of King West and the Fashion District. You are just steps away from incredible culinary hotspots, including the trendy Waterworks Food Hall, neighboring Michelin-starred restaurant on Spadina, and an endless array of fantastic local dining. Everyday errands are a breeze with major grocery stores and charming local boutique grocery shops all within easy walking distance, giving you the ultimate downtown convenience right at your doorstep. Locker and parking units are still available from the builder.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13824778
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 2
- Size
- 600-699 sq ft
- Cross streets
- Richmond St W//Portland St
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $505/mo
- Exposure
- South
- Property tax
- $3,614 / 2026
- Days on market
- 25
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
closet · window · 4 pc ensuite
Combined w/Kitchen
closet · sliding doors · enclosed
open concept · window floor to ceiling · w/o to balcony
combined w/dining · stainless steel appl · quartz counter
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $463,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,566
- Property tax
- $301
- Condo / maintenance fees
- $505
- Heating
- $0
- Estimated monthly cost
- $3,372
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,075
- Toronto municipal land transfer tax
- $8,075
- Estimated closing costs
- $16,150
Plus your down payment of $116,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,932
- Principal paid down
- $56,692
- Interest paid
- $97,240
- Balance remaining
- $407,307
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.