205-840 St Clair Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C13826248

$500,000
For Sale
Listed 25 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome To Your Urban Oasis At 840 St.
  • This Stylish 1 Bedroom + Den Boutique Condo Offers Modern Design, Functionality, And An Unbeatable Location.
  • Featuring A Spacious Open Concept Layout With Smooth 9 Ft Ceilings And Laminate Flooring Throughout.
  • The Bright Open-Concept Den Offers Excellent Flexibility And Can Be Used As A Dining Area, Home Office, Or Additional Living Space.
  • Close To Cedarvale Ravine & Park, Wychwood Barns, And A Nearby Dog Park.

Welcome To Your Urban Oasis At 840 St. Clair West! This Stylish 1 Bedroom + Den Boutique Condo Offers Modern Design, Functionality, And An Unbeatable Location. Featuring A Spacious Open Concept Layout With Smooth 9 Ft Ceilings And Laminate Flooring Throughout. The Upgraded European-Style Kitchen Features Sleek Cabinetry, Quartz Countertops, And Ample Storage, Perfect For Everyday Living And Entertaining. The Bright Open-Concept Den Offers Excellent Flexibility And Can Be Used As A Dining Area, Home Office, Or Additional Living Space. The Living Room Walks Out To A Private Balcony, Perfect For Enjoying Your Morning Coffee Or Unwinding At The End Of The Day. The Spacious Bedroom Features A Large Closet Providing Plenty Of Storage, While Full-Sized Laundry Adds Everyday Convenience. Complete With Parking And A Locker, This Bright And Contemporary Unit Offers The Perfect Blend Of Comfort, Style, And Function. Enjoy An Exceptional Walk Score Of 98, With Everything You Need Just Steps Away. The St. Clair Streetcar Is At Your Doorstep, With Easy Access To The Subway, Restaurants, Cafés, Shops, Parks, And Everyday Amenities. Close To Cedarvale Ravine & Park, Wychwood Barns, And A Nearby Dog Park. A Fantastic Opportunity To Live In One Of Toronto's Most Vibrant And Walkable Neighbourhoods. Don't Miss Your Chance To Call This Beautiful Condo Home!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13826248
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
St Clair Ave W & Oakwood Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$684/mo
Exposure
North
Property tax
$3,100 / 2026
Days on market
25
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

FoyerFlat1.99 × 2.21 m

laminate · closet · open concept

Living RoomFlat2.75 × 2.69 m

laminate · window floor to ceiling · w/o to balcony

KitchenFlat2.68 × 3.09 m

laminate · quartz counter · eat-in kitchen

BedroomFlat2.72 × 2.93 m

laminate · window floor to ceiling · large closet

DenFlat2.44 × 2.94 m

laminate · combined w/kitchen · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$489Klikely sale price

Listed at $500,000. Going by how homes in Wychwood and the wider GTA have actually closed against their asking prices (about 98%, 6 local closings in 90 days), the likely sale price is near $489K, if it sells. A realistic range is $461K to $529K.

Independent value check: $517K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $481K and $544K).

Why $517K. The typical condo sold in Wychwood over the past year went for about $520K (12 sales). What sets this one apart:

  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $3,100 a year; the typical home sold here pays about $2,900.
List price
$461KBelow recent closings$529KAbove recent closings

Total price vs nearby homes. Likely closing about $489K, from 6 recent closings in this pocket.

The market behind the math:

6sold nearby · 90 days
$580Kmedian sold price
99%of asking, on average
−28%prices vs a year ago
~18 dayshomes like this take to sell
25days on market so far
$2,460/moest. rent · 14 leases
5.9%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $770/sqft against an area asking average of $856/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 6 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $512K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Oakwood Village, so I widened the search to the surrounding area.

Based on 7 homes sold in this building over the past two years, from 59 closings in Wychwood.

What sellers nearby are askingCurrently listed nearby · asking prices
$494kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $517K, which is where my estimate comes from.

Per square foot, these ask about $794/sqft; this home lists at $770/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
500kThis home480k425k399k640k525kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
Little Portugal
$549K
North St. James Town
$765K
Niagara
$690K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McMurrich Junior Public School
81%
McMurrich Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Rawlinson Community School · Public elementary0.7 km · 63% at standard
Humewood Community School · Public elementary0.7 km · 75% at standard
St Clare Catholic School · Catholic elementary0.8 km · 72% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary0.9 km · 56% at standard
Regal Road Junior Public School · Public elementary1.0 km · 73% at standard
Stella Maris Catholic School · Catholic elementary1.0 km · 76% at standard
St Mary of the Angels Catholic School · Catholic elementary1.1 km · 76% at standard
Hillcrest Community School · Public elementary1.3 km · 85% at standard
Holy Rosary Catholic School · Catholic elementary1.5 km · 89% at standard
Dovercourt Public School · Public elementary1.6 km · 62% at standard
D'Arcy McGee Catholic School · Catholic elementary1.6 km · 48% at standard
Essex Junior and Senior Public School · Public elementary1.6 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,279/mo
$112KIncome needed
4.5×Price ÷ income
$526Weekly cost
$12,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,279Property tax $258Condo fee $684Total carry $3,221

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,212per month

Mortgage amount $400,000 · 4.49% over 25 years

$100,000Down payment (20.0%)
$400,000Loan before insurance
$0CMHC premium
$3,154Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,212
Property tax
$258
Condo / maintenance fees
$684
Heating
$0
Estimated monthly cost
$3,154

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,475
Toronto municipal land transfer tax
$6,475
Estimated closing costs
$12,950

Plus your down payment of $100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,677/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,501Total interest paid
$663,501Total of all payments
Principal $400,000 Interest $263,501
YearPrincipalInterestBalance
1$8,926$17,614$391,074
2$9,332$17,208$381,742
3$9,755$16,785$371,987
4$10,198$16,342$361,789
5$10,661$15,879$351,127
6$11,145$15,395$339,982
7$11,651$14,889$328,331
8$12,180$14,360$316,150
9$12,733$13,807$303,417
10$13,312$13,228$290,105
11$13,916$12,624$276,189
12$14,548$11,992$261,642
13$15,208$11,332$246,433
14$15,899$10,641$230,534
15$16,621$9,919$213,914
16$17,375$9,165$196,538
17$18,164$8,376$178,374
18$18,989$7,551$159,385
19$19,851$6,689$139,534
20$20,752$5,788$118,781
21$21,695$4,845$97,087
22$22,680$3,860$74,407
23$23,710$2,830$50,697
24$24,786$1,754$25,911
25$25,911$629$0

At the end of your 5-year term

Total paid over the term
$132,700
Principal paid down
$48,873
Interest paid
$83,828
Balance remaining
$351,127

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in Wychwood$2,460/mo
$29,520Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,337 to $2,583Typical rent range
~17 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in Wychwood signed at a median of $2,482 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,460. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.9%
Gross yield
− Property tax $3,100− Condo fees $8,208− Insurance $600− Vacancy & upkeep $3,247Net operating income $14,365

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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